Lenders do not require you to have 20% down. If you are a Veteran or in a Rural designated area, you can get 100% financing. With your credit score, we would be able to he ... more
Unfortunately for a Chapter 7 Bankruptcy, you would have to wait until it has been 2 years from the discharge date. Feel free to contact me with any other questions.
Th ... more
Why wait? Interest rates are only going to increase slightly and so will prices. Now is the time. You should be able to get a loan under those circumstances.
If your short sale was due to a loss of income 20% or more, for 6 months before the short sale and now have re-established credit for 12 months you may be able to qualify f ... more
I am a local broker and may be able to help you. We work with lenders that will go as low as a 580 score. Please call or email me to get started.
I look forward to wor ... more
As long as you're selling your existing residence, then your DIR (debt-to-income ratio) will be less of an issue. If you are going to keep the home and rent it out, th ... more