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48910 : Real Estate Advice

  • All13
  • Local Info2
  • Home Buying8
  • Home Selling0
  • Market Conditions0

Activity 10
Fri Mar 28, 2014
Jon Devine answered:
Contact Rob Buffington at Tomie Raines. Phone number is 517-853-6259, email is Very sharp guy, and understands the Lansing and East Lansing area very well. ... more
0 votes 5 answers Share Flag
Thu Mar 27, 2014
Sanjeev Ahuja answered:
Almost all lenders will be able to give the loan based on credit score. There is other criteria that the lenders will look at for a complete evaluation.
Good Luck!
0 votes 6 answers Share Flag
Fri Aug 16, 2013
Melissa Goss answered:
Conventional, maybe not.... FHA likely. Talk with a lender for the answer you seek. Your score will not go down if they run it once.
1 vote 5 answers Share Flag
Sun Mar 31, 2013
Haig Istamboulian answered:

Realtors cannot answer questions about things of that nature, but we can direct you to where you can get the answers for yourself.

I would first call the Police Department of that city and talk to someone who can specifically answer questions like that. I would also go the neighborhood and talk to neighbors or local merchants. In addition to that I would do some research online at sites like the ones pasted below;

I hope this helps and Good Luck!

(248) 379-6547
... more
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Fri May 4, 2012
FarOutWest answered:
No insurance? The uninsured contractor leaves a power saw energized and operational and in a location where the neighbor's toddler finds it.....or the uninsured contractor negligently starts a fire that burns your neighbor's garage...or the uninsured contractor not so bright helper digs up the gas line, forcing an evacuation of the area. Guess who's paying the damages? Not the uninsured contractor! Why not act in a smart and morally acceptable manner and hire a qualified and licensed contractor? The small amount of money you save by hiring Eb from Green Acres to perform the necessary improvements isn't worth the risks.

You state that "I was looking to hire an independent contractor to work on a house I'm waiting to close on" Does the owner of the property know you are working on the property prior to title passing? He could be liable for damages caused by the uninsured contractor.
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Thu Mar 15, 2012
Jim Simms answered:
Don’t worry about the best rate or even closing cost for that matter, getting the loan closed is just as important if not more so. A lender could offer a zero rate and it would do you no good if they can’t close the loan.

Here is the most important question to ask, How many USDA loans have you closed in the last 12 months, last 2 years?

Not all LO’s know how to do this product, good luck,
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Tue Nov 22, 2011
Jeri Creson answered:
The place to start is to check with your local housing authority. They will tell you if they have a Section 8 Home Ownership program, and if so, what the steps are for getting approved and on their list. You will have to undergo budgeting and financial education classes and get pre-approved. There are non profit agencies in most cities that help connect people who are qualified for Section 8 home ownership with available down payment assistance and grants also.

Good luck to you!
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Mon May 16, 2011
Lauren Quigley answered:
Judy Manson with Independent Bank is an excellent source to answer to all of your lending needs.
She has over 25 years experience and does work with MSHDA which would be the only source I know of for the downpayment assistance at this time.
Lauren Realtor
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Sat Apr 30, 2011
Eric Craft answered:
Thank you guys for your honesty in all this. I really appreciate it!

I am a new investor to the area, and am looking to find the right fit for my company in hopes of developing a long lasting relationship with someone who is willing to go the extra mile. You would need to be able to assist with ALL types of funding methods. Conventional as well as non - conventional :) I will certainly be contacting a few of you in the Lansing Area so we can talk in more detail and see if it would be a good fit for each of us.

Thanks again!

I look forward to meeting with you!!

-Eric Craft
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Wed Jul 23, 2008
Melissa answered:
UPDATE!!!!!!!!! US BANK had declilned the amended offer about three weeks ago. I was going to do a FHA streamlined 203(k) but all lenders in my area seem to do are the 203(K) so I was going to go that route to have the roof repaired. BUT US BANK accepted another offer within hours of declining mine! So I moved on to other houses. I AM HAPPY TO SAY I FOUND A HUD HOME, IN A NICE NEIGHBORHOOD AND WON THE BID!! JUST FOUND OUT TODAY. I will close with in 45 days!!! Wooo~Hooooo! I actually got to take part in the $100 down program after all.

Hopefully Ann is enjoying her new home by now!
... more
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