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48306 : Real Estate Advice

  • All25
  • Local Info1
  • Home Buying10
  • Home Selling3
  • Market Conditions2

Activity 22
Tue Jan 3, 2017
Linda Kalaj asked:
I did a For Sale By Owner with a Seller, which I am now regretting. They were an elderly couple so I didn't think I would have problems with them. I paid for home inspection and they found…
0 votes 0 Answers Share Flag
Sat May 21, 2016
Robertkowalick asked:
0 votes 0 Answers Share Flag
Tue Oct 14, 2014
Nancy Satterfield answered:
Hello I do clean Condos move in or move out special cleanning also,
I clean several Doctors and Dentist offices in Rochester and Troy. I also have customers I have worked for the past 10 years. Their homes are in Great Oaks Blvd and you know how large thoes homes are. My price is the best you will find no one can beat it. I
enjoy doing my job and I do it well. I have reference upon request. I can be reached at > I am retire 57 and been enjoying making my customers happy when they walk into a clean fresh house ,office, apt, condo. I bring my own products. my price starts at 60.00 and tops out at 150.00 and that is for a 4000 sq ft home. I do deep clean each visit no extrar charge. I am good,honest, Ins (State Farm) Hope I can be of service to you in the future otherwise good Luck to you God Bless
Sincerly, Nancy Dybash
... more
0 votes 3 answers Share Flag
Thu Feb 27, 2014
jayenjap answered:
Ms Amy,

I am currently experiencing the same problem. We found a property before it went in to foreclosure. We waited on the title to clear which supposedly took about 1 week. Then we did the contract, the inspections, etc. and later found that the title was never officially cleared from the IRS, We have currently been on hold with this process since Dec 10th. Our original closing date was Jan 22. Its now almost March, and all we have gotten is a verbal confirmation of a title being cleared, but no clear title has arrived to the title company.

I'm starting to feel like too many people are dropping the ball ad not working as diligently as they possibly can.

Jaye Smith
... more
0 votes 7 answers Share Flag
Wed Feb 13, 2013
Nancy Duncanson answered:
Hi, I live in Rochester and my kids go to school in Rochester. I know the area very well and would be happy to help you. Please contact me so I can help you!
0 votes 4 answers Share Flag
Sat Oct 13, 2012
Eric Michael answered:

I have no idea what you're talking about. Could you be a little more clear on what you're looking for?
0 votes 1 answer Share Flag
Sun Jun 10, 2012
Michelle Schinke asked:
Tue May 29, 2012
Laura Skidmore answered:
I would ask the agent to reduce the fee. Obviously they did a good job of finding a renter. If I was the agent that is what I would do.
0 votes 13 answers Share Flag
Thu Mar 29, 2012
Victoria Compton answered:
Coldwell Banker Weir Manuel can provide you with a lease at first month rent, and a property management team to handle the lease, interview, credit check, debt to income ratio, background check, and manage the property. They will also collect the rent and evictions when necessary. They are also a member of the cartus relocation program helping people move anywhere in the world. I hope this helps! ... more
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Mon Sep 13, 2010
T.J. Malkasian answered:
Here's what I can do for you, assuming you have a middle credit score over 680 and have an income that will qualify: 30 year fixed: 4.49%, 20 year fixed: 4.25%, 15 year fixed: 3.875%, 10 year fixed: 3.75%. I will only charge you an underwriting fee of 639.00, tax service fee of $83.00 and a flood cert fee of $6.00. Other than that you will pay a title closing fee, title insurance, and a recording fee. You can choose your own title company or I can pick one. You will likely not even need to pay for an appraisal. If you do I can almost guarantee it will be an exterior only appraisal and those only run $160.00. Please - give me a call to discuss it further and I will slam this through for you before rates go up! :)

TJ Malkasian
Mortgage Banker

P: 616-433-7066 (direct)
C: 616-460-9462 (cell)
... more
0 votes 5 answers Share Flag
Thu May 13, 2010
Chip Andis answered:
Real estate contracts, including leases, may legally and effectively be signed
and transported from one party to the next using email. This can be accomplished
using scanned documents. One party sends the document, another receives, signs, and
re-scans the document, then it is returned or sent on to another party by email.
It is also permissible to use faxed versions of the documents.

With today’s technology, one popular way of transmitting documents and securing
signatures is with the Authentisign Service. This is where the various parties initial
and sign documents while viewing them on their computer. One a person has completed
their portion of the signatures, the document is emailed back to the original person.
All of the documents signed on-line are protected using the United States
Postal Service Electronic Postmark. (USPS EPM).

For more information on contracts contact an attorney.
For other guidance, contact
Chip Andis
Cell (248) 931-0084

34 S. Telegraph Rd
Waterford, MI 48328
Office (248) 886-0000
eFax (248) 287-4152
... more
0 votes 2 answers Share Flag
Fri Jun 12, 2009
Bob McClure answered:
good afternoon.......although i have done residential mortgage lending in michigan for almost fifteen years...i really need more info to properly answer your question...i would be glad to help......bob mcclure- success mortgage partners- plymouth, michigan...... ... more
0 votes 7 answers Share Flag
Wed May 27, 2009
Chris Shaw answered:
Yes that is correct, I can assist you in that, the additional $7500.00 can be done in the form of DPA assistance with specific Not-for-profit agencies. In some cases you can take a class to get qualified for the additional $7500.00 which is in the form of a loan that will not have to be repaid until you sell or refinance. The loan is usually interest free. The $8000 will be based on the sales price $10% up to a max of $8000. In addition I have partnered with a CPA that can give you a better idea of what you will need to receive the $8k credit.

Christopher J Shaw
My First Michigan Home
... more
0 votes 5 answers Share Flag
Sat Jan 10, 2009
Bill Eckler answered:

We are sorry to hear about your situation.

Banks are not in the home ownership, renting, or leasing business so it's highly unlikely that you will find any bank that will enter into a lease arrangement.

Your best choice may be to rent for a while or look for a "lease option." There may be sellers out there that are willing to lease you thier property with the option to buy it.

You may try contacting a local realtor to see if they are aware of any of these possibilities.

Good luck
... more
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Wed Oct 29, 2008
. answered:

Some title companies provide more thorough coverage than others. You may want to check with a lawyer or another title company to review your coverage. If you are interested, I can refer you to a very reputable firm that we work with. ... more
0 votes 3 answers Share Flag
Fri Sep 19, 2008
Susie Moceri answered:
Hi Sophie,
In Oakland Township, we have to wait until after the tax bills come and then go to the township and ask for a hearing. They hold the authority to lower the taxes and may not even though the value is lower. If the home is Non-Homestead exempt currently and when you purchase and move-in you plan on that residence to be your primary residence, then you can claim the Homestead exemption and the new taxes will take effect on May 1st of the following year.
Some seller's will issue a credit for the difference in Homestead/Non-homestead exempt taxes in order to sell.
Best of luck!
Feel free to call if you have any questions, I'm an agent in the Rochester Hills area.
Susie Moceri
... more
0 votes 7 answers Share Flag
Sun Sep 7, 2008
Nancy Duncanson answered:
Hi Renee, I agree with Susie. It is best to have a local agent, such as myself, come into your home and do a free market analysis. Feel free to contact me. I would love to help you!
0 votes 6 answers Share Flag
Thu Mar 13, 2008
Susie Moceri answered:
Hi Amy,
Have you discussed this directly with the Title Company? Also, you may want to ask your Realtor if you can do a temporary lease to get you into the home while they are taking care of the title. We do this sometimes when a customer needs to move quickly but has not had an opportunity to finalize mortgage docs, etc.
If you do a lease, they may expect you to pay additional monies for an "Option Fee" which can go towards your purchase at the time of closing. Confusing, I know. I wish you the best and if you need anything please feel free to contact me directly.
All my best,
Susie Moceri
... more
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