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33830 : Real Estate Advice

  • All8
  • Local Info0
  • Home Buying6
  • Home Selling1
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Activity 7
Mon Nov 11, 2013
Andy Wood answered:
Hello,

You also have to factor in mortgage insurance, taxes, and flood insurance if applicable. In order to do a proper approval, I would need to pull your credit and look at the last 2 years tax returns and W2's. I would be more than happy to work with you and give you an approved loan amount if you are interested and would like to start looking at properties. Without doing the proper approval first, it is like a shot in the dark for a Realtor to help you find the right property. Feel free to contact me at 727-410-9663 or visit my website www.titanhl.com for more information.

Thank you and best of luck to you!

Andy Wood
727-410-9663
awood@titanhl.com
www.titanhl.com
... more
0 votes 2 answers Share Flag
Sat Aug 24, 2013
Desare Kohn-Laski answered:
Sat Oct 27, 2012
Scott Godzyk answered:
MOST OFTEN a home is sold CASH ONLY becuase it needs too much work for a buyer to be able to get a mortgage on. It means the seller will not repair or credit for any work and therefore a home inspection is only for the buyers own knowledge and can not be used to renegotiate. Most cash prices sell for the asking price of over. CAsh sales do not want to wast time with a higher asking price as they do not want to waste time with the offer and counter offer game. ... more
0 votes 7 answers Share Flag
Sun Jan 15, 2012
Alma Kee answered:
Hi Lynnon,

Have you considered becoming an owner?

The State of Florida has a bond program that can give you up to $7,500 to be used to buy a home if you are a first time homebuyer.

I had a client that was able to buy a nice 3 bedroom 2 bath home with a pool in a nice area of Tampa, Northdale, and he only put down $1,000 and brought $500 to closing! You will have to have a 620 FICO score to qualify and cannot earn more than about $70k.

If you would like details, please contact me. Alma@SoldOnTampa.com

All the best,
Alma Kee
www.SoldOnTampa.com
813.244.9898
... more
0 votes 5 answers Share Flag
Wed May 18, 2011
Mark LeMenager answered:
Sorry but you've posted your question in the Florida section of Trulia. That's why you have no responses.
0 votes 1 answer Share Flag
Tue Mar 15, 2011
Alma Kee answered:
ALL CASH means ALL CASH in your hands and you have to provide proof by giving a copy of a bank statement with the cash already there.
0 votes 6 answers Share Flag
Thu Mar 10, 2011
Andrea Mills answered:
I do not believe that home owners can do more to sell their own home than a Realtor can. Realtors sell homes through the MLS. 36 homes sold through the MLS in your zipcode since January 1, 2011 with an average of 105 days from list date to contract date. 40 more listings are currently pending. I doubt that these numbers could be achieved by home owners without the help of a Realtor.

I do understand your frustration as a home owner. Have you discussed a marketing strategy with your agent before you listed? If so, let you Realtor know where the short comings are but also keep in mind that price is just as big of a factor as marketing. Together, they are the key ingredients to produce a sale. The best marketing in the world is not going to result in an offer if the property is not priced within the market. On the other hand, your property can be priced just right but if nobody knows about it, you won't receive any offers either.

Also keep in mind that you do not pay your Realtor unless he or she sells your property. This is unless your listing agreement stipulated marketing fees or any other fees other than the commission, which is (again) only due when your property sells.
... more
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