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Home Buying in 36535 : Real Estate Advice

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  • Local Info0
  • Home Buying8
  • Home Selling1
  • Market Conditions2

Activity 8
Fri Oct 21, 2016
Debrishavy asked:
I file exempt on property taxes because of my disability. After I sell my home, and buy a new one, am I able to still file exempt on the new home?
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Sat Jul 26, 2014
marcywinters1 asked:
Thu Jul 11, 2013
Mary McNair answered:
If you will give me a call or send an e-mail so I can get your e-mail, I can pull some listing details and e-mail them for you immediate review. Just click on my picture to go to my profile to contact me directly so we can get started with you search. ... more
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Wed Jul 10, 2013
Thomas Moser answered:
Most real estate agents will do credit checks. Often individual landlords will not.
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Sat Mar 2, 2013
We_buyproperties answered:
Not All the people that rent to own are like that what one Broker below said.

I dont Rent. but do a contract for Deed.. recorded I've done many of them and have set it up where the client purchasing the property has successfully followed instructions and then Refi in as little as 12 months.
Want to know more email me at we_buyproperties@yahoo.com
... more
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Fri Jan 11, 2013
Renee Coleman answered:
Access the My Listings section of your account and select the 'Edit listing' button for the property you'd like to update. You can edit the listing address, price, details, property status, photos, virtual tour, and open house times. Be sure to save your changes when you're done.



Your updates will be displayed immediately within your account, and should show up in Trulia's search results within 24 hours.
... more
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Wed Oct 3, 2012
Mary McNair answered:
Thanks, Larry, for emphasizing the importance of working a real estate deal through a Realtor. There are so many details to be figured out, with issues related to financing being the biggest.

Having someone to coordinate efforts with the lender of your choice is key. The more professionals you have working on your behalf, the better.

I would obviously love to be that Realtor. As you can see from the recommendations under my profile, I work tirelessly to help a deal happen if possible. In fact, my newest recommendation is from a local loan manager with whom I worked very closely to pull together a deal that had several obstacles, but we worked as a team and closed last week.
... more
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Wed Oct 3, 2012
answered:
Good afternoon,

While loan programs such as the FHA allows for you to provide a Lender with an "alternate" credit profile---reference letters from utilities, cellphone providers, furniture stores and such---the reality of today's market is that Lenders want a credit score and a credit history containing at least 2 accounts open and active for twelve months or longer.

In short, you'll need to build a credit profile and obtain a credit score so you can buy a home in the future.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website. http://consumer-action.org/

You can also find great information about building a credit history and obtaining a credit score at http://www.MyFICO.com

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.


Trevor Curran
NMLS #40140
... more
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