You'd be surprised.
If you have VA entitlement, that's going to be your best bet. I've helped Veterans get into a new home less than a year after a short sale. For more info on this check the link in the web reference part of my answer.
FHA may be an option depending on whether or not you fit the Back To Work requirements.
Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.
Please feel free to contact me for more information or help.
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank