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48093 : Real Estate Advice

  • All9
  • Local Info1
  • Home Buying5
  • Home Selling1
  • Market Conditions0

Activity 9
Mon Oct 16, 2017
Angelica P answered:

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.

Thank you for using Trulia!

Consumer Care Advocate
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Sun Feb 12, 2017
Jason.c.morris asked:
Sun Mar 15, 2015
Michelle and Wally Simpson answered:
Tue Nov 18, 2014
Gary Ferro answered:
Hi Derek
First off, thank you for your service!
Everyone situation is unique, so reach out to me and we will be able to guide you through the process.
As Derek mentioned, thee are many resources for you to contact for mortgage information.
I am local, working for a full service real estate company- Keller Williams Lakeside, the largest resourced firm in Macomb, MI.
Feel free to reach out to me for assistance.

Gary Ferro
Keller Williams Lakeside Realty
Cell: (586) 789-5894
Office: (586) 532-0500
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Tue Feb 4, 2014
As indicated by others, many other factors need to be considered to determine what you can qualify for and (equally as important) what options do you have and what are the pros and cons of each. make sure you speak with an experienced lender that is willing and able to lay all of this out for you. I'm available to help you at your convenience if you wish.

I can do a full underwriting approval ahead of time if need be and I also offer credit score improvement programs for free while we work on your mortgage.

If you like my answer, consider clicking on a “Thumbs Up” or “Best Answer”


Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist

Direct: 240-752-7549 Cell: 301-651-7822
NMLS# 695929

Rate quote or live chat with me at the link below:
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Sun Feb 3, 2013
Yes, I have mortgage programs available to my clients with 617 credit scores. Please note that credit is only one of several criteria (i.e. down payment, income, property location) when financing a home. ... more
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Thu Jul 19, 2012
Carole Higgins answered:
Well hopefully you have already purchased a home and are happily situated in it but I will answer this in case I can help other would be condo buyers. FHA and conventional mortgages have pretty much turned their back on the condo market. Even a conventional loan would not probably have allowed you to buy the condo you love(d) without a very high down payment (>20%)

The best vehicle for purchasing a condo, hands down is a bank portfolio loan. These are loans that are typically made by smaller state chartered banks and are held and serviced by the bank that made the loan- in essence held in their portfolio. Northwestern Bank is a great place to check in and Chemical Bank has some really great programs
Hope this is hopeful for the condo buying crowd
Carole & Greg
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Mon Jul 9, 2012
Karen Paytas answered:

Yes there are condo communities that accept small pets. You would need to let me know where you are looking and I can check to see which complex's allow animals. I do know that certain parts of the City Center Square condo's accept small pets.

If you need assistance finding a new home I would be glad to assist.

Have a Great Day!!

Karen Paytas, GRI, CMS
Real Living Kee Realty
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Wed Jun 18, 2008
Kris Wales answered:
Hi Leslie,

I just had a buyer client close on a condo in Warren. She was using a FHA mortgage, and no,
the condo wasn't on the approved list. Her mortgage lender was able to obtain a "spot approval"
for the condo.

It was quite a simple process: The lender provided a form for the condo management company
to fill out. On it were approximately 12 questions. It took all of 48 hours for the management
company to complete and another 24 hours for the spot approval from the underwriter.

Do not let it deter you. It is quite possible that the 4 units you are talking about were issued
"spot approvals" also and the complex is simply not in HUD's approved list.

Good luck to you and enjoy your new home!

Kris Wales
RE/MAX Advantage 1, Inc.
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