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33617 : Real Estate Advice

  • All28
  • Local Info2
  • Home Buying4
  • Home Selling5
  • Market Conditions1

Activity 18
Thu Jun 1, 2017
Amy Jo asked:
Sun Jan 29, 2017
Walter A Pinder Iii asked:
Mon Apr 25, 2016
Jacquie Yekmalian answered:
Hi Mylove220,

Working with a successful Realtor is a great way to learn. Expect to start off doing grunt work but listen and learn and ask questions. Also take as many classes as your board has. Most are free or very low cost. Contract class is a MUST.

There also are beginner designation classes, ask your board about them. They are great tools to learn the industry. They are costly but worth it if you are new to the business.

Good Luck
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0 votes 3 answers Share Flag
Wed May 21, 2014
Robert Krop answered:
You should contact a local realtor who specializes in short sales to help you determine whether a short sale will work in your situation. Most bank would agree that your job re-locating you is a good reason. ... more
0 votes 14 answers Share Flag
Mon Apr 8, 2013
Trulia Customer Service answered:
Hello Matt!

Kristan from Trulia here. Trulia is a search engine for residential real estate listings that are indexed from agent/broker web pages. Our service is free, and there is no charge to have listings posted on Trulia. At this time we do not add For Sale By Owner listings. We are aware that many individuals who have FSBO listings would like to have their listings featured on Trulia.

Thank you for taking the time to inquire about submitting your listing. We hope your experience with Trulia is memorable and thank you for using Trulia for your real estate needs.
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0 votes 12 answers Share Flag
Sat Feb 2, 2013
Jenifer Garcia answered:
Wow--good for you! It sounds like you're off to a good start. Have you committed to a specific brokerage already or still looking?
0 votes 16 answers Share Flag
Sat Jan 5, 2013
Lynn Brock answered:
Mhartuf, Get pre approved!

By entering the mortgage pre approval process, you will learn a lot about your personal finances and each other.

If your credit history(ies) require repair you can address these issues now before entering into a large financial purchase together.

Looking for a home and selecting the home will be the fun part. Dealing with how to pay for it is the realistic part.

Get pre approved first.

Best regards,
Lynn Brock
Brock Realty Inc.

If you would like to search the MLS like an agent, visit our website and sign up for your free Listing Book account. This powerful search program allows you to set up your personal homefinder criteria and save your favorite homes, follow recent solds all in real time! Find the home you’re searching for quickly
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0 votes 12 answers Share Flag
Sat Jan 5, 2013
Lynn Brock answered:
Homeown, based upon your questions, yes, you would be best served to hire a professional.

The information provided in this forum is excellent in nature, however, to conduct business with such serious financial consequences would be best serve working with a real estate professional.

It is up to you to decide and select the professional(s) with whom you entrust to do their professional best on your behalf. As a principal in the transaction, the success will be dependent upon your cooperation and participation in the it. Successful closure requires all interested parties to work together.

Best regards,

Lynn Brock
Brock Realty Inc.

If you would like to search the MLS like an agent, visit our website and sign up for your free Listing Book account. This powerful search program allows you to set up your personal homefinder criteria and save your favorite homes, follow recent solds all in real time! Find the home you’re searching for quickly
... more
0 votes 4 answers Share Flag
Tue Oct 9, 2012
Shane Milne answered:
When someone calls up a loan officer for an "interest rate quote" there are several questions that need to be answered, including some of the most basic:

1. Loan amount
2. Loan-to-value
3. Credit score (which you provided)
4. Purpose (purchase, refinance, cash out refinance, etc.)
5. Occupancy (owner occupied, second home, non-owner occupied)
6. Property type (single family residence, 2-units, condo, mobile home, etc.)
7. Loan product (ARM, fixed rate, etc.)
8. Financing type (FHA, VA, conforming - which may be tough for a consumer to know, but if you do, it's helpful)
9. Loan term (30-year fixed, 15-year fixed, 5-year ARM, etc.)
10. How many points you want to pay (you may have not known, but all interest rates are available pretty much all of the time, but it is the price, as in how much that interest rate costs in points, that varies on a day-to-day basis)

So when you are asking about rates, if you come into the conversation prepared with as much of that information as possible, you'll have a really good chance at getting an accurate quote.

Interest rates & fees are important, but when you are buying a home THE most important thing is being able to qualify and close on time. If it means .125% higher interest rate, or a few hundred more in fees vs. having a horrible experience with a lender, a delayed closing, etc. then it's usually worth it. But don't get me wrong, you don't have to have higher rates and/or fees in order to get excellent service - but typically the lenders who market "price" instead of "service" you don't get much of the latter.

Shane Milne | Lending in all 50 states | NMLS #81195
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0 votes 3 answers Share Flag
Fri Aug 12, 2011
Alma Kee answered:
Hi Muncha,

If you're buying a property that is listed for sale by a Realtor you can write your offer so that you will have a week to do your due diligence and cancel if needed.

Also a seller's disclosure signed by the seller should reveal any sinkhole claims. Bank owned properties will not offer a written seller's disclosure, however. You should contact the association management directly once you have a contract to verify previous or future claims and also to see if there are any planned "special assessments". A special assessment could cost tens of thousands of dollars so it's crucial for you to do the homework to ensure you know exactly what you're getting into before you buy. Your Realtor can assist you with this information gathering.

Hope this helps.
Alma Rose Kee, PA
Future Home Realty, Inc.
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0 votes 5 answers Share Flag
Sun May 22, 2011
Maria Estrada answered:
Coldwell Banker has a property management team. Contact Debbie Garbo at 813-962-0631. She has had properties in that zipcode. Good Luck
0 votes 8 answers Share Flag
Tue Feb 1, 2011
Margo answered:
I live in this zip code and feel safest on the east side of 56th Street, south side of Fowler Ave, west of Florida College and the north side of N. Riverhills Dr.
0 votes 6 answers Share Flag
Thu Dec 9, 2010
Brenda Damron answered:
For an FHA appraiser to pass your well, it must be at least 50 feet from your septic tank and at least 100 feet from the septic tank's drain field. In addition, the well cannot be within 10 feet of your property line. I have a call in to an appraiser, and will let you know what she says.
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1 vote 1 answer Share Flag
Tue Jun 29, 2010
Bill Szydlowski answered:
If you want to purchase a home 100%, then getting a USDA loan in rural areas--southeast Hillborough, western pasco, hernando county, eastern hillsbourough--is the way to go. This is the only program I know now that offers it. Contact a mortgage broker experienced in them that is a great resource and great guy: Al Eastburn 813-229-0700 who does a lot of these. He can talk to you about your rolling in your credit debt...doubt it but doesn't hurt to ask...good luck and let me know if I can help you further. ... more
0 votes 3 answers Share Flag
Tue Mar 30, 2010
Alma Kee answered:
Hi Amber,

Part of the problem is the sinkhole repairs done on many of the buildings in Raintree Manor.

Good luck on the sale.

You may want to list it but you may also want to pay $350 to an appraiser to find out what your place is currently worth. Unless a buyer is paying ALL CASH their lender will require an appraisal so you may be better off having a very good idea of value so you don't have an unrealistically high price or alternatively too low and get less money. ... more
0 votes 2 answers Share Flag
Thu Mar 11, 2010
Alma Kee answered:
We have a buyer looking in your area. Have you listed it yet? Can you move before June 30th so our buyer can get the FTHB $8k?

All the best,
Alma Rose Kee, P.A.
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0 votes 5 answers Share Flag
Wed Apr 22, 2009
Jim Soda answered:
I would recommend that you take advantage of the market to upgrade as to your family needs. Your loss doesn't sound nearly as bad as many Owners trying to sell condos in this challenging market. You would make up your small loss on the gain of BUYING and appreciating as we come out of the down market. Good luck to you!
Jim Soda 941-809-7759
Prudential Palms Realty Web site:
Sarasota-Lakewood Ranch-Siesta Key-Longboat Key
Immobel International Property Realtors
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0 votes 12 answers Share Flag
Sun Jan 4, 2009
David Chamberlain answered:
My answer is what I would do I am not speaking as an agent and I am not a lawyer.

I would put a lien on the property.
0 votes 2 answers Share Flag
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