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60443 : Real Estate Advice

  • All14
  • Local Info0
  • Home Buying9
  • Home Selling0
  • Market Conditions0

Activity 13
Thu May 29, 2014
Jeff Nobleza answered:
Wed May 28, 2014
Virginia Calvin answered:
Hi Vicki, I can certainly help you with finding a 3 bedroom in the areas that you listed. Please call me at 800 394-0718 so that we can discuss.

You may know someone who is looking for a 2 bedroom. Here is the link:

Virginia Calvin
Affordable Home Real Estate Services
288 Main St.
Park Forest, IL 60466
1 800 394-0718
... more
0 votes 1 answer Share Flag
Wed Mar 19, 2014
Carlyn Jackson answered:
When the price of a property is determined, if repairs are to be done that would have been considered when the price was set. However, you can certainly offer what you think the home is worth. The seller will counter your offer if they think it is not an acceptable price. You should certainly ask your realtor to show comparables for the area before you make an offer. ... more
0 votes 7 answers Share Flag
Tue Feb 25, 2014
Hi Justus:

We may be able to help you with a loan now that you are 3 years out of a foreclosure. Please give me a call to discuss different options; we have lenders that will go as low as a 550 credit score on some of our programs.

SMC carries an A+ Better Business Bureau Rating and we have worked in the community for over 15 years!

Please call or email me so we can set aside some time to get you prequalified; or visit my website to complete the application

I look forward to working with you!

Best regards,

Patty Harrison
Smart Mortgage Centers
630-478-2684 / 630-854-3459 cell /
... more
0 votes 4 answers Share Flag
Thu Jul 25, 2013
Riccardo Wardlow answered:
of course you can. as long as yo have a 580 score or higher you are good to go.
0 votes 8 answers Share Flag
Mon May 6, 2013
Riccardo Wardlow answered:
24 months after a chapter 7 BK discharges until you can purchase again.

Sean Cochran
Quality Mortgage Lending
"We do FHA Loans down to a 600 Fico"
0 votes 2 answers Share Flag
Sat Feb 2, 2013
Louis Jeffries answered:
There are a number of potential answers. Just based on your score you can not be on the loan, yet you are not far from having an acceptable credit score. But, a score only disqualifies, it never qualifies you. We need to look at the actual credit. There may be things I could advise you to do to improve your score.

The debt is also an important qualifying criteria.

That said, in this market property values are low and depending on how much you want to spend you may be able to buy the house you want on your wifes income alone.

Most important thing is to get pre approved first. And work with a lender you trust who can help you meet your goals.

I am in Matteson.

Louis Jeffries
NMLS# 911510

Call Me.
... more
0 votes 8 answers Share Flag
Mon Jul 23, 2012
Doc answered:
You might want to look to an investor, if you really want this home. Some of us will buy the home from the bank and do a lease-purchase with you. I.e., we finance you for 3 to 5 years while you work on your credit. Then, you refinance and cash us out. ... more
0 votes 5 answers Share Flag
Mon Apr 16, 2012
er answered:
Hello Suzie:

As an agent in the Matteson area I can say that Contingent, pending and A/I (Attorney & Inspection) mean that the seller has accepted a contract. The parties should be moving to complete terms of the contract like loan applications, home inspections, attorney review etc. Agents are required to present all new offers to a Seller as soon as they receive them even at this stage. Here in Illinois one type of contingency in a contract where a Buyer has to sell their existing home prior to closing on the new home might be able to be "bumped" for a new contract under certain circumstances and terms. It's probably better for a Buyer to concentrate on properties that are on the market. We have automated searches that will email you Listings that meet your specific criteria directly from the MLS in real time. Feel free to contact me if you wish and I'll be glad to help. ... more
0 votes 3 answers Share Flag
Thu Mar 10, 2011
Mike Linkenauger answered:
Our sites are some of the most detailed out there for explaining short sales to folks,
0 votes 13 answers Share Flag
Thu Mar 10, 2011
Suzanne Hamilton answered:
There are a lot of ways to look at this. Some lenders are sticking with 640. With a 688 you are good, but if you need to combine both incomes, they will count your husband's credit score as the score, not combined the two credit scores or average them. I work with lender who will do any kind of credit score. If you can get his credit score over 600, you on an FHA loan with 3.5% down. I have several methods that will work to get his credit score up. Contact me for more information.

Suzanne Hamilton
RE Marketing Consultants
... more
0 votes 5 answers Share Flag
Thu Mar 10, 2011
Mike Linkenauger answered:
getting with asset management companies and local foreclosure agents is the place to start
0 votes 2 answers Share Flag
Tue Feb 2, 2010
Marisa Whisel answered:
All the answers provided are great ideas to help you generate business as you start your real estate business. My husband is in the military and we move (too) often, so I have had to start my real estate business over and over again each time we move. One suggestion -- since you are new to the area, you should be able to come up with a lot of information that people moving to your area would need to know. Take what you have learned about your area and turn it into a Blog. I would imagine that you would have lots of tips for newcomers to your area based on your personal experience. ... more
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