There are quite a few variables that are not answered by the information that you have provided. As a realtor, I have some of the answers but I would suggest that you, as one of the responses answered, gather all your information including your mortgage paperwork, the sales contract, etc. A good loan officer or a real estate attorney (one who specializes in real estate) should be able to assist you. As a local realtor who lives in Lambertville, I can answer some of your questions but I would recommend you sit down with a loan officer you know or who has been recommended.
Real Estate 4 U
cell 419-704-6873 ofc 734-224-7777
20+ years of experience
formerly of Key Real Estate and Loss Realty Group