Hi Paul, That is a good question, thanks for asking it. I have spoken to one of the loan officers I use to make sure I gave you correct information.
On an FHA approved condo building, FHA would allow you to have a credit score as low as 600 (but not any lower). Fannie Mae and Freddie Mac loans required at least a credit score of 660. Your wife's higher score wilhelp.
Call me and we can move forward. 847-657-3767 Joanne Matik, Coldwell Banker