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Home Buying in 34953 : Real Estate Advice

  • All69
  • Local Info11
  • Home Buying34
  • Home Selling3
  • Market Conditions0

Activity 30
Fri Jul 14, 2017
Kathy Burgreen answered:
If you receive a permanent fixed salary and W2 to file income taxes, then all lenders need is 1 month of pay stubs before you close on a home. You can get pre approved by a lender with just a letter from your employer verifying your status, start date and type of income.

If you work as an independent contractor, are self employed, work part time or receive hourly wages (especially for shift work), receive a 1099, lenders will need 2 years employment to qualify for a loan.

Hope this helps.
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Mon Aug 1, 2016
Gedozier asked:
Fraud Reported. This house is not for sale. 1233 SW Chase Road Port St. Lucie, FL. 34953 Fix It Now or Call the realtor who sold it to us Sue # 561-662-0035
0 votes 0 Answers Share Flag
Thu May 12, 2016
Carolandbob7 answered:
Sun Nov 15, 2015
Overageauditors answered:
is it less expensive to buy from a developer or a GC & build your spec home?
0 votes 2 answers Share Flag
Wed Oct 15, 2014
Michael Joseph answered:
Very much disagree with anyone that tells you to check with a lender to see if you can afford a home. A lender NEVER advises if you can afford a home, they let you know the max amount you can qualify for. This is like comparing apples to oranges and it's very incompetent to suggest this is how to base what you can afford. If you look at your finances you can figure this out on your own. When I bought my home I didn't even find out the max I qualified for, never even asked. I told the loan officer the price range I'm looking in and got pre approved. I probably qualified for at least another 50 thousand if not more from my purchase price. If you rent now add in your debt, car insurance costs, cell phone, food, health costs ect. Take the rest of the money and put it in savings. The amount you are able to save is a % of what what you can afford on top of the amount you pay in rent. You also have to add into the payment the cost for insurance, taxes and if you're going to have PMI that's even more costs. It's also wise to ensure you have some savings to cover you for a few months in case of unpredicted financial problems and money put away for repairs. ... more
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Wed Oct 8, 2014
Todd Creager answered:
The Westmoreland area is my favorite. It offers easy access to shopping, eateries and US1 while being surrounded by a lush golf community and St. Lucie river access. Club Med is located in the middle of the area. ... more
0 votes 14 answers Share Flag
Wed Oct 8, 2014
Todd Creager answered:
Current market in 34953 has seen a sharp increase in the past several months. If you are looking for a home with a pool the number of available properties is slim. Most newer homes built after 2006 do not have pools. The current list price range from $150,000 to $210,000 for pool homes. 1 ... more
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Thu Mar 20, 2014
Michael Sanders answered:
Mon Feb 24, 2014
Deuselena Nandelstadt answered:
You don't have to wait! Call me and I'll explain everything you need to know. 786-299-9289
0 votes 5 answers Share Flag
Sun Nov 17, 2013
Florida Tolbert Team answered:

I know this is from April but I see you are thinking PSL for your purchase. This is my specialty and I thought you would like to know that with the USDA financing program, you can in fact qualify with good credit for a 100% loan in "RURAL AREAS" of St Lucie county.

Now, here is the interesting part of "RURAL"...

Any property located west of I-95 meets the RURAL requirement. This means that Tradition and the Fairgreen neighborhood under the I-95 at the end of Savage and possibly even the new Verano and PGA VIllage all could qualify.

We have a full time Mortgage specialist on staff in our St Lucie West Office that can verify the area and prequalify you for a mortgage and then we can find your next home together.

Please feel free to contact my team at 772-834-0099.

Kevin B Tolbert PA Team
Keller Williams Realty of Port St Lucie
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0 votes 12 answers Share Flag
Thu Oct 31, 2013
Daniel Lewis answered:

If you would like some help to qualify for a mortgage or looking for a private money loan feel free to give me a call. I am a local Port Saint Lucie resident for many years and will do everything to make this 2nd home possible.

Daniel Lewis
Treasure Coast Mortgage Inc.
522 SW Port Saint Lucie Blvd, Port Saint Lucie Florida 34953
Office # (772) 344-0306
Cell # (772) 924-9252
NMLS# 913408
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Tue Oct 22, 2013
Fran Massey answered:
Hi Maria,

Please call Hugh Page at Shelter Mortgage. He is the in-house mortgage broker for Keyes Real Estate. He will pre-qualify you and tell you what you can afford. Once that's done, give me a call at: 772-497-9034 or email me at: and send me your price range and "must have" list and I'll set you up with an automated search that will send you listings in your price range, area and home features that you request. The automated search is easy to opt out of if you decide you don't want to receive them at anytime. Here is Hugh's contact info:

Hugh W. Page, M.B.A.
Senior Mortgage Consultant
NMLS #: 93420
(561) 282-5201

Thank you and look forward to hearing from you!
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0 votes 3 answers Share Flag
Tue Oct 22, 2013
Fran Massey answered:
Hi Mr. Gava,

If you send me your email address and your "must have" list for the property and I will set you up on an automated search that will include all the houses in your approximate range and include the features of the house that you want. These searches are automated and you will receive them once or twice a week and they very easy to opt out of if you don't wish to receive them. You may contact me directly at: 772-497-9034 and my email address is: Thank you and hope to hear from you soon. ... more
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Thu Sep 19, 2013
Andrew Szaniszlo and Margarita Hunt Team answered:
Many times the Bank has the final say on the sale price of the property. Even if you and the seller have come to an aggreement the bank ultimitly has the final say. There are many verables involved from property value to balance on the prior loan they are forgiving by the short sales. Hope this helps a bit... ... more
0 votes 7 answers Share Flag
Thu Sep 19, 2013
Andrew Szaniszlo and Margarita Hunt Team answered:
I have contacts with investors that over this options however the price is going to be a bit higher if you are looking for a pool home in this price range depending on the amount of space you need. Condo could be an option. ... more
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Mon Sep 9, 2013
j shepherd answered:
If you do have credit issues and need help cleaning it up....Seacoast Nat'l Bank offers a service to guide and direct you for a successful credit score to buy a home.

Grace Monforte 772-485-7479

Ellen Faulk 772-879-3205

Both are financial officers at Seacoast...and are a great source for financial information.
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Tue May 28, 2013
Alanna Taylor answered:
Sun Nov 6, 2011
Debra B Albert PA answered:
In Port St. Lucie, there are homes that needed an extra bedroom and converted the garage to be one, or needed a bath by the pool and added one WITHOUT A PERMIT. This is a problem but not one that can not be fixed. To remedy a permit violation with the City of Port St. Lucie, you need to present drawings of the work done, get a permit at double the fee to get the new permit. OR, you can revert the property back to the original condition and then have the city code people see that it has been done. Either way will fix a permit issue.

As to the Far-Bar As-Is Contract. There are two contracts used in Florida. One is the FAR, the other the Far-Bar. The Far-Bar is a contract that was agreed upon with the FAR(Florida Association of Realtors) and the BAR, the Atty. bar association. The As-Is means the home is being sold as-is. If there are minor repairs you would need to fix them as the buyer.

I hope this helps.

Ron and Debbie Albert
Keller Williams of the Treasure Coast, Port St. Lucie
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