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60123 : Real Estate Advice

  • All20
  • Local Info1
  • Home Buying4
  • Home Selling3
  • Market Conditions0

Activity 14
Mon Jan 11, 2016
Jeff Nobleza answered:
Call Lex Carter with Evolve Bank- he can talk to you about your situation and give you the best options.

Alexis B Carter
Mortgage Banker
Evolve Bank & Trust :: Mortgage Services
312.637.9210 Direct ... more
0 votes 1 answer Share Flag
Thu Apr 30, 2015
Robert J. RAPP answered:
Depending on the style of your home, many homeowners in my community are starting to use poured concrete with radiant heat below. It gives the home a very contemporary/modern/industrial vibe and it's waaaay cheaper than wood or tile. You can also do really nice colors and blends, it not just the polished color. ... more
0 votes 7 answers Share Flag
Sun Mar 1, 2015
Jeff Nobleza answered:
Engage the services of a real estate broker to help you find properties that are legitimately advertised for rent.
0 votes 3 answers Share Flag
Tue Feb 5, 2013
Patty Harrison answered:
Hello:

An option for you depending on your equity situation might be a 203k loan to help with repairs. If you would like to give me a call or send me an email, we can discuss in more detail.

SMC carries an A+ Better Business Bureau Rating and we have worked in the community for over 15 years! Please call me at 630-478-2684, email or visit my website get started.

I look forward to working with you!

Best regards,

Patty Harrison
Smart Mortgage Centers
630-478-2684
patty@smarmtgs.net / http://www.smartmortgageinc.com
... more
0 votes 2 answers Share Flag
Tue May 8, 2012
Maria Ascencio answered:
Mark,

Marketing homes is my specialty! Feel free to contact me for an accurate Market analysis of your home.

Maria Ascencio
RE/MAX Platinum
630.945.0139
0 votes 9 answers Share Flag
Tue May 8, 2012
Maria Ascencio answered:
Sue

Congratulations on your relocation opportunity, that's always exciting! Regarding your appraisal from a year ago, i'm afraid that is outdated information. The housing market trend from a year ago has had seen changes. I recommend you get a Market analysis of your home. I've been an agent since 2001 and have lived in the Elgin area for over 20 years.

Please feel free to contact me regarding this or any other real estate question you may have.

Maria Ascencio
RE/MAX Platinum
630.945.0139
... more
0 votes 5 answers Share Flag
Thu Jan 12, 2012
KK Yan answered:
In my subjective opinion, most of the time, you won't get your money back by building an addition like that.
Unless the land in your area are very unique and limited. Re. cost and value. You may want to check the National Association of Home Builders website. there are a lot of remodeling info. Very important, you may want to check the zoning by law to see what you can build in a property before making any offer.

K.K. Yan
REALTOR GREEN
... more
0 votes 4 answers Share Flag
Tue Aug 9, 2011
George Raymondo answered:
I would consider contacting the current lender and seeing if they can offer you streamline type of refinance or to re-negotiate the note. I have several past client who have been successful in having the lender agree to a new 30 year fixed rate note. The alternative would be waiting until the rate adjusts and see where you're at. You might be surprised. The current rates are ridiculously low. Amid all the doom and gloom, I really don't seethe rate going up sharply;y over the next year. Don't worry you have time to consider many options.

Best of Luck!
... more
0 votes 4 answers Share Flag
Tue Mar 22, 2011
Suzanne Hamilton answered:
Melissa -

You need to build credit. However, if you pay a cell phone bill or ultility bills - you have some credit. The easiest way for you to build credit is to apply for a credit card. However, catch 22, sometimes you can't get one until you have good credit.

You can try to apply for a mastercard or visa at your bank and see what happens. If they turn you down, you can try to apply at a store and see what happens. If you get one of these, however, the important thing is not to carry over a 50% balance each month and not to charge more than 30% of your credit limit at any time. And, of course, never be late on a payment.

If you can't get one of those, there are a couple things you can try. Some banks offer what is called prepaid credit cards to help build credit. 5/3 bank does it and some others. You give them $500 and they let you charge up to $350 at a time. When you get your statement each month, pay off the entire amount. That will help credit.

Another thing you can do is get a secured loan from Harris Bank. It is like a savings account, but you put money in each month and they report it, but you can't take the money out until the specified time.

You can also look at www.YourIllinoisHome.com for info.
... more
0 votes 11 answers Share Flag
Tue Oct 26, 2010
Alex & Carlos Team Aguilar answered:
BPO (Broker Price Opinion)

Everyone provided great information about BPO's and tips to complete them. My tip on completing BPO's. Make sure you use your MLS and do a radius search. Try to stay as close to the subject property as possible.

Make sure you make correct and accurate adjustments. Take the time to look up assessors information and find out the lot size. Be familiar with the area so you can take views into consideration.

When you visit the property make sure you look at the other homes in the neighborhood, look at the pride of ownership. Look for ugly homes, busy streets, any factor that could hurt your value. BPO's can be a great source of value and a bank will recognize a quality BPO over one completed with minimal information and poor comps.

Also, make sure you send plenty of photos. You have to be the eyes for who is reviewing the BPO. Make sure they see as much about the property as possible.
... more
0 votes 7 answers Share Flag
Wed Oct 1, 2008
Bill Eckler answered:
Kristina,

Don't overlook the health issue when it comes to making the flooring decision. Our oldest son had a very serious allergy condition that landed in in the hospital frequently. It wasn't until a super clean bedroom environment was created and he started weekly allergy shots did we see an improvement.

The point being, carpeting soaks up more than noise. It serves as a huge spong, collecting all sorts of particles and brewing air quality that can be a threat to someones health.
... more
1 vote 5 answers Share Flag
Thu Jul 24, 2008
Shane answered:
Let me know if you still need help with your question. I am a licensed Real Estate agent and a member of the Fl Bar Assoc. & Il Bar Assoc. I'm not attempting to solicit you, only trying to help. Your question...is a little vague so in order to answer it would take a little explanation. ... more
0 votes 4 answers Share Flag
Thu Jun 12, 2008
Bob Brandt answered:
Thu May 1, 2008
Bob Brandt answered:
An experienced local Realtor that knows how to use the Realtor MLS for their clients best advantage is a great person to have on your team. You will save a lot of time and grief, while you get champagne service,usually at no cost to you. ... more
0 votes 7 answers Share Flag
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