Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

38125 : Real Estate Advice

  • All23
  • Local Info3
  • Home Buying11
  • Home Selling5
  • Market Conditions1

Activity 20
Sat Apr 1, 2017
Matias Rosales answered:
Normally it will be 3 years , you can start consulting with a lender at after 2 years in case there are any other items you will need to work on.
0 votes 1 answer Share Flag
Mon Mar 27, 2017
Rfeakabuttermilk asked:
Thu Mar 9, 2017
Angelica P answered:

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a ticket to Zillow Consumer Care to request the removal of the foreclosure status from your property. Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.

The image you are seeing on your property page is provided to us from Google images of which we do not have the ability to edit or remove. My recommendation would be to contact Google to request they blur out your photo and home photo. Please feel free to use these steps:

How to get your property blurred:
1. On your Trulia Property Page, click 'View Map'.
2. Click 'Street View'.
3. Click 'Report a problem' found on the bottom right of the photo.
4. Fill out the form.
5. Click Submit.

Thank you for using Trulia!

Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Thu Mar 2, 2017
Scott Smith answered:
Here's my product menu for All homeowners:
1. FHA 3.5% down (580 min)
2. VA/USDA 100% financing (580 min)
2. Conventional loan (600 min)
3. Non-Conforming AKA Jumbo loans ( 580 min)
4. Portfolio lending- 1 Day of BK, Foreclosure, and/or Short sale (580 min)

Feel free to contact me anytime regarding your loan scenario and no obligation quote.

Scott Smith Sr.
NMLS# 202397
... more
0 votes 4 answers Share Flag
Thu Feb 2, 2017
Crjinwi answered:
there are many places that will buy your place, but probably not for what you want to sell it for, they are in the business of reselling, so skip the middle man and sell it yourself. Talk to at least 3 different agencies and get a market analysis. And then go to look at which homes would be closest to yours in competition. Look at what they are actually selling at not asking to get a realistic picture. no home is perfect. not all basements finished. again how it looks is primary, clean, neutral, uncluttered and loved, never underestimate a fresh coat of white paint. Just like selling a used car, you would wash and wax first and clean out the trunk, but you don't have to replace everything, leave the upgrades or projects to your buyer, most of all have an attorney or agent that represents your interest ... more
0 votes 5 answers Share Flag
Sun Mar 15, 2015
Connie Newson answered:
if you would contact me at 901-870-8962 or email
i would love to assist you in home buying
0 votes 2 answers Share Flag
Mon Jun 9, 2014
Anna M Brocco answered:
You could consider working with an agent of your own who can provide a free automated search account based on your criteria straight from MLS....
0 votes 1 answer Share Flag
Thu Apr 24, 2014
Bailie Rhea Hodges-Marrero answered:
Yes. There is a way.

Feel free to give me a call at anytime.

0 votes 1 answer Share Flag
Tue Dec 3, 2013
Tia Tidwell asked:
Wed Nov 20, 2013
Tiffani King answered:
Depending on the mortgage company ,I am seeing a lot of people getting pre-approved with a 620 credit score. If its lower you could consider the NACA program for more details call me at 901-409-5490. ... more
0 votes 1 answer Share Flag
Mon May 7, 2012
Tom Cullen asked:
I sold a property in 38125 through via lease purchase. It was a rental. My experience investing in Memphis rentals out of state (hawaii) has been bad. After evicting a bad tenant, decided…
0 votes 0 Answers Share Flag
Mon Feb 13, 2012
Jackie Dyer answered:
Check these two websites for a quick answer then check with the school board to verify.
0 votes 4 answers Share Flag
Thu Aug 11, 2011
Steven Ford answered:
I didn't see your comment about the roof. Roofs are typically the one item visually that will scare the stuffing out of a buyer. They expect the roof to have life in it...the FHA appraiser might even make it an item of interest in any appraisal. New roofs don't sell houses...but bad roofs can sure keep them from selling. Do it and take your deduction, even if you have to depreciate it. Also...Memphis can be a tricky it's tough to do that from Hawaii. ... more
0 votes 5 answers Share Flag
Fri Aug 20, 2010
Pp Bb answered:
You have to register with all the banks & asset management company's. It is very time consuming & some do charge. I did get one referral(not an REO) from one of the web sites that I was registered on. Now that I look back I think my time would have been better spent on anything else. That is a very difficult field to break into. You really have to have some good contacts. Good luck to you ... more
1 vote 1 answer Share Flag
Tue Jun 1, 2010
Aaron Ray answered:
Mrs. Williamson, I have just joined Trulia's Pro Agent program and saw your questions. I service your area directly and would like to follow-up with you. Will you update me on where you are now since posting your May 31st Questions on Trulia?

Thank you,
Arron Rena' Ray, Realtor & CPA
Broker Associate
Weichert Realtors BenchMark, LLC
901-652-5410 Direct
901-202-2000 Office
901-202-2006 Fax
... more
0 votes 5 answers Share Flag
Mon May 10, 2010
Jo Shaner answered:
You have to understand that just because you want it, doesn't mean the seller can deliver it. 6% is the maximum that the seller can pay for the buyer under a FHA loan right now. This is going to change very soon and the seller may only pay up to 3%.

Now, it looks as if you are purchasing in the Memphis city limits and depending on when you are scheduled to close (May or June), you will not need the whole 6% unless you are borderline in credit (you mortgage insurance premium and home owner's insurance are effected by that) because of the time of year when taxes are escrowed (call the low months). County and City taxes are collected at 2 different times. Also, you may want to compare closing attorney/title companies fees. Just because you are asking someone else to pay your fees doesn't mean you don't have a responsibility in overseeing over-spending. That is just a decent thing to do.

Third and lastly - if you were under contract before April 30th for the tax credit, you'd had better check with an attorney before cracking open the contract or rewriting a new one if you are wanting to keep your tax credit. The IRS is very watchful of these things and you may gain $2000 or $3000 to lose $8000. In the South, we call that cutting off your nose to spite your face!
... more
0 votes 3 answers Share Flag
Tue Jan 26, 2010
Candace Gustine answered:
This is usually required on a property that HUD is selling. There are certain damages to the house that are being required to have repaired for closing. The estimate for those repairs are added to the purchase price and included in your mortgage. The money for the repairs is held in an escrow account and paid directly to the licensed contractor once the repairs are completed.

... more
0 votes 4 answers Share Flag
Fri Aug 21, 2009
Jo Shaner answered:
Depends on the type of retail business you are wanting to put in there.
0 votes 1 answer Share Flag
Mon Apr 21, 2008
Joyce Medlin answered:
Hi Helen, if I were you, I would consider Fayette County......either north (Eads, Oakland) or south (Piperton, Rossville). Those are the areas we know of people really enjoying their retirement (friends, colleagues, clients). I haven't heard of anyone we know of going to Tipton County, so I can't speak to that.....but that doesn't mean that area doesn't have something to offer. By the way, for a neat offer if you're relocating, please visit If you'd like some more info about Memphis (dining, shopping, etc), you might want to check out On that page, you'll find info about Memphis, TN being selected by AARP as one of five "great places to retire" (2006). If you go to, you'll see a 2007 report ( that names Memphis as the #1 housing market, based on affordability. This was part of a larger survey on the best places to retire (Memphis was cited as a hot spot). Good luck and please contact me at 901-486-2923 if you have any questions. ... more
0 votes 4 answers Share Flag
Sun Oct 14, 2007
Darlene Blakeslee answered:
At ERA we offer a promise "ERA will sell your home or ERA will buy it." There are some conditions that apply, but if you are at least 20% vested in your home and the home is not over $700,000 after 180 day listing we will buy your home for 90% of the appraised value. ... more
1 vote 9 answers Share Flag
Search Advice