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55124 : Real Estate Advice

  • All29
  • Local Info0
  • Home Buying11
  • Home Selling4
  • Market Conditions0

Activity 21
Tue Dec 20, 2016
Jeffrey Nobleza answered:
I have worked with clients that were in your same situation. I would advise that you start working on improving your credit score as that can take a few months. I have a lender that will coach you through the process and finance you when you are ready. Let me know if I can be of any assistance.

Jeff Nobleza
Keller Williams Classic Realty Northwest
7365 Kirkwood Ave N Suite 200
Maple Grove, IL 55369
jeffnobleza at
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Fri Jul 8, 2016
Maricris A answered:

To post a for sale by owner property on Trulia, you will be redirected to Zillow. Once you are done posting your property on Zillow, the listing will appear on Trulia after 24 hours. Please let me know if you have any additional questions.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:


Consumer Care Advocate
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0 votes 1 answer Share Flag
Wed Sep 2, 2015
Diana Hellman answered:
Only real estate professionals can post or market on Trulia. Try Zillow instead.
0 votes 1 answer Share Flag
Wed Sep 2, 2015
Rick Stuntebeck asked:
How do I upload my home pictures?
0 votes 0 Answers Share Flag
Fri Jan 23, 2015
John and Becky Durham answered:
Trulia doesn't allow FSBO. It's understandable to think you can get a better return on the sale of your home with FSBO. Did you know that the research is pretty clear that home owners who use an experienced real estate agent sell their home faster and for higher prices (usually more than the agent's commission.) Licensed REALTORS have access to marketing channels that FSBO do not. We have a comprehensive online marketing program that is second to none in the Apple Valley area. We also have very strong negotiating skills, and will work on your behalf to get you the best terms and price. This is especially important when you need to negotiate repairs after an inspection or other contingency clauses or financing problems that may arise with the buyer. We've seen it all and can use that experience to make selling your home as easy as possible for you.

We are very experienced in marketing and selling homes in Apple Valley and would be delighted to talk with you about your options, our marketing program, and provide you with a market analysis.

We'd love to hear from you!

John and Becky Durham
Durham Executive Group
RE/MAX Results & RE/MAX Support Services

John: 651-231-2191
Becky: 651-231-2192

Visit our website for more info about our services:
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0 votes 3 answers Share Flag
Fri Jan 23, 2015
Jessica Lowe answered:
Hi August- I see everyone else has voted to keep the 3rd bedroom. I agree. People tend to look for at least three bedrooms even if they don't need them. If you can list your home as a 3 bedroom, it will increase the visibility of the listing immensely. Home buyers will see more possibilities with a guest room, a craft room, or an office. Good luck on the renovation!! ... more
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Mon Jul 7, 2014
Jay Dacey answered:
Let me know if you'd like a second opinion on qualifying for a mortgage. Feel free to submit an application online at or give me a call and we can take a look at what your options are.

Jay Dacey, NMLS #375033
Metropolitan Financial Mortgage Company
NMLS # 3068
651.210.9593 (P)
888.266.0797 (F)
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Sun Mar 23, 2014
Brad & Jill Lacher answered:
Do not hesitate to seek the services of a professional home stager. If staging a home is not common in your area, that is even more reason to hire a professional. They can make your home stand out for all the right reasons! ... more
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Thu Jan 2, 2014
Brian Sundberg answered:
I would love to help you. I have experience in investment properties and rentals.
Brian Sundberg
0 votes 18 answers Share Flag
Thu Jan 2, 2014
Gail Strom answered:
It's very basic but the ways they are accomplished vary. They are similar to a standard listing up front but when the contract is agreed between buyer and seller, this is when the real work begins. The seller should work with a seasoned short sale professional to negotiate on their behalf with the lender. If the lender deems the seller is in a hardship situation they may approve the sale and receiving less than the current mortgage balance. It's best to have a discussion specific to your situation with a Realtor, attorney, and even your accountant before moving forward with a short sale because state laws vary and change, you need to know what consequence there may be when you sell your property in a short sale.

Gail Strom
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0 votes 8 answers Share Flag
Thu Jan 2, 2014
Gail Strom answered:
You answered your own question when you said that you feel uncomfortable. If you're still hesitant you should understand the pros and cons of dual agency. Every situation is different as are every Realtor and buyer. The cost to you should generally be the same as buyer whether you go with the sellers agent or find your own. ... more
0 votes 20 answers Share Flag
Thu Jan 2, 2014
Gail Strom answered:
Hi Geri,

You're question is quite old but for anybody else considering a short sale, there are no rules! Well, the banks do have guidelines and requirements for accepting short sales but there are several pieces of the puzzle and they vary with every bank, individual working at the bank, and every seller situation. Make sure you hire somebody who doesn't do a few here and there but who has a strong history with getting short sales done- period. We use attorneys and full time negotiators to get the results for our sellers.

Gail Strom
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0 votes 7 answers Share Flag
Thu Jan 2, 2014
The Stephen FitzMaurice Team answered:
Yes you can get home insurance without HOA from what I hear. Some banks give out loans for these types of properties - just not all. You'll have to check around with an expert local mortgage lender. Plan on working out a maintenance agreement with your neighbor though. ... more
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Thu Jan 2, 2014
Fred Herman answered:
the same way you do when buying a TV. shop around. see what you can get for your money.
0 votes 21 answers Share Flag
Wed Dec 4, 2013
Gail Strom answered:
Drmosses- I've represented 12+ builders since 2002 and have marketed lots, new homes, and any combination of these. Here are a few things you WILL come across just driving through new housing developments.

1)Very commonly a builder will hold an inventory of lots which buyers can choose on, and of course build with that builder on those lots.

2)You may come across a model home in a neighborhood where that particular builder is building but does not own any lots in that neighborhood. However the lots in this neighborhood can be reserved to a certain list of builders. More common now that 10 years ago since builders don't have to carry a large number of lots. Many builders went out of business during the downturn of the housing market simply because the cost to carry their lot inventory was too much to bare.

3)This scenario is much more common for acreage parcels, in the general metro area anyway, and these are lots that are simply for sale, you bring your own builder. The lots closer in to the metro are generally tied up by builders and developers with an approved builder list.

Now! Depending on which scenario you come across financing will also vary. Commonly you can find a lot with a builder who will have their own construction financing, you're required to pay earnest money at any variable amount, typically 5%. If you buy a lot and bring a builder you may need to acquire construction financing and taking draws from that loan until final close when you would essentially refinance with a new loan.

There are a lot of variables and I apologize for missing some of the detail. I spend a lot of time searching for lots and work with custom builders so feel freed to bounce any questions off of me that you have :)
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Sun Nov 24, 2013
Gail Strom answered:
You may not pick the absolute best carpet for the future homeowner but you can easily find something neutral that will help the home to sell, which is the main objective. While buyers like feeling like they can get a discount or even an allowance, they will be more motivated by purchasing a home with fresh carpet rather than a worn out carpet that they will need to contend with after closing. Good luck. ... more
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Sun Nov 24, 2013
Gail Strom answered:
Finding a rental with poor credit is challenging but not impossible. Your criteria may be up for grabs a bit but again, it's possible. The thing to keep in mind is that you should have a credit repair program in place even before you look. It will show the potential landlord that you are proactively working toward building a good credit history. The benefit of actually improving your credit will allow you so many more opportunities in the future. ... more
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Tue Feb 8, 2011
Nate Gerard answered:
Hi Leah,

I'm a bit late but I thought I would answer. Firstly, try using the same insurance agent who you use for your current home and auto. There are discounts available and also you can use the overall value of what is covered to get a better deal. At the same time, I would shop around to confirm if your agent is giving a good deal. Get an inspection since there may be problems that would cause your insurance company not to cover the home.

My three properties are all in the $200K range and cost less than $100 per month to insure except the town home where the Association dues are $130 per month. This does cover exterior items (plus non insurance benefits like maintenance). On that property I also have an HO6 policy to cover the massive $5,000 deductible plus interior items that are a part of the building. My renters all have renter's insurance as well.

Remember though that insurance is also about protection so you also want to be sure you have a section in your lease that addresses liability. That will at least provide some protection if a tenant wants to sue you. Depending on your net worth, you may want to consider an umbrella policy. It's cheap insurance and can cover you if someone does successfully sue you.

Finally, many investors buy using an LLC, which is very easy to get set up and does provide some protection as well. Others put their properties in a land trust named after the county where it's located. Most ambulance chasers who work on contingency won't spend a lot of time trying to figure out if you're worth enough to sue. If they don't find anything right away, they may tell your tenant they need a retainer before they'll dig any further. This will eliminate most people since they won't have the cash to pay a lawyer for their time.

If you want to see my leases, I'm happy to share them with you. Email me at: or call 612-849-9079.

Good Luck!
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0 votes 9 answers Share Flag
Mon Jan 3, 2011
Brenda Feria answered:
Greed and distrust are the reasons. Buyers think that they can save commissions by dealing directly with the listing agent, when in all realty, they will be paying the same, without representation and the listing agent is probably receiving both sides of the commission. Some also have a very low opinion of realtors. Perhaps they have been burned by a bad agent. It happens. It is our job, as professionals, to educate our buyers so that they know that it doesn't cost them money to have realtor representation; it costs them not to have realtor representation. Also, we have to demonstrate, with our knowledge and expertise, that we can be trusted. ... more
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