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60148 : Real Estate Advice

  • All31
  • Local Info5
  • Home Buying9
  • Home Selling3
  • Market Conditions0

Activity 22
Fri Sep 23, 2016
Everettarchuleta answered:
I agree with above answers. These are the important thing. Furniture also attracts buyers. I think front door and other doors are one of the main things. You can give it an attractive look by changing door knobs and handles. Vintage metal printing door knobs can give a unique look. Copper knobs are also available at affordable prices. ... more
0 votes 11 answers Share Flag
Wed Apr 6, 2016
Leckiegurl asked:
Have Section 8 Voucher For Dupage County, Have Bad Credit Willing To Put Down High Security Deposit AnyOne Can Help
0 votes 0 Answers Share Flag
Sat Apr 25, 2015
Christina Feeney answered:
I am with Coldwell Banker and do not pay a monthly fee. Please contact me for further information.
0 votes 2 answers Share Flag
Thu Jan 8, 2015
Jeff Nobleza answered:
Engage the services of a knowledgeable realtor. There's other information needed in order to give you advice. What is the zoning of the properties? What sort of liens/encumbrances (mortgage included) are there on the properties? What is the immediate area like (mostly commercial/residential)? Are there things about the lot that should be known (setbacks, flooding etc).

Jeff Nobleza
Baird & Warner
... more
0 votes 2 answers Share Flag
Tue Jul 15, 2014
Tammy.9856Burch asked:
Sun Apr 20, 2014
John Reeves answered:
You might get help from these links: ... more
0 votes 1 answer Share Flag
Mon Dec 23, 2013
Ashley Pimentel answered:
I would be more than happy to give you a professional assessment. I work with over 40 different lenders to provide more opportunities for my clients. Feel free to contact me with questions or to get started with your refinance.

Thank you,

Ashley Pimentel
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
... more
0 votes 6 answers Share Flag
Mon Dec 9, 2013
Lester S. answered:
It varies from market to market, price point and other variables......the answer generally lies in what type of financing is being used in that market and specifically in that transaction. Cash and 20% down buyers will usually not request closing cost credits from a seller, while low or no money down financed buyers (generally 5% down or less) usually will. While they have qualifying credit and debt to income ratios for these programs, they often simply lack the funds necessary to cover the down payment and all the costs without wiping out all their needed reserves. While there are some correlations to first time buyers having less funds and using these loans, a first time buyer with conventional 20% down financing (or cash) probably won't be requesting/negotiating closing cost credits. On the other hand, a 4th or 5th time home buyer using FHA (3.5%) or VA (0 down) financing most likely will be looking for these credits. From there, you can usually make some general assumptions.....if you're talking about an $800K purchase, you probably won't expect to be negotiating closing cost credits. If you are talking about a lower price point market or town home/condo association you might find that a significant or even majority of sales include seller assisted financing. Hope this helps.


Lester S.
"Lester the Lister"
RE/MAX 1st
... more
0 votes 7 answers Share Flag
Fri Aug 16, 2013
Riccardo Wardlow answered:
Not only do we give FHA loans but we can do them down to a 580 score.

Riccardo Wardlow
Quality Mortgage Lending


*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 620 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 620 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*We do Itin loans
... more
0 votes 3 answers Share Flag
Tue Jul 2, 2013
Tim Wangler answered:
Zillow and trulia use algorithms that use general information. It does not compare apples to apples. Appraisers typically use MLS data and have certain criteria like radious of near by sales, condition of home and so on. ... more
0 votes 11 answers Share Flag
Thu Jul 26, 2012
Rosemary Strodtman answered:
Thu Jul 26, 2012
Rosemary Strodtman answered:
Very nice area with friendly people. Many homes available for sale. Let me know if I can be of any help. Gas prices - ave about $3.70 a gallon.
0 votes 3 answers Share Flag
Mon Apr 9, 2012
Shawn Anderson SRES,CDPE answered:
Asking buyers to cover these fees is pretty normal. Those sellers knowing they were going to loose their homes stop paying the HOA dues. I've seen some at $10,000. It is the first thing I find out before writing. I alos call to find out how the Association is doing with deliquents. I can can quickly assess if this has to be a cash buyer only or if your lender will decline the loan due to this exact info. Best to find this all out first. Your agent should have made these easy calls just out of due diligence. They should chexk with the village to see if there are any unpaids with them as well. I just did one where I called the asoociation myself and found out that my buyer would have to rplace the garage door within 45 days of closing because it was in terrible shape. You are on the hook for these fees the bank does not take responsibilty for them, wouldn't itbe nice if they did. ... more
0 votes 6 answers Share Flag
Sat Sep 10, 2011
George Raymondo answered:
Since lenders are no longer legally able to provide you a GFE without a property, the best way is to contact a couple of lenders (Realtor referred is best) and ask them how much are there lender fees. For example, my company does not allow the LOs to charge the standard 1% Loan Origination Fee, so our total lender fees are a flat $1,590.00 period. As far as giving you an ball park number, we can offer you a Itemization Worksheet that should give you a pretty good idea as to what what you are going to need to close your transaction i.e. Title, Escrow, and Recurring Closing costs. Depending on the loan amount ($150,000.00 +) and the time of year you purchase your closing cost are generally 3% of the purchase price.

Best of Luck!
... more
0 votes 7 answers Share Flag
Mon Jul 25, 2011
Barbara Moniuszko answered:
Please call me. I will be happy to help you with it.

Thank you,
Barbara Moniuszko, Broker Associate

Baird & Warner

543 Pennsylvania Ave.

Glen Ellyn, IL 60137

(Mobile) 708-650-6665 ... more
0 votes 2 answers Share Flag
Sat Jun 25, 2011
Shawn Anderson SRES,CDPE answered:
When you pay for a full service real estate company and hire an agent who really is working their job full time little things like this get done. This website is very important and very quick and easy to be a member. ... more
0 votes 5 answers Share Flag
Mon Feb 8, 2010
Landlord answered:
My husband and I are in the same boat, except we have three condos. He had two condos (one rented) and I had a condo. We rented out his second condo and now live in my place. We ran the numbers and decided that it really makes no sense for us to sell any of the properties now and are making do with less space. We paid off the highest-intersest rate mortgage and are making extra payments on the next highest interest rate mortgage using the rental income. It's just too risky to worry about re-renting the other condos, what rent we may be able to get in the future, etc. ... more
0 votes 4 answers Share Flag
Fri Jul 25, 2008
Lisa Schade answered:
Hi Mike-
Wow! Not all agents are created equal, and I'm sorry that you had a bad experience. But, we shouldn't all have to pay the consequences. Many of us do work extremely hard for the income that we make. Many of us are underpaid for our services.

Unfortunately, as is true in any profession, there are always bad experiences, and everyone else in that profession gets judged by that bad experience.

I suggest that the next time you decide to buy, you interview multiple agents, if you have to, to find an agent that will work on your behalf. Ask them questions, trust in their answers and ask for references.

If they're serious about there profession and getting the job done right for you, they will work with you to make you feel as comfortable as you need to feel.
... more
0 votes 9 answers Share Flag
Thu Jun 19, 2008
Joan Crane, ePro answered:
Call PACE and they can give the service area information, schedule and routes. Call 1-800-606-1282
0 votes 1 answer Share Flag
Sat Apr 12, 2008
Joan Crane, ePro answered:
Hi MJ: I can furnish data showing what has recently sold in your vacinity and also show you what is currently on the market. I can email you this information in a matter of minutes, If you don't want to contact an agent at this time youcan always try a search for sold vacant land on Trulia. Call me if I can be any help getting it sold. 708-203-0335. ... more
0 votes 9 answers Share Flag
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