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36535 : Real Estate Advice

  • All15
  • Local Info0
  • Home Buying8
  • Home Selling1
  • Market Conditions2

Activity 13
Deborah Rish…, Home Buyer in Tuscaloosa, AL
Fri Oct 21, 2016
Deborah Rishavy asked:
I file exempt on property taxes because of my disability. After I sell my home, and buy a new one, am I able to still file exempt on the new home?
0 votes 0 Answers Share Flag
Josh Barnett, Real Estate Pro in Chandler, OK
Wed Jul 15, 2015
Josh Barnett answered:
Sure you can, just enter your Real Estate License number when opening your profile.
0 votes 2 answers Share Flag
marcywinters1, Other/Just Looking in Foley, AL
Sat Jul 26, 2014
marcywinters1 asked:
Mary McNair, Real Estate Pro in Fairhope, AL
Thu Jul 11, 2013
Mary McNair answered:
If you will give me a call or send an e-mail so I can get your e-mail, I can pull some listing details and e-mail them for you immediate review. Just click on my picture to go to my profile to contact me directly so we can get started with you search. ... more
0 votes 4 answers Share Flag
Thomas Moser, Real Estate Pro in East Northport, NY
Wed Jul 10, 2013
Thomas Moser answered:
Most real estate agents will do credit checks. Often individual landlords will not.
0 votes 4 answers Share Flag
We_buyproper…, Both Buyer and Seller in Foley, AL
Sat Mar 2, 2013
We_buyproperties answered:
Not All the people that rent to own are like that what one Broker below said.

I dont Rent. but do a contract for Deed.. recorded I've done many of them and have set it up where the client purchasing the property has successfully followed instructions and then Refi in as little as 12 months.
Want to know more email me at we_buyproperties@yahoo.com
... more
0 votes 3 answers Share Flag
Renee Coleman,  in Foley, AL
Fri Jan 11, 2013
Renee Coleman answered:
Access the My Listings section of your account and select the 'Edit listing' button for the property you'd like to update. You can edit the listing address, price, details, property status, photos, virtual tour, and open house times. Be sure to save your changes when you're done.



Your updates will be displayed immediately within your account, and should show up in Trulia's search results within 24 hours.
... more
0 votes 2 answers Share Flag
Mary McNair, Real Estate Pro in Fairhope, AL
Wed Oct 3, 2012
Mary McNair answered:
Thanks, Larry, for emphasizing the importance of working a real estate deal through a Realtor. There are so many details to be figured out, with issues related to financing being the biggest.

Having someone to coordinate efforts with the lender of your choice is key. The more professionals you have working on your behalf, the better.

I would obviously love to be that Realtor. As you can see from the recommendations under my profile, I work tirelessly to help a deal happen if possible. In fact, my newest recommendation is from a local loan manager with whom I worked very closely to pull together a deal that had several obstacles, but we worked as a team and closed last week.
... more
0 votes 4 answers Share Flag
Trevor Curran, Real Estate Pro in Great Neck, NY
Wed Oct 3, 2012
Trevor Curran answered:
Good afternoon,

While loan programs such as the FHA allows for you to provide a Lender with an "alternate" credit profile---reference letters from utilities, cellphone providers, furniture stores and such---the reality of today's market is that Lenders want a credit score and a credit history containing at least 2 accounts open and active for twelve months or longer.

In short, you'll need to build a credit profile and obtain a credit score so you can buy a home in the future.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website. http://consumer-action.org/

You can also find great information about building a credit history and obtaining a credit score at http://www.MyFICO.com

The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.


Trevor Curran
NMLS #40140
... more
0 votes 5 answers Share Flag
Mary McNair, Real Estate Pro in Fairhope, AL
Wed Sep 12, 2012
Mary McNair answered:
Another source available to you to help you get your credit where it needs to be so that you are able to get financing is Baldwin Housing Alliance. They can help you through the process of reviewing your credit, helping you know what to do to repair your credit, and to then give you the documents you need to verify to a lender that you are ready, willing and able to get a loan, including the USDA programs as long as the home you are wanting to buy fits the criteria.

Call Bobby Lockett, Jr., at 251-279-0461 to set up an appointment. You can also visit their website at www.baldwinhousingalliance.com. This is a free service from a non-profit organization.

Once you're in a position to rock and roll, give me a call ... I enjoy the hunt and helping people reach their home ownership goals.
... more
0 votes 1 answer Share Flag
Bob Lohr, Other/Just Looking in
Wed Sep 12, 2012
Bob Lohr answered:
I have also learned, your location to the beach is important. If you north of the waterway, it will be much cheaper or south of it and ccloser to the beach.....

Bob
Home Buyer
0 votes 3 answers Share Flag
Dan Therrell,  in 36532
Sun Oct 28, 2007
Dan Therrell answered:
Hello JD,

The market for existing properties in south Baldwin County has been very slow for over 18 months. This is due to an over-supply of existing homes compared to the scarce number of buyers. So we have maybe 20 properties available for each buyer, or a classic "Buyer's market". This is the situation in many areas of the country right now.

The slow market is a cycle that will correct itself in time. How much time? Maybe 18-24 months, or longer. Sellers who can afford to hold their property would be better off not trying to sell into a buyer's market. If you have no choice but to sell, you will have to price your property very aggressively (below the competing properties in Glen Lakes and the surrounding area) if you want to attract buyers, who expect lower prices.

Best wishes,
Dan
Fairhope, AL
... more
1 vote 2 answers Share Flag
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