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54937 : Real Estate Advice

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  • Home Buying0
  • Home Selling1
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Activity 3
Tue Sep 27, 2016
Cjsch_76 asked:
Our house is listed on your web site and there has been a price change. I would like to see it updated. Our MLS # is 50145598. The price was $246,900 and is now $239,900. Please update ASAP…
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Fri Jun 10, 2011
Scott Butcher answered:
If it's just a mobile home & no land, then Bank of the West would be an option. If the home is attached to the ground then you can try American Financial Resourses. They do FHA loans for manufactured housing.

Hope this helps.
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Fri Jun 10, 2011
Lori Koschnick answered:
Mary Kay,

Wells Fargo has won awards for being the leader in manufactured home loans. I'd give them a call and whomever currently holds the mortgage on the manufactured home if pre-existing.

You can usually expect to pay higher interest rates when financing a manufactured (what we used to call mobile) home.

Another key to successful financing is ensuring Buyer has obtained a Certificate of Compliance from a professional engineer and that the engineer has delivered said certificate to Buyer's homeowners insurance agent. (It's a "newer" HUD rule and can't be bypassed.)

Hope this helps!

Lori Koschnick
Newton, WI 53063
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