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Home Buying in 55406 : Real Estate Advice

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  • Home Buying4
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Activity 4
Sat Feb 28, 2015
Ben Ganje answered:
Great question!

Trulia has been able to craft an excellent platform to view agents based on specific areas and more importantly the experiences they have had with past clients.

I would interview a few agents, find out their perspective on the market, feel out their chemistry and see who would be a good fit for your style.

Plenty of times, Buyers and Sellers feel they should default to a family friend. However the real estate market has become so fragmented that an expert in a given niche of the market will ultimately provide more value.
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Mon Nov 10, 2014
Cody Anderson answered:
Since there are no houses selling anywhere near $25,000 I would ask you....what are you talking about Willis? Half of the homes you are viewing on Trulia or Zillow are not even for sale..That could be a good reason to contact a realtor!

I live in Standish and it has been safe the last 8 years.

Here are all the Single Family Home sales so far in 2014:

Click the following link to view the listings:
http://matrix.northstarmls.com/DE.asp?ID=14750045066

If you are finding listings on trulia, zillow or any other public website...you are viewing inaccurate information. Team up with a realtor you like...and then you'll have factual data :)

Take care!

Thank you,

Cody Anderson, MN Licensed Real Estate Broker

RE/MAX RESULTS
Cell: 612-242-5752
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0 votes 11 answers Share Flag
Mon Nov 10, 2014
Cody Anderson answered:
Tell me what you are actually looking for and I can tell you if it exists.

Thank you,

Cody Anderson, MN Licensed Real Estate Broker

RE/MAX RESULTS

Cell: 612-242-5752
0 votes 1 answer Share Flag
Sun Sep 20, 2009
Voices Member answered:
If your Husband is having absoultely nothing to do with the purchase , eg. not on the mortgage, you will still qualify for the credit BUT you have to remember that even though you will qualify under the plan and your husband will not be on the Mortgage Note since you file jointly you may be subject to the couples income limits not just the single. Here is an excerpt:

The maximum allowable credit for home buyers is $8,000. Each home buyer’s tax credit is determined by two factors:

The price of the home—the credit is equal to 10% of the purchase price of the home, up to $8,000.

The buyer's income—single buyers with incomes up to $75,000 and married couples with incomes up to $150,000—may receive the maximum tax credit.

If the Buyer(s)’ Income Exceeds These Limits, Can He/She Still Get a Credit?

Yes, some buyers may still be eligible for the credit.
The credit decreases for buyers who earn between $75,000 and $95,000 for single buyers and between $150,000 and $170,000 for home buyers filing jointly. The amount of the tax credit decreases as his/her income approaches the maximum limit. Home buyers earning more than the maximum qualifying income—over $95,000 for singles and over $170,000 for couples are not eligible for the credit.

SO if you make 30,000 per year and your husband makes 150,000 you may not qualify.
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