Dylan, rent to own is hardly different from land contract, in that you should have a written contract to state the terms of an agreement to get to the end result of ownership. It's not that simple and probably a lot more difficult than saving 3.5% of a downpayment for a very low interest loan. In today's real estate market you have a significant advantage in getting preapproval for a loan and then offering on listed properties. You should call me for a lengthy discussion on your options and for more info. on ownership if you want to live in Eau Claire or nearby. I look forward to hearing from you and hope to help you out in the very near future. Good luck Dylan!
Charlie Tiffany, Broker Associate
Prime Realty, LLC