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54601 : Real Estate Advice

  • All7
  • Local Info1
  • Home Buying2
  • Home Selling0
  • Market Conditions0

Activity 4
Thu Nov 12, 2015
Josh Lund answered:
Hello Fportillo25,
Good morning.
Ok your looking in the La Crosse and Madison areas. Do you have a realtor?
Are you still in the market to buy a home? If so, I would love to see if we can help you out. We can do loans down to 600 Credit Score. We also don't need 3 trade lines like many banks require. I would like to see if I can help you out with a home mortgage. I will try and make this a very easy process. Please let me know how to help out.
Thanks much.
Josh Lund
MN District Branch Manager
NMLS # 387408
Gold Star Financial Group
Mobile: 612.802.3265
Office: 952.884.5442
eFax: 877.666.0007
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Fri Oct 23, 2015
Karen Peyton answered:
Sally and Alan have offered excellent perspective in answer to your question!
My two cents concerns what is not readily apparent to a newly licensed agent; the importance of supporting roles!

There are many "hands" in a real estate transaction. While agents are the hub and receive "top billing," they (we) cannot perform our duties without those who support us. All supporting roles are necessary, and all who have supporting roles are compensated.

Your native language may prove to be a gold mine! What good is it to have a client who speaks your language if the agent (or broker) named on the flyer does not? The agent or broker will need your assistance, and in your supporting role, you will be paid!

Your future in the business looks bright! Best of luck!!

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Tue Dec 11, 2012
Edward Jones answered:
Good morning Joseph,

From a realtor's standpoint, I am constantly referring clients to various lenders which I have dealt with. Ultimately, it is the client's choice whether or not to work with a lender or lenders I have suggested to them. On occassion, lenders will come to me and ask if I would be interested in working with their client(s). I never ask for anything in return from a lender because of a referral. It is part and parcel of what I do. And yes, it is highly illegal to seek compensation for referrals from a lender and conversely. Relationships are what drive any business and especially in the area of real estate and lending, whether one is working with lenders, home inspectors, wood eating/destroying specialists, title companies and so forth. And more importantly, the customer is who we need to focus on and satisfy providing we follow code of ethics and the laws which govern our professions.

Wishing you all the best in your endeavors, Joseph.

Edward Jones
Coldwell Banker River Valley Realtors
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Mon Dec 10, 2012
The best thing to do is find the agents who represent the banks for these sales. Its not going to be an easy job. There are a few agents here in LaX who specialize in forclosed properties. You might want to start with them. ... more
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