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37377 : Real Estate Advice

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  • Local Info2
  • Home Buying1
  • Home Selling1
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Activity 4
Tue Jun 14, 2016
Mscott621 answered:
I had the same issue. The problem is that the appraisers are misinterpreting the guidelines. they clearly say that if the finish is the same, it should be counted as the same square footage.
They are assuming they are opting for the cautious side; but I believe it is malpractice.
I am curious if anyone has successfully challenged this "below grade" issue on a split level house?
Its clearly not basement...it was built that way.
... more
0 votes 7 answers Share Flag
Mon Mar 11, 2013
Kevin Sipe answered:
Dear Glen;
Are you still evaluating your financing options? Are you open to competitve offers?

Also, has your mortgage company brought your attention to some key changes in FHA mortgage insurance that are coming in April? Mortgage insurance is not only going up but will be lasting longer. FHA may not be the most competitive option. Though we offer conforming, non-conforming and conventional loan products, due to the changes coming FHA is becoming a far less attractive option.

If you are open to other options and pricing opportunities please contact me.

Kevin Sipe
Home Loan Specialist
Churchill Mortgage
NMLS# 962172

423-899-6898 ext. 15 office
423-991-1234 cell
423-899-6547 fax


churchillmortgage.com

Churchill Mortgage
1510 Gunbarrel Road
Suite 400
Chattanooga, TN 37421

NMLS ID: 962172
Company ID: 1591
Branch ID: 366125
TN-114429
... more
0 votes 4 answers Share Flag
Sat Jan 28, 2012
Ron Thomas answered:
Lets see;
you've eliminated Realtors and Assessors;
who's left to give us a good value?
You haven't included Apraisers.
Maybe the neighbor or the newspaper boy.
We're glad we have you keeping us advised. ... more
0 votes 3 answers Share Flag
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