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34112 : Real Estate Advice

  • All23
  • Local Info2
  • Home Buying11
  • Home Selling2
  • Market Conditions0

Activity 17
Tue Nov 3, 2015
Karen Peyton answered:
The circumstances leading to your question are concerning. I'm sorry you find yourself in the place you are now, but the future has not been written.
Regarding the house: A late payment is not the same as a missed payment, so it sounds like you won't be able to pay for this month (November) and come December 1st will only be one month behind. You were wise to get a roommate, but kick them out if they cannot help. I trust you have no formal agreement and they will depart amicably. Replace them with someone who can pay their way and not take from you the resources you have left.
Of course you need a job. Leave no stone un-turned to make an honest living, stringing part-time jobs together as necessary. Zero income at some point will mean no food and utilities. Tell those around you of your immediate need and graciously accept what help is given. You will have your chance to pay it back, and pay it forward.
Angels exist, whether you believe or not.

In an attempt to provide "some kinda" answer to your question, here's a link to the website of a Florida attorney:

It would also be a good idea to speak with a local real estate agent to find out if your home has equity and if so, how much. They can also tell you how short sales work if you're interested.

Wishing you success!

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1 vote 1 answer Share Flag
Tue Nov 3, 2015
Laurie Luca answered:
Very pet friendly, I tried to start a pet sitting business and 200 more started up after mine so lost out there. The house is a fixer-upper but that was halted for me when all the hospitals decided to fire all RNs to save money. ... more
0 votes 5 answers Share Flag
Sat Sep 12, 2015
Ali Hall answered:
Trulia and a few other websites don't allow For Sale by Owner listings. If you work with a licensed real estate agent, they are able to list on Trulia, plus several other sites, including the MLS. These sources help to expand your potential customer base and, hopefully, maximize your profits and minimize your time on the market.

If you would like any assistance, I would love to help you!

I can be reached in either of the following ways:
Call/text: 239-331-6509

Good luck!
Ali Hall
Licensed Real Estate Associate
Century 21 Sunbelt Realty
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0 votes 5 answers Share Flag
Fri Jun 19, 2015
Kirsten Prizzi 239-248-1667 answered:
Sun Jan 11, 2015
Bill Arndt answered:

I can provide you with a free home analysis since the price of homes in that area has skyrocketed. 239-250-5045.

Also, you can hear me on the radio on 98.9 each Saturday from 2-3 PM. I host Over 55 And Alive. ... more
0 votes 7 answers Share Flag
Sun Jan 11, 2015
Bill Arndt answered:
My phone number is 239-250-5045 and email address is You can also hear me on the radio at Over 55 And Alive 98.9 FM from 2-3 every Saturday. I am also certified SRES, which means I have a whole team to help you relocate, downsize, upsize or whatever other special needs you may have. ... more
0 votes 10 answers Share Flag
Sat Dec 6, 2014
Annette Lawrence answered:
1. They can foreclose and force a sale of the property
2. They can take possession and rent the property to recover and maintain costs.
3. Most likely a lien is placed on the property that much be resolved before the title can transfer to new owner.

The SUPER LIEN power of the HOA means their claim will come FIRST.
#3 is the most convenient and cost effective path many HOAs choose. However, if attorneys are on the board, they often choose the revenue intensive options.

Best of success,
Annette Lawrence, Broker/Associate
Palm Harbor FL
EXAMPLE: Market In A Minute & CIS Score on TRULIA
MORE about CIS Score:
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0 votes 2 answers Share Flag
Sat Jul 19, 2014
Nancy E Jaynes answered:
While Trulia does not allow listing "For Sale By Owner",statistics have shown that using a Realtor can often yeild you more in the end.

Case in point, I recently sold a condo in 2 weeks... The owners had been trying to sell it themselves for well over a year. They almost accepted an offer before listing it with me. I did some staging to ensure the best showings and set up a marketing program. Not only did I sell it quickly -- but I sold it for a higher price that covered the commission and resulted in far more in their pocket than they had expected.

I suspect if they had the chance to do it over again, they would have listed with me a lot sooner! I am sure they'd be willing to talk to you about their experience.

I'd be happy to share a free Comparable Market Analysis that can help you either way. Feel free to contact me now or in the future. See my Email or Cell/Text below.

Best regards,

Nancy E Jaynes, Realtor
Multi-Award Winning Top Producer
Premiere Plus Realty Co., 370 12th Ave S, Naples, Fl 34102
Cell: 239-821-3789 Email: Web:
2009-2014 "Five Star Best in Client Satisfaction" Customer Award, Top 4% Realtors
Awarded "Best Agent" Best of SWFL Realtors, as published in Gulfshore Life
90% of my Business is based on your Referrals -- THANK YOU for sharing my Name!
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0 votes 3 answers Share Flag
Sat Jul 28, 2012
David H Schulz answered:
Your agent will assist you to get the prequalification and credit repair information you need. There are many options available right now and it is a great time to be a buyer. You can search the MLS with our website to see what is for sale. Your agent can help you to see what things have sold for in the Naples Market and recommend options that suit your situation. Renting to own would most likely require a large downpayent with a balloon and your agent will help you to go over the details of the different kinds of purchases. ... more
0 votes 5 answers Share Flag
Sat Jul 28, 2012
David H Schulz answered:
Your buyers agent can guide you to look at properties that will suit your situation. In the case you mentioned, you understand that you must be an owner occupant. If you wish to search the MLS to see what is for sale in the area you can use our website You will find many areas and options that are available that will not involve the red tape and restrictions that a bank would impose. Whether you wish to consider restrictions, costs, fees or amenities, you really should talk to an agent that can guide you. ... more
0 votes 6 answers Share Flag
Wed Jul 11, 2012
David H Schulz answered:
In addition to the resources on my website- you can see statistics and info at City Data-
0 votes 15 answers Share Flag
Wed Jul 11, 2012
David H Schulz answered:
You can choose the area by amenities in the community or by the location (near the beach, shopping...).
0 votes 7 answers Share Flag
Tue Jul 10, 2012
David H Schulz answered:
You can look at all offeringss on the Naples MLS at our website We work with a network of referral agents that handle any kind of purchase, in an expanded Naples - Marco Island area, speak many languages and are very responsive. If you do not have an agent, please look at our website and give us a call at your earliest convenience. ... more
0 votes 15 answers Share Flag
Tue Jul 10, 2012
David H Schulz answered:
Foreclosures and Short Sales are not for the weak of heart. In Foreclosures, the bank has the contracts written with their interests in mind. The banks frequently are not cooperative or impossible to communicate with. Foreclosures are many times inspected before an offer is made because the bank will not usually consider repairs or compensation for repairs once a deal is struck. They have loopholes that allow them to act in their best interest and you really do need to have a Real Estate lawyer to be on your side to guide and protect you through the purchase. - Look at www.agent4naples on our our buyers page for vendor resources to help you. ... more
0 votes 4 answers Share Flag
Tue Jul 10, 2012
David H Schulz answered:
Legal questions are best answered by an attorney or accountant. But you can see many Real Estate related rescources at our website on our buyers page under vendors.
0 votes 12 answers Share Flag
Sun May 2, 2010
Dennis Mclaughlin answered:
Hello Chuck,
Primary Residential is a Mortgage lender, They write their own loans and can close quickly if needed. They are located in Bonita Springs. I don't know if they write Manufactured home loans but resales, Primary, 2nd Homes, vacation and land are no problem.
Nathan Merrick, L.M.B., Branch Manager
Mortgage Lender, Branch #1889
Office: 239-333-3200
Toll Free: 1-866-333-2303
Cell: 239-247-3908
Fax: 239-333-3201
... more
0 votes 1 answer Share Flag
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