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45415 : Real Estate Advice

  • All5
  • Local Info1
  • Home Buying1
  • Home Selling3
  • Market Conditions0

Activity 4
Thu Mar 20, 2014
Andrew Byrd answered:

As said below by Kim, there is more information that needs to be had. The majority of mortgage lenders don't allow for people to recieve a loan with a credit score under 600. With the minimal information that I have to go off of I know that we can get a loan done for you, if/when I do get all of your informaiton there potentially could be something that disqualifies you from the purcahse at this time.

I would like to find out more and get an application for you.

Please give me a call or feel free to e-mail me. 208-818-3768 or

If I don't hear from you, best of luck :)
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Wed Nov 6, 2013
Mark Warren answered:
Actually both of the older responses I have read in this string are somewhat incorrect with respect to the ERA program. The program is designed very much like a relocation buy-out program. ERA, like relocation companies aren't in the business of buying homes for re-sale. But they do offer to clients a guaranteed sale program. With ERA, like relocation companies, your home and the client have to qualify for the program. ERA will guarantee the purchase of your home at the end of the listing term at a price discounted off appraised value. The object of the program is to get a higher and better price (than the buy-out price) for the home from the market, and that is the strength of the program. It is very successful doing that. It is a very transparent program too. For instance, if the house is purchased by ERA and sold for a higher price later on, the seller is refunded the difference less any caring costs like utilities and so on. The sellers can also op-out of the program at any time. ... more
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Mon Apr 22, 2013
Tracy Ryan Edwards answered:
Hi Joseph,

In reviewing some statistics from the local Multiple Listing Service, it appears that the home you refer to may be over-priced. It does sound like it is well cared-for and updated, but the average 4 bedroom home in 45415 has been selling for around $130k.

Provided that you are working with a Real Estate Agent, they should be able to provide you with this type of information. It sounds as though you may currently be pursuing a For Sale By Owner sales strategy.

If are not currently represented and would like to discuss the advantages of employing an agent, I would be happy to meet with you. Please feel free to contact me directly at 937-516-5666.

Tracy Ryan Edwards
Coldwell Banker Heritage Realtors
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Sat May 30, 2009
Hermes answered:
356 LaGrande Ave., Fanwood NJ
60 Carsam Street, Fanwood, NJ
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