Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

60435 : Real Estate Advice

  • All28
  • Local Info3
  • Home Buying17
  • Home Selling3
  • Market Conditions0

Activity 24
Thu Jul 13, 2017
Kelly Birk asked:
Mon Dec 12, 2016
Maricris A answered:
Hello,

Currently, we do not have a tool for the consumers to remove their home photos by themselves. Please provide your complete property address and I will be able to assist. You may also send your request together with your complete address via the link below.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Sun Sep 27, 2015
Amelia Robinette answered:
nope, trulia doesn't list FSBO, only licensed agents can post listings here.
0 votes 1 answer Share Flag
Fri Apr 24, 2015
Dan Tabit answered:
Gdowden,

There are commonly multiple values you may be looking at and they are all different.

Appraisal value is what an appraiser determines the value is for a lender with a specific contract price already in mind. It may are may not be the selling price. Appraisals are "opinions of value" and not facts of value. Two different appraisers will come to two different opinions. Appraisals can be disputed due to inaccuracies, errors or new information coming available. Sometimes disputing a lower than contract value pays off, other times the appraiser digs in.

Assessed value is what a local city or county uses for taxation purposes and is not useful for determining a list or offer price. No one from the city or county investigates the home like an appraiser and these values can be all over the map. I often hear people refer to this as an appraised value, but it's not.

List price is a strategy for sellers. Some are high, hoping for an offer. Some are low, hoping for a bidding war. Some are in the middle.

Selling price is what a willing and qualified buyer agrees to pay to a willing and able seller. This is generally the actual market value of a home, if the marketing has been done properly and professionally.

I hope this explains things a bit more. Hopefully you have a great agent who can explain more about any specific homes you're considering.
... more
0 votes 2 answers Share Flag
Tue Oct 28, 2014
Bob Brandt answered:
Your Realtor could tell where the best local choices are. Go meet with them or call one today for help.
0 votes 1 answer Share Flag
Wed Sep 10, 2014
answered:
Hi John:

Lenders do not require you to have 20% down. If you are a Veteran or in a Rural designated area, you can get 100% financing. With your credit score, we would be able to help you with a loan. We can even go down as low as 560 on FHA loans.

Please call or email me and I would be happy to help you!

Best regards,

Patty Harrison
630-854-3459
... more
0 votes 3 answers Share Flag
Mon Feb 17, 2014
Matt Persicketti answered:
I have had multiple clients use Accurate Home inspection of Illinois and I would highly recommend them! Thorough, polite and exceptionally informative.
0 votes 1 answer Share Flag
Wed Jan 15, 2014
answered:
Hello Kim,

Unfortunately for a Chapter 7 Bankruptcy, you would have to wait until it has been 2 years from the discharge date. Feel free to contact me with any other questions.

Thank you,

Ashley Pimentel
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
apimentel@marketplacemc.com
... more
0 votes 4 answers Share Flag
Wed Jan 15, 2014
Suzanne Hamilton answered:
Kim

Why wait? Interest rates are only going to increase slightly and so will prices. Now is the time. You should be able to get a loan under those circumstances.
0 votes 4 answers Share Flag
Sat Nov 9, 2013
answered:
Hi Marie,

If your short sale was due to a loss of income 20% or more, for 6 months before the short sale and now have re-established credit for 12 months you may be able to qualify for an FHA mortgage. If not, you will have to wait until June. Contact me if you have any questions or if you believe you may be able to qualify under these circumstances.


Thank you,

Ashley Pimentel
Senior Loan Originator
Market Place Mortgage
246 E Janata Blvd. Suite 220
Lombard, IL 60148
Cell: (630) 217-7013
apimentel@marketplacemc.com
... more
0 votes 3 answers Share Flag
Tue Sep 17, 2013
Peter Kedzior answered:
A client of mine was able to obtain a mortgage just 26 months after bankruptcy discharge and less than 3 years after he lost his previous home to foreclosure. So, you have a chance of getting a mortgage, especially if you can prove to the lender that your financial situation has GREATLY improved over the last 2 years. FHA-backed mortgage is one of good options I would think of in your situation. Please consult a licensed mortgage broker for advice on that subject. ... more
0 votes 3 answers Share Flag
Mon Mar 25, 2013
Michael Sims answered:
Jen,
There are a number of stipulations that LICENSED brokers have when listing a house with a guaranteed purchase plan. Basically the purchase price must be stated in listing agreement and how it is calculated and after what time frame. Recently there have been companies who are using a 2 step approach to purchasing your home. They claim to list it and then resell it and do so with 2 or 3 companies, somewhat related. I am a little leery of these types of transactions since they can backfire and wind up with you losing more than necessary. The way you describe your situation it seems that a standard short sale listing would probably fit the bill. I have been doing distressed property sales for over 20 years and can help you tremendously. Remember, there are no quick fixes to a complex problem without sacrifice. If you want to take a quick way out, it may cost you dearly. ... more
0 votes 6 answers Share Flag
Mon Mar 25, 2013
Michael Sims answered:
The best thing you can do is check with an attorney who handles family law and real estate. It is fairly easy to check the local county recorder to see if she has any recorded interest in the property. One good family law attorney in Joliet is Paul Boetto at 815-726-7309. He would be the best one to consult. ... more
0 votes 1 answer Share Flag
Thu Jan 24, 2013
Riccardo Wardlow answered:
2 years after that BK. As far as the short sale goes, it depends on how it reports on credit. If it is reporting as a foreclosure then you are going to have to wait 3 years past the date the Foreclosure was completed. Any questions, give me a call.

Sean Cochran
Quality Mortgage Lending
630-470-6830 office
630-330-2229 cell
www.qmlending.com
... more
0 votes 2 answers Share Flag
Tue Jan 22, 2013
answered:
Hi Marie:

I am a local broker and may be able to help you. We work with lenders that will go as low as a 580 score. Please call or email me to get started.

I look forward to working with you.
Best regards,

Patty Harrison
Smart Mortgage Centers
630-478-2684
patty@smarmtgs.net / http://www.smartmortgageinc.com
... more
0 votes 2 answers Share Flag
Fri Jan 18, 2013
Jennifer Snyder answered:
You sound like you could be very close. It would be best to speak with a qualified loan officer to understand exactly where you are in the process. I would be happy to share some names with you if needed. ... more
0 votes 4 answers Share Flag
Fri Jan 18, 2013
Jennifer Snyder answered:
Downers Grove will also have options for you as well. Benet Academy is near and there are a couple of grade schools as well.
0 votes 5 answers Share Flag
Fri Oct 5, 2012
David Hennessey answered:
I have a few sellers who will sell NOW with the proper down payment by doing a land contract. Call me at 815-347-4203, Dave Hennessey, Krueger Realty. E-mail me ; djhresults@comcast.net
0 votes 2 answers Share Flag
Thu Sep 6, 2012
Carmen Carter answered:
NACA absolutely helps self employed people. I am self employed (a Realtor) and I bought my first home through NACA. I am still very active with the organization. If you need a direct contact you can email me at CarterRealtyGroup@gmail.com ... more
0 votes 5 answers Share Flag
Tue Jul 10, 2012
David Hennessey answered:
Most builders will honor a realtor after a initial visit because of fearing the loss of the sale. I have many years of experience with new construction, Feel free to contact me at 815-436-4192 or 815-347-4203. Also, you can e-mail me at djhresults@comcast.net. Dave Hennessey Broker, Krueger Realthy. ... more
0 votes 3 answers Share Flag
1 2
Search Advice
Search

Followers

206