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49002 : Real Estate Advice

  • All14
  • Local Info1
  • Home Buying7
  • Home Selling2
  • Market Conditions0

Activity 12
Sun May 22, 2016
USMortgageRanger answered:
When purchasing a home with a mortgage all roads lead to the Lender and ends with the Lender. I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family.

Lowell Sterling
Mortgage Banker
NMLS 968898
Wells Fargo Bank
Plano TX
Phone (469) 347-3572
... more
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Mon Aug 3, 2015
Pinkfrog1920 asked:
The HUD home needs about $15000 worth of repairs due to water damage throughout the house. They are asking $64000 but that is too much for what needs to be fixed. What shall I do.
0 votes 0 Answers Share Flag
Mon Jul 21, 2014
Ryan Rider answered:
I am not as familiar with mobile home loans as traditional loans but the key for any loan is to improve your credit score. Any loans that you might be able to get with a poor score are generally going to be at a much higher interest rate than what traditional rates are, currently right around 4%. Contact a lender that will meet with you and make a plan to get your score up. I have had buyers in past purchase a home a little over 2 years after filing bankruptcy, I also know a person who was in the 500's on a credit score and is almost to 700 now all within 6 months. Email or call me and I will try to point you in right direction based on your circumstances. ... more
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Fri Jun 27, 2014
Tim Moore answered:
Since it sounds like it has nothing to do with the sale of the house I think that would be possible, not common though. It would be like sending a thank you to a barber that sent you an owner that needs their house painted. ... more
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Sat Jun 7, 2014
Ronnolla Prince answered:
Ronnolla MVP Affiliate
Call me I may be able to help
Need just a few more details
Area and a few other inquires
Thank You
0 votes 14 answers Share Flag
Mon Mar 10, 2014
user8441508 answered:
Hi Shondell. You can send me an email with what you're referring to Thanks!
0 votes 2 answers Share Flag
Tue Oct 15, 2013
Keith Newburry answered:
Call Gina Cifolelli at Apollo Mortgage, she is the one that can answer all your questions and get you a decent mortgage.
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Mon Jul 18, 2011
Daniel Moyle answered:
Good information here. Consumer debt will not be wrapped into a mortgage payment. Your better bet would be to have patience and work at paying down the debt. That will likely also raise your credit score some, since a major factor to credit is paying bills on time, and the debt ratio (percentage of available credit).

On the subject of credit score: the score you have may not match what a lender would pull. Talking to a mortgage professional would give you a better picture about where that score actually is, and what it would take to get into a house. Shane's answer on Rural Development (USDA) loans is a great option. There is a TON of area covered by the RD loan program.

Here are a couple of links to resources on credit & mortgages, and the RD loan program:
Free Credit eBook:
RD loan fact sheet:

Good luck Matthew!
... more
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Wed May 12, 2010
Maureen Francis & Dmitry Koublitsky answered:
You don't need a new contract.

Kathy's solution of an addendum will add the spouse prior to closing. Make sure you check with your lender before you do that, in case there would be any implications on the loan.

Otherwise, Perry's answer will allow you to add the spouse immediately after close.

Either way, no new contract is needed.
... more
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Thu Jun 11, 2009
Ron Houvener answered:
According to the City of Portage online tax records, Wells Fargo Bank owns 5541 Cheshire. If you have any other questions, or if there is anything else I can do to help, please feel free to email me at ... more
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