Unlike my colleagues we have a department that specializes in bad credit loans in the state of Florida only. We at Premier Executive Financial Services, and its Retail Division Premier Mortgage Store work directly with a subprime mortgage lender and a very highly reputible local accounting firm (not a credit repair service) that will allow you to make a payoff deal with creditors that you have remaining balances on and work to increase your score by application of payments to open accounts to maximize benefit with the addition of other types of â€œcredit tricks of the tradeâ€ to increase enhance Fico/Beacon score so we can get you approved.
It all depends on your cash position also as it will take usually a higher down payment and fees to perform a review and repair of your credit scores well as a rapid credit report recalculation for a fee to raise your scores thru that accounting firm.This process usually takes between 15-45 days and CAN raise your score from 620 - 680 in most but not all cases depending on the beginning scores.
We have programs with another bank that with a 620 score do fund Ch 7 Bankruptcies after 25 months of discharge and Chapter 13 after 24 months after discharge and final payment is complete of reaffirmed debts.
For more information call 239-580-9977
Premier Mortgage Store
DBA Premier Executive Financial Services
DBA Christiensen Financial Inc
Carl Ashton Retail Loan Officer
222 Industrial Blvd Ste 137
Naples Fl 34104