Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

34787 : Real Estate Advice

  • All37
  • Local Info5
  • Home Buying16
  • Home Selling3
  • Market Conditions0

Activity 35
Mon May 29, 2017
Brian Martucci answered:
If you've missed payments and had a serious delinquency as long as five years ago that should not be a problem now. It sounds like you reestablished good credit with a decent credit score at 720. I don't think you'll have any problems getting a jumbo mortgage from the sounds of it, of course there are other things to check like cash reserves, debt ratios, and many other things. ... more
0 votes 1 answer Share Flag
Wed Jan 18, 2017
Mark LeMenager answered:
There is no maximum, but to be protected by Florida's Landlord Tenant Act a lease should not be for more than a year.
0 votes 1 answer Share Flag
Tue Jan 3, 2017
Mark LeMenager answered:
Unconditionally approved is called a loan commitment. Given that you are five months away, you won't get that for about 4 and a half months. And yes, they will check that you have the funds for the down payment and likely where those funds came from ... more
0 votes 1 answer Share Flag
Wed Sep 21, 2016
Diane Christner answered:
It will depend on the preference of the closing agent/title company. That being said, I do not know of a single title company or real estate attorney in my area of FL (Sarasota - Bradenton - Venice) that will accept a cashier check at closing anymore. All require the closing funds to be wired to the closing agent's account as there has been check fraud regarding cashier checks. ... more
0 votes 17 answers Share Flag
Mon Apr 11, 2016
Mark LeMenager answered:
Should be doable. Click on my picture and contact me and I'll send you a couple of good mortgage brokers.
0 votes 1 answer Share Flag
Tue Jul 28, 2015
VA Mortgage Hub answered:
VA loans are also 100% no money down for past and present Military.

VA Mortgage Hub - Florida's VA Loans - 7 days a week
Ph: 904-385-3988
0 votes 3 answers Share Flag
Sun May 24, 2015
Jason Baruch answered:
Hello, I have moved many times across the country and have found it is always best for me to rent first. There are so many things that you don't know about an area until you live there. Especially as the weather will be so radically different for you.

Good luck on your move!
... more
0 votes 4 answers Share Flag
Fri Feb 27, 2015
Carol Schmid answered:
Everything that was charged to you should of been disclosed to you prior to closing. Our office always puts every charge on the table early in the transaction and there are certainly no unexpected fees from us. Sorry to hear you are going through this and I hope you get it resolved
Carol Schmid
John Edwards Realty & Investments
... more
0 votes 5 answers Share Flag
Sat Nov 22, 2014
Mark LeMenager answered:
All depends on your lender. You need to be totally honest and up front with them about the situation.
0 votes 3 answers Share Flag
Wed Oct 15, 2014
Mark LeMenager answered:
Sure, here's a few you can try:

EBI - Envirotect Building Inspection
Contact: Steve Rohal

Shockley Home Inspections
Contact: David Shockley

US Inspect
Contact: Paul McElroy
... more
0 votes 1 answer Share Flag
Fri Sep 26, 2014
Mark LeMenager answered:
Everything is always negotiable. The As-Is contract is the norm these days, but that does not mean you can't wheel and deal. I have had this happen several times. Here's what I do with my buyers. We exercise their right to cancel the contract and at the same time make a without prejudice offer laying out the terms on which we would continue to the closing. Typically we send them two addendums, one the cancelation and release, the other an addendum with the repairs and/or concessions we want. We then let the seller decide which one to sign. Do keep in mind this is for major problems only. ... more
1 vote 5 answers Share Flag
Tue Jun 3, 2014
Andy Wood answered:

I would be happy to talk to you about this.....I have been in the mortgage business for 21 years and actually specialize and teach continuing education to Realtors on renovation financing. You can use those funds, however, there are actually 3 different loan programs that are available and we can discuss the one that best fits your financial situation. Please feel free to reach out to me via phone or email if you would like my assistance.

Thank you and best of luck to you,

Andy Wood
Titan Home Lending
... more
0 votes 1 answer Share Flag
Thu May 29, 2014
John Murphy answered:
Pat, as a local real estate agent in the Winter Garden, FL area, I also have to be careful due to Fair Housing laws and the like to avoid things like steering, etc. The sites posted by Anna Brocco are excellent and you can also call the local police to get stats.

That being said, Winter Garden is a large geographic area that borders one of the wealthiest towns in Florida. If I were moving to Florida, I would definitely look in this area and feel like I was making a good investment all around.

I would love to send you more info on what is available around here.

Please email me at or give me a call at 407-558-9627 so we can discuss your needs.
... more
0 votes 3 answers Share Flag
Mon Apr 28, 2014
Chad Creech answered:
Your best bet is to contact a local real estate office that does rentals, not all of them do. Sereno Realty in downtown Winter garden does rentals. You can reach them at (407) 654-8222.
0 votes 1 answer Share Flag
Fri Apr 18, 2014
John Murphy answered:
Just to follow up...I have a brand new service available that can help with your home pricing questions. Go to
0 votes 2 answers Share Flag
Mon Feb 17, 2014
John Murphy answered:
One of the biggest issues we real estate agents have is the "estimates" that are provided by these sites. Like anything else the output is only as good as the information which is put in, and in both cases they are severely lacking. Some sites put too much emphasis on foreclosures and some don't take them in to account at all. Some sites use square footage as their basis and some are strict bedroom/bathroom estimates.

Even micro elements like water or park view can change the value, and these sites certainly can't look at your individual home and take these into consideration. That is why the best way to find out your home's current value is and always will be to have a professional agent come by and take a look. They can prepare a market analysis based on all of the factors that computer estimates miss. As a local agent ,we provide these estimates free of charge and without any obligation, whether you are planning a move or are just curious. Email me at or give a call at 407-558-9627 to set up an appointment.
... more
1 vote 2 answers Share Flag
Sun Oct 27, 2013
John Lazenby answered:
If you are still looking for an opportunity,
feel free to contact me.

John Lazenby
0 votes 5 answers Share Flag
Sun Oct 27, 2013
John Lazenby answered:
1 2
Search Advice