35242 : Real Estate Advice

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Danabduell, Home Buyer in Birmingham, AL
Danabduell asked:
No down payment loan options? We bought our first home 10 years ago, and are looking to move; however we don't have money for a down payment what options are out there?
0 votes Share Flag Tue Jul 19, 2016 Financing in 35242
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
I have plenty of money to put down on a new home, 10k plus. My credit is below a 600 according to my bank and I cannot get approved.
I am state and federally licensed to write mortgages in 31 states for a top direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info pr ... more
0 votes Share Flag Mon Jun 20, 2016 Home Buying in 35242
Jldfashions, Home Buyer in Birmingham, AL
Jldfashions answered:
Is there a site I could go to to find rental home or townhome in the 280 / inverness or Pelham area. $800 - 1,000.
tenesha This is Joseph text me 305-901-5032 from alabama a&m
0 votes Share Flag Mon Aug 31, 2015 In My Neighborhood in 35242
Katherine Jo…, Real Estate Pro in Denver, CO
Katherine Jolliffe answered:
Please could somebody tell me how to contact Trulia with a view to changing the incorrect information they have posted about our house?
I have this number you could try for customer service. 1.888.565.3652 not sure if it will work but they should be able to get you to the right person.
0 votes Share Flag Thu Feb 26, 2015 Home Selling in 35242
stewkley, Home Owner in Birmingham, AL
stewkley answered:
Why is it that I am unable to find a way to change the incorrect details of our house posted on the Trulia website???
Isn't this fraudulent? Isn't Trulia responsible for what it publishes on its website especially after it has been informed that the information is incorrect, then deliberately ignores ... more
0 votes Share Flag Thu Jan 15, 2015 Home Ownership in 35242
Connie Alexa…, Real Estate Pro in Birmingham, AL
Connie Alexander answered:
How can I find a home for rent in the oak mountain school district outside of birmingham, al?
A great way to find exactly what you are looking for in a timely manner is to work with a Realtor who also watches the market for new and upcoming rentals on your behalf. Let me ... more
0 votes Share Flag Thu Oct 9, 2014 In My Neighborhood in 35242
Benjamin Epps, Real Estate Pro in McCalla, AL
Benjamin Epps answered:
How can I rent a home while active in a Chapter 13 Bankruptcy?
A reasonable option in this situation is to look for an individual that is renting their home. Drive around the neighborhoods that your are interested in and call the "for rent" signs.
0 votes Share Flag Mon Sep 29, 2014 Home Buying in 35242
David Mason, Real Estate Pro in Vestavia Hills, AL
David Mason answered:
Looking for a single family home in the inverness area/ off valleydale or Meadowbrook area for rent.
Currently there is a four bedroom/ two-and-1/2 bath home in Broken Bow, near Meadowbrook, for $1450/mo, or a three bedroom/two-and-1/2 bath in Inverness for $1700/mo. If you would like ... more
0 votes Share Flag Tue Nov 26, 2013 Rental Basics in 35242
ryateslenders, Real Estate Pro in Plano, TX
ryateslenders answered:
Is there any way go purchase a HUD home with a score in the 500s, and a current eviction/foreclosure?
If you qualify for the HUD back to work program then you would need to wait 12 months after the FC and have reestablished positive payment history. FHA loans require a 580 I can refer y ... more
1 vote Share Flag Tue Nov 19, 2013 Home Buying in 35242
Kay Ray, Real Estate Pro in Hoover, AL
Kay Ray answered:
where do you go to post your house for sale?
If your home is listed with a Realtor it automatically goes out to every agent in this area of our MLS. We participate in IDX so we share with every other Realtor in town. Not to mentio ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in 35242
David Mason, Real Estate Pro in Vestavia Hills, AL
David Mason answered:
looking for spain park school zone rentals
I have a list of rental management contacts that I provide, which I can send you via email as a PDF file. It has several clickable links to information about renting and homebuying whi ... more
0 votes Share Flag Tue Oct 8, 2013 Rental Basics in 35242
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
if you are buying a house and it says all u need is 3 percent down... do u still have to pay closeing cost or does the seller pay it?
Great question.

Down payment and closing cost are two different things buyers have to have funds for. You can ASK the seller to pay some or all of your closing cost. Keep in mind we ... more
0 votes Share Flag Mon Sep 23, 2013 Home Buying in 35242
Lori Weidenb…,  in Birmingham, AL
Lori Weidenbach answered:
There are certainly several things that would work for ya :-) as a matter if fact I've probably showed them. I've got a few folks looking in that area so I would be happy to h ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in 35242
Jeff Champion,  in Birmingham, AL
Jeff Champion answered:
price of 8198 castlehill road 35242
Call or email me. I have info on this property.

Hudchampions @aol.com
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 35242
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
I signed an adendum that the earnest money is nonrefundable but the loan contingency is not removed yet, Can I still get back the earnest money?
It would depend, if your initial offer said your purchase was contingent upon mortgage approval, and then you signed an addendum saying the deposit was non refundable, i would think it ... more
0 votes Share Flag Thu Oct 13, 2011 Home Buying in 35242
Brandon Snid…, Other/Just Looking in Cullman, AL
Brandon Snider answered:
my credit score is 576 is this too low to apply for a va loan for a home
Great to hear! Congratulations!
1 vote Share Flag Fri Sep 9, 2011 Rent vs Buy in 35242
Gladys  Viru…, Real Estate Pro in Scarsdale, NY
Gladys Viruet answered:
What are my options for selling my home to someone who has poor credit? I am not interested in owner financing but would consider it if necesarry.
Definitely consult your attorney before doing anything.

Good Luck

Gladys Viruet
Keller Williams Realty

914 589 2455
0 votes Share Flag Sat Aug 27, 2011 Home Selling in 35242
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How can Seller keep earnest money if buyer lacked responsibility?
If the Sellers are just looking to justfy, they probably can.
The initial objective was to sell the house.

Probably time to move on, maybe keep $400 for the fees the Title Company w ... more
0 votes Share Flag Fri Aug 26, 2011 Home Selling in 35242
David Mason, Real Estate Pro in Vestavia Hills, AL
David Mason answered:
Can you provide me with a nationwide search for a home? I am about to retire and am open to a move anywhere except to extreme heat or cold.
Wow. That's a lot of real estate to sift through. As with any buyer, I would first cousel you to think about what else you want to be near in your retirement years. Do you want ... more
0 votes Share Flag Mon Aug 15, 2011 Home Buying in 35242
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