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Home Buying in 36203 : Real Estate Advice

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  • Home Buying6
  • Home Selling0
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Activity 6
Wed May 7, 2014
jennifer.johnston answered:
my best friend lives there an she hasn't told me anything bad bout up there but shes pregnant an she has to drive like an hour for the doc. . . . but she loves it up there . . . .
0 votes 2 answers Share Flag
Thu Nov 15, 2012
Aaron Sims answered:
You may need to be a bit more specific? You did not know the storm shelter was there, or did not know that it collected water. It seems as though your best bet would be to consult with a Real Estate attorney and have them look at your contract and let you know where you stand. Is the shelter is part of the home or not attached? This could possibly affect the answer. Again I'd recommend seeking legal advice as Realtors can not give legal advice. If you bought the home and were represented by an agent in the purchase I would consult with them and perhaps they could recommend an attorney or two.
Best of Luck!

Aaron Sims, REALTOR®
Weichert, Realtors-Access Realty
Call, Text, or Email!
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0 votes 1 answer Share Flag
Tue Sep 28, 2010
Kevin Olson, Jessica Laude answered:
Guarantee programs have been changing a lot lately, not in favor of the homeowner either. In most cases you will need to sell before buying the next home so a guarantee shouldn't matter. A lender who is seeing if you are approved for the next home will not count your home as sold because there is a guaranteed purchase program on it, the home has to officially be sold. In our MLS, agents who participate in this program have a very high rate of cancelled and/or expired listings, and I don't look at this as something that is benefiting a lot of homeowners. Just a thought I'm passing on. ... more
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Tue Sep 28, 2010
Nicole Anderson Walters answered:
Concerned: Let me first say that anything an agent sees with their naked eye, they are required to disclose to the prospective buyer(s) they are showing the home. These are called latent defects. If they are not visible to the agent or to the buyer, the only way to know what does exist, if anything, is with inspections. All kinds are available: septic inspections (usually a buyer expense of $250), home inspections (usually a buyer expense of $250-350), mold inspections (these can be free if they are quoting repairs), well inspections (can be a buyer/seller paid expense, vary in price depending on what you are wanting to have tested), and so on. There are other inspections also, like foundation inspections. Of course, these fees can be negotiated as to whom pays for the service, but I would want to hire the individuals myself, just in case there is any chance the sellers could hire a friend to say what they want (not a good idea for fear of lawsuits but does happen). As the other responses have said, Alabama is a caveat emptor state, which means the buyer does not have to offer any disclosure. Now, if the seller has mentioned it to the agent and the agent is asked directly, that agent is required by ethics to disclose the information they are aware of, if not, there could be a big lawsuit there also. Hope I have helped in some small way. Find you a good, ethical, educated agent to work with during this process. Do your research and interview agents. Good luck! ... more
1 vote 6 answers Share Flag
Tue Jan 19, 2010
David Shell answered:
Hey Sean:
There are programs for recent college graduates and first time homebuyers. There are also No Money down programs still available in Alabama. My name is David Shell and I work for a Direct HUD lender, we have programs "in-house" that may be just what you need. You can reach me in Pell City at 205-473-9413. Call and we'll get you a gameplan. Oftentimes a purchaser can get in the house he wants with a lease-purchase agreement until permanent financing can be placed. It's common these days and an alternative you mamy want to consider. I'd be glad to dicuss options you have now just call. God Bless.
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0 votes 3 answers Share Flag
Thu Dec 3, 2009
David Shell answered:
Call me. We are a "Direct HUD Lender". We have our own programs and can possibly help. We are local.

David Shell
0 votes 8 answers Share Flag
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