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Home Buying in 55407 : Real Estate Advice

  • All19
  • Local Info1
  • Home Buying15
  • Home Selling2
  • Market Conditions0

Activity 15
Fri Jul 10, 2015
Josh Lund answered:
Hello Weinerdog,
Good morning.
Did you refinance your home?
Are you in the market to buy a home? If so, I would love to see if we can help you out. We work with 1st time home buyers all the time. Do you have a realtor yet? If not we have preferred ones we can get you in contact with. I would like to see if I can help you out with a home mortgage. I will try and make this a very easy process. Please let me know how to help out.
Thanks much.
Josh Lund
MN District Branch Manager
NMLS # 387408
Gold Star Financial Group
Mobile: 612.802.3265
Office: 952.884.5442
eFax: 877.666.0007
jlund@goldstarfinancial.com
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0 votes 87 answers Share Flag
Thu Mar 27, 2014
Cody Anderson answered:
This is something you look for during the final walk through. Glad it didn't turn out to bad for you! Congrats on the purchase!
0 votes 7 answers Share Flag
Thu Jul 18, 2013
Ron Thomas answered:
Thu Jul 18, 2013
Dean Gupta CRS answered:
If the realtor who is putting up the offer and knew that the buyers will not fulfill their obligations, then the realtor could loose the licence. And th buyer will loose their earnest money which is in form of cashier check. ... more
0 votes 7 answers Share Flag
Wed Jun 13, 2012
Stephanie Fox answered:
There are a number of homes in this range. If you have fixer-upper skills, you can get a real deal. Some homes need only cosmetic work but others need more extensive work. If you are a first time buyer and plant to live in the home you buy, there are lender programs to help you cover some of your repair and replace work. There are also a number of other first time buyer programs in several cities, some which will help with down-payments or other expenses.

If you're good with a smaller home, there are some two-bedroom homes available, many in move in condition. There is also something called a 'set-back house,' tiny little homes on normal sized yards. Most of these are in Minneapolis with a few in Richfield. These were built originally as temporary homes while the owners saved up to build a bigger home on the lot. With some of these, they ended up as rental properties, but in other cases, the bigger homes were never built, the owners moving out to the suburbs instead of building.

If you're OK with a one-bedroom, one-bath home at under 900 sq. ft. (some well under that) this can be a good option. Some of these have been redone and are very attractive.
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0 votes 14 answers Share Flag
Thu Dec 29, 2011
Annette Lawrence answered:
Lots of great places to look.
Here is the link to a commuity website for Dunedin, Fl.
Two years ago money magazine identified Dunedin as America's most affordable waterfront city.
Three years ago Dunedin was identifed as Americas most walkable city.
Last year I identifed Dunedin a my favorite hometown. :)
Take a look
www.MyDunedin.com

Find out what is on the market in the Tampa bay area.
www.Mylistingbook.listingbook.com
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0 votes 4 answers Share Flag
Sat Nov 5, 2011
Jeffery Jasper answered:
There is always some degree of risk when purchasing a property obtained from the seller in a less than willing fashion. You should use a Real Estate professional knowledgable in this process. Both can be lengthy in process. The property obtainedvia bankrupcty has been been adjudicated, while the foreclosed more than likely not. ... more
0 votes 4 answers Share Flag
Fri Nov 4, 2011
Sandy Price answered:
Because this question is so old the answers are only relevant for another buyer who may have the same question. As others have said, banks will not usually let buyers move in before the closing and their lawyers are the first to say no. But the person asking the question did not mention that she went to her present landlord and pleaded for an extension on her lease. I would start there. If that does not work I would look for a furnished apartment that you can rent for a short time and put your belongings in storage. ... more
0 votes 10 answers Share Flag
Thu Nov 3, 2011
Gregory Carruthers, MBA answered:
You should still proceed with a short sale. It will be better for your credit and allow you to purchase another home in the future more quickly than with a foreclosure on your record. If you are living in California, you should not be expect to receive a deficiency judgement from your mortgage holders or the IRS. ... more
0 votes 5 answers Share Flag
Thu Nov 3, 2011
Celeste Chism answered:
Some of the foreclosure homes may not be listed with a real estate agent. In our office we post all our listings in the MLS. Banks or other type lenders may not place them in the MLS without the home being listed with an agent. Some of the banks have their own Internet websites where they advertise their foreclosures and I assume that Zillow and Trulia websites syndicate those homes. ... more
1 vote 3 answers Share Flag
Tue Oct 25, 2011
John Walin answered:
This isn't an ethical question at all. I wish scofflaws would be scarlet lettered and made to pay back every penny, photos and names in the newspaper and registered like sex offenders. This is strictly business as it is a contract and not at all a matter of ethics but financial consequences! ... more
1 vote 8 answers Share Flag
Sun Jan 17, 2010
Valencia Phillips answered:
It is great you are asking for assistance. If you are not working with realtor, you need one who will be able to guide you though the process of finding you right home for you. Especially in the price point and neighborhood you want to be in . Contact me and I can refer you to some one in your area. ... more
0 votes 12 answers Share Flag
Wed Sep 16, 2009
Lou Tran answered:
Hello Kate,

If the date and time is set for closing the HUD should be signed on time. The REO agent representing countrywide should have the keys. You need to contact the REO listing agent. If you have two separate closers, one representing you and the other closer representing the seller, it might take a little bit longer. Once the HUD is signed on your side and you do not have the keys. This means you have the rights to the property, you can go and re-keyed the property. This is also contingent on the purchase contract on the when you can occupied the property. I hope this helps. If you have any more questions please go to www.loutran.com and contact me from there.

All the Best & Much Success!
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0 votes 4 answers Share Flag
Mon May 18, 2009
Tammy Davis answered:
First...don't panic, I know it's easy to do when you are down to the wire. But this can happen, especially in the kind of market we are in...with foreclosures and short sales, if people are not paying their mortgages they are not paying their other debt.
Thankfully this happened before escrow closed, as I had one that was after we closed and it is a real mess.
The title and escrow department will work on getting the demand from the lienholder and seeing that it is released before escrow is closed. Actually all parties should be diligent in getting it resolved including the agents, lender, title and escrow.
Take a deep breath....and things will work out...good luck
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0 votes 8 answers Share Flag
Tue Mar 17, 2009
Candice answered:
we are dealing with Countrywide as well--and it took them about a month and a half to respond (on a short sale) and we are closing in a month from now.
0 votes 10 answers Share Flag
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