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60189 : Real Estate Advice

  • All8
  • Local Info0
  • Home Buying4
  • Home Selling0
  • Market Conditions0

Activity 5
Mon Nov 14, 2016
LaTamla Townsend answered:
Excellent question!
Usually about a week or a few days before the home closes the lender will check to see if anything has changed regarding your financial situation. They will probably ask for updated pay stubs, bank account information and verify your employment. Even though one may be in a situation to where they're no longer employed and need to collect unemployment, that may not disqualify you from still purchasing the home. Lenders also take into consideration what industry you are working in because some work is considered to be seasonal. Also, at the closing table there are documents that you are signing stating the information that is given at the time is true, current and correct. If these questions are not answered in honesty, then one could be on the hook for committing mortgage fraud. Though there are people who will take this chance, I feel honesty is always the best policy. However, if it were I, I would speak to another lender or lenders to find out the best possible way to present this scenario in the best possible light to the current lender. And if that lender is still not willing to move forward with the allowance of the purchasing of the home, then I would seek approval with another lender.

Best Wishes,
-LaTamla Townsend
... more
0 votes 7 answers Share Flag
Thu Sep 15, 2016
Maricris A answered:
Hello,

We display property information on Trulia to provide consumers with transparent real estate information. We receive this information from public records gathered by a third-party data collector from your county. Our mission is to empower consumers with information and tools to make smart decisions about homes, real estate and mortgages. For this reason, we do not remove public record property information from Trulia.

That said, we do have the ability to remove home photos. You may send your request together with your property address via the link below.

Regards,

Maricris
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Fri Oct 24, 2014
Susann Rhoades answered:
Budget and your expectation for return is a key component. I would certainly suggest that you make time to speak with a Realtor, whos' specializes in the above mentioned areas. There are many questions that go into buying property. Good luck on your search and I would welcome the opportunity to discuss further should decide to move forward. ... more
0 votes 9 answers Share Flag
Sat Jan 28, 2012
Molly Mosley (Hay), CDPE,CNE, MIP, SFR answered:
Do you have a copy of your contract? Call your lender ASAP!!! Do you have a realtor? If so you need to also contact them so that they can advise you as to what your next step is.
0 votes 5 answers Share Flag
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