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Home Buying in 33905 : Real Estate Advice

  • All32
  • Local Info9
  • Home Buying11
  • Home Selling4
  • Market Conditions0

Activity 11
Thu Sep 1, 2016
FHA Mortgage Source answered:
Let us know if we can assist you - FHA is what we do.

FHA Mortgage Source
Florida FHA loans, 7 days a week
0 votes 2 answers Share Flag
Tue Nov 10, 2015
Andrew Liebenhaut answered:
There is a program I just closed with, that provided 10,000 towards down payment and closing costs. Please contact me if interested. I use this program regularly I could show you the HUD statement for my home that I bought using this program. On a 225,000 home I paid 6,600 out of pocket. That is less than the 3.5 required by FHA.

2 years with the same line of work
3 years of tax returns w-2s etc.
Last 2 paychecks
Must not make more than 70,000 a year and must not make less than 24,000
Need to contribute at least 1% of purchase price of your own money (Not a gift)
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0 votes 11 answers Share Flag
Tue Sep 4, 2012
Shelley Hughes-Spradling answered:
I specialize in property management and investor property. You would also qualify for a va loan if trying to purchase. I would love the opertunity to work with you so just give me a call and i will take care of you asap. I would just need a time line price size and location and i can email you a list. Have a great day and thank you for your service. Happy house hunting

Shelley Hughes-Spradling
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0 votes 7 answers Share Flag
Sat Feb 11, 2012
Ronnie Bramer answered:
I have lived in St Pete since 1987 and love the area . Less than a 30 min drive to the Tampa airport . Not sure where Lakeland is but if you are close to Nashville it's hard to beat Soutwest and a direct flight. You can search it will provide you great info on the schools.
St Pete is the middle of Tampa Bay with a small town feel and very laid back .
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0 votes 14 answers Share Flag
Thu Feb 2, 2012
Kristian Alekov answered:
I've done a few Chinese Drywall homes myself... First of all, try to negotiate the price down. Second, hire an inspection company that specializes in Chinese Drywall and has the machine to check which wall has it and which doesn't - sometimes you may have only one room in the house with defective drywall, or certain walls only - you maybe able to do a partial removal and save yourself a lot of money. Then again, you have to make sure that all the wiring and etc. is not bad and has to be replaced anyway. You can negotiate down the drywall replacement as well, the quotes that I saw listed in the other post are quite off, I've done them for as little as $10,000 or $15,000 on a smaller home, so make sure you shop around.

One thing to keep in mind is that no one is quite sure yet on the long term effects of this defective drywall, and the exact process required when fixing. So far things seem to be fine, but you never know if in the future the government won't step in and require a much more involved rehab...
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3 votes 5 answers Share Flag
Mon Jan 30, 2012
Kathy Cardet answered:
Hi Elaine,
Buying real estate sight-unseen is a very risky proposition and like others who've answered I would strongly recommend that you visit the property beforehand and maybe even pay for a professional inspection (costs about $300 around here) before you buy. Don't be afraid of losing a "great deal". Other great deals will come - especially after you're better informed. If you don't know what you're buying then you're not ready to buy!

If you're not working with a real estate professional at this time please contact me. I'd be more than happy to assist you in finding the right property and giving you more information about the local real estate market. In the meantime, check out the city-data website (below) for more in-depth, impartial information on our area and its various communities.

Kathy Cardet
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0 votes 5 answers Share Flag
Sun Jan 29, 2012
Lenora Bolton Lee answered:
Native of Lee County, Would like to help you get started. Please call me anytime for more information. My direct cell is 239-910-4221. I can provide you with lender information and first time home buyer info to get you started. It's easy, I'll do the rest to get you into a nice home.

Hope to hear from you soon,

Lenora Lee, Realtor
Jones and Co Realty
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0 votes 17 answers Share Flag
Mon Jan 23, 2012
Annette Levinson answered:
A ITN# is no problem. You are just speaking to the wrong mortgage officers.
0 votes 4 answers Share Flag
Tue Jan 3, 2012
Spunky answered:
You should do a mold inspection from a certified mold inspector. If you can prove the mold was there before you bought and they new it, they are liable. If you find levels of black mold, it must be remediated correctly or you will have big problems. If it is in walls, ceiling etc and through your hvac system, simple cleaning and biocides won't do the trick.. not long term. Remediation costs could easily be $15 - 25,000. NC insurance policies have a cap of $5000 for mold damage which most people don't know of. First, they don't know of the coverage,and second, they don't know of the cap which is nearly meaningless if it has to be remediated. You have to have certified lab testing because the insurance co's bonus folks to deny claims. Please, protect yourself. Mold illness can be debilitating... I know... I am in the process of all of this mess. Good luck. ... more
0 votes 18 answers Share Flag
Mon Apr 13, 2009
Genevieve Ramachandran answered:
Good Morning,

The right time for you is when things in your life dictate. At this present time, prices are low, interest rates are low and the number of sales are starting to go up. To find something that fits all your criteria, first you need to ascertain the area you like, based on your interests and where you see yourself living. You must make the trip, drive through different areas and find an area you would be comfortable in. Find a Real Estate agent you can connect with, who gets what you want and then they will look for properties that fit what you want.

Prices are low, and we don't know for sure if the market has bottomed out, but if not we feel we are almost there. Bank owned properties are getting multiple offers. There are a lot of deals to be had. Find a Real Estate Agent you can connect with to help you. If Punta Gorda/Port Charlotte or North Port interests you give me a call and I'll be very happy to find you what you want. We are just North of Fort Myers.

Good Luck.

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0 votes 4 answers Share Flag
Wed Mar 4, 2009
Sarah Garrett answered:
Good Morning Rick, I hope some of our warm sunshine comes your way today in N.J. I think I heard it's going back up in the 80's this weekend. I remember when I moved to Ft. Myers in 82. It was like a different world then and has changed dramatically since. More roads, office buildings, restaurants and of course people. In season traffic doesn't seem to be as bad this year. If you are going to call Ft. Myers home then you might as well get your chunk of waterfront. I can get you into FMB for under 300K now. If you would like to access the MLS as a courtesy you may have your very own search and save by going to Let me know If you would like me to preinspect any of the properties you like by just dropping me a direct email from right there. Let me know how I can help you find the right home. I have saved a long list of 3/2/2 homes with great amenities including a fenced yard when you are ready.

Sarah Garrett, Realtor
239-274-6637 x 3030
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0 votes 5 answers Share Flag
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