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55343 : Real Estate Advice

  • All16
  • Local Info1
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 11
Mon Jul 20, 2015
Josh Lund answered:
Hello Annika,
Good afternoon.
Lots of great options for you. The price and size will depend on location. But you DONT need to be in Minneapolis to find what you are looking for.
Are you still in the market to buy a home? If so, I would love to see if we can help you out. Do you have a realtor yet? If not we have preferred ones we can get you in contact with. I would like to see if I can help you out with a home mortgage. I will try and make this a very easy process. Please let me know how to help out.
Thanks much.
Josh Lund
MN District Branch Manager
NMLS # 387408
Gold Star Financial Group
Mobile: 612.802.3265
Office: 952.884.5442
eFax: 877.666.0007
... more
0 votes 6 answers Share Flag
Mon Jun 23, 2014
Lina Krause answered:
Hi. Did you get a phone number for lease option in this neighborhood?
0 votes 9 answers Share Flag
Tue Apr 8, 2014
Mary Leizinger answered:
It doesn't cost anything to sit down with a lender to review your situation. The low credit score is likely the biggest hurdle. A good lender will be able to counsel you as to what can be done to help raise your score. In some cases, it's just a matter of time elapsing to but a bad experience behind you. In other cases, they may advise paying off debt or other actions to improve your score. Best wishes. ... more
0 votes 10 answers Share Flag
Thu Jan 23, 2014
Scott Rheinhart answered:
The title company and title search is the best way to find out the title history of the property you are interested in. When the title company ask you if you want an owners policy I would recommend that you say yes. This insurance will cover you should any interest in the property was not discovered in the title search. It will be up to the title company and their attorneys to clear title. ... more
0 votes 6 answers Share Flag
Tue Jun 11, 2013
Kim Eisen answered:
I would look at some first time home buyer programs as some have higher debt to income ratios. The payments they will use for your credit cards is the 'required' amount that they ask for monthly (just in case you are paying more). In the end, it will be up to the underwriter, but the loan officer should be able to run you through desktop underwriting or an in house underwriter.

Start there with a good loan officer/broker that has a variety of programs available to them. The brokers usually have 'other' alternatives. At the very least, you'll know where you stand and what is your next step.

I'd be happy to help once you get pre-approved and we can go power shopping ; ))

If you like this answer or if it was useful to you, a quick click on the green 'thumbs up' would be appreciated.

Kim Eisen
"Helping People Make Smart Real Estate Decisions since 1980"
(651) 457-HOME (4663)
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0 votes 6 answers Share Flag
Mon Apr 8, 2013
Susan Hofflander answered:
Hi, thom.lien
I've just started working with renters recently. I have to tell you, the market has pretty slim pickin's right now!!!

And, the unfortunate part for us, is that there is no one website or clearing house of information spot that has the most information. On properties for sale, our Twin Cities MLS can be counted on as the largest and most comprehensive gathering of listings for sale. BUT, when it comes to rentals, all bets are off.

Wish we as agents could help renters more, but it's such a throw of the dice. And, since the owners are not, by and large, willing to pay for a renter's agent to assist, it falls on the renters to pay for the agent's time, which is generally a problem, too. :/

If you have helpful information, please do share it here. And, share what the outcome of your situation is, okay?? All information is helpful to us in the industry!
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0 votes 3 answers Share Flag
Fri Dec 16, 2011
Cathy Wildung answered:
Hi Kimberly,
The economy is much better here than in many other parts of the country, maybe because the Twin Cities is the corporate headquarters of companies such as General Mills, Target, Medtronic, Best Buy, 3M, etc. There are also some award winning schools. Check out my website for more local area information. ... more
0 votes 5 answers Share Flag
Thu Jan 13, 2011
Susan Hofflander answered:
WOW, this is a slippery slope question. I used to be an EXCLUSIVE buyer agent, meaning my whole company did not do listings with sellers because we didn't want to muddy the water with buyers/sellers wondering who represented whose best interests. This is of no benefit to you other than having one person as the "go to". PROVIDED that agent is exceptional and executing due diligence in their ongoing and constant communication to keep the transaction moving, AND, that they are scathingly meticulous about following all of the rules of dual agency! (the agent should have explained all of that to you). Other than that, the State of MN goes to great lengths to explain to you why dual agency could be to your detriment. Good luck! ... more
0 votes 17 answers Share Flag
Thu Nov 11, 2010
Ttbraget answered:
Robin, Rudy, and Susan,

Thank you for the prompt replies! I went ahead and filled out an application for a local loan officer and he will be providing me a free prequalification shortly. Thanks for the help!

Thank you,
Travis Braget
... more
0 votes 5 answers Share Flag
Sat Jun 20, 2009
Elizabeth Fuller answered:
Deka - MN MultiHousing is a good source for apartment complexes and other information about market rate and subsidized units. You will find them on the Internet and also in the telephone book. They show a matrix that will tell you what is available and any amenities. Good luck! Liz, 612-986-4105. ... more
1 vote 1 answer Share Flag
Mon Jun 8, 2009
Brad Anderson answered:
What city are you looking for?
1 vote 1 answer Share Flag
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