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44124 : Real Estate Advice

  • All17
  • Local Info7
  • Home Buying2
  • Home Selling1
  • Market Conditions0

Activity 11
Fri Sep 29, 2017
If you have credit issues the last thing you want are inquiries right now. There's a program out there... it's $24 a month BUT..... they give you a copy of your credit report(s). They also immediately tell you what you can do to raise your scores. There's no long term commitment. So, you get a soft pull rather than a hard pull one time (or stay with the program and they'll keep you updated on your scores) anyway, you do it one time, get the info you're looking for (how to get your score up) and you can cancel. A hard pull will affect your score by a few points and lenders, we are considered hard pulls. Soft pulls don't affect credit. From there you contact a lender when you're where you need to be. Like Melissa said, you can get a loan with down to 530 (that's as low as I can go) but there are overlays and it's sometimes hard to meet the requirements. Costs more too, higher rate and higher cost for rate and larger down payment is required. The higher your score the better the terms. Besides any accounts you begin working on you want to make sure they definitely will benefit your score, not the opposite. If you have add'l questions I'd be happy to help. Best wishes, Kim Lawson, Ohio licensed Mortgage Loan Originator. Contact and licensing information can be found on my profile. ... more
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Tue Sep 1, 2015
Ruth and Perry Mistry answered:
Tue Apr 14, 2015
Randy Stoker answered:
Trulia does not support For Sale By Owner listings. All listings on Trulia are generated by the listing Real estate agent; Trulia scans the MLS data base and posts that information to their web site. If you have your home listed through a licensed Realtor then your listing should appear on Trulia within 72 hours after going live in the MLS system ... more
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Fri Nov 14, 2014
John Connor answered:
That is a really cool memory. I don't think that it is there anymore. I think it was replaced with a sidewalk or something.
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Sat Apr 12, 2014
Denise Angelone answered:

Working with a good lender that has the knowledge of what you can do to increase your score, is where I would start. If you don't have someone that can help you, please feel free to call me and I can recommend someone. Keep in mind it does take time, so the sooner you begin the earlier your score will move upward. ... more
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Sun Nov 24, 2013
Kathleen Bassett answered:
I most certainly do no have your property listed on the market. I'm not sure why you would be sending this email to our brokerage. We do not have your home listed.
0 votes 7 answers Share Flag
Tue Jul 30, 2013
Good afternoon Ashley,

I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business; you don’t sit at a table in a restaurant to read the menu without actually buying food at some point. It’s the same concept: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. Prepare yourself with three fundamentals: amenities, location, and price.

Know your requirements for the apartment you wish to rent in terms of amenities (one bedroom versus three bedrooms; elevator building or private house), location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially stay “local.” Here on you can easily find a local professional by clicking on “FIND an AGENT” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment.

TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, now you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step ahead of a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?

I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
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Wed Feb 8, 2012
Blumberg Team answered:
There is a great moving company called UShipIT ( It is like an Ebay for moving make a bid of what you want to pay and they accept or counter. They can schedule the car move based on their load capacity so companies that might have an open space will give you a better price. Take a look and see what you think. Paul Blumberg ... more
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Wed Feb 8, 2012
Blumberg Team answered:
I would be happy to talk with you about the market in Lyndhurst and answer any of your questions. Just give me a call at 216-591-10123. Paul Blumberg
0 votes 7 answers Share Flag
Sun Jan 24, 2010
Quiza answered:
Hi! We used to live in Charlotte. Young professionals prefer to live in the uptown for its bars and restaurants however areas like Davis Lake, Huntersville (Birkdale) and the Lake Norman areas are highly recommended. Basically, stay away from housing options found in the West and East Charlotte areas- lots of gang activity. You can also look into options found in South Charlotte- lots of charm!

If you have additional questions, feel free to ask. You'll definitely love the weather there.
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Wed Mar 11, 2009
Francesca Patrizio answered:

Honestly, consideriing your circumstances, it appears that Real Estae as a full time job would hinder rather than help your circumstances. When I started in this business (when real estate was booming), I was told by my Broker that I needed a 6 - 12 month reserve to cover my average daily expenses (a single person with no children). Considering the uncertainty of both the Financial and RE markets, I can only imagine that this reserve has risen substantially.

... more
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