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33594 : Real Estate Advice

  • All18
  • Local Info1
  • Home Buying7
  • Home Selling2
  • Market Conditions1

Activity 14
Sun May 7, 2017
George.dudley.gd asked:
0 votes 0 Answers Share Flag
Sun Sep 25, 2016
Diane Christner answered:
Julie has probably sold her home by this time, but since someone has re-activated this older post, there are some safety tips I can suggest for owners showing/selling their homes without a real estate agent.

1. Pre-screen prospective buyers before allowing them into your home. Partner with a local lender or mortgage broker and ask everyone wanting to see your home to get pre-qualified first. That will weed out many of those with other ideas in mind than buying your home.

2. Safety in numbers. If you are alone, ask a friend or family member to come over for all showings. Also, carry your cell phone on you at all times during a showing in case you need it.

3. Always have prospective buyers sign a "guest book," get their names, addresses and phone numbers. Ask to see a photo ID.

4. Always plan ahead for showings -- lock up or hide valuables, prescription medicines.

5. Never lead the way when showing your home to strangers. Instead, point the way to guide them, letting them go first.

6. Never back yourself into a corner, always have an "escape route" in mind.

7. After all showings, check your windows and doors to make sure all are still secure. Criminals have been known to unlock windows while touring homes to come back later on and rob them.

8. Never tell a caller that you can't show your property because you won't be home at the time they indicated.

It is always better to be safe than sorry, so caution when showing your home is key.
... more
0 votes 2 answers Share Flag
Sun May 15, 2016
Julie Ingraham asked:
Thu Jul 10, 2014
ylivette hoepelman answered:
Yes, if it will be your primary home. If you need further details I would be happy to refer you to a mortgage specialist in the area.
Thanks and good luck in your home search.
0 votes 2 answers Share Flag
Mon Jan 6, 2014
Simon Campbell answered:
Because you are retired military, did you know that you should be able to qualify for a VA loan? VA Loans are an excellent way to purchase a home. VA offers loans do not require a payment or mortgage insurance which can accelerate your return on your investment as well as lower your payment. There is never a pre-payment penalty and VA loans are assumable. This could be a better option to a rent to own. ... more
0 votes 3 answers Share Flag
Mon Dec 9, 2013
Carol Jacob answered:
Hello Jack,

All the information you have already received is true and accurate. One more item I would like to add is that a bank may sit on a property for a period of time with no activity. Other times it goes on the market very soon following foreclosure. The bank determines when it will be marketed for sale. They cannot sell the property direct but must use a real estate firm to represent them to place it on the market.

A good buyers' agent will put the property on a "watch" for you to advise you or email you direct once it comes available. If you are not working with an agent currently, I would be happy to set this up for you. As always, there is never a fee to a buyer to work with a real estate agent, so please utilize our free service; I would be happy to keep you advised.

Best regards,

Carol Jacob
Signature Realty Associates
... more
1 vote 5 answers Share Flag
Sat Nov 16, 2013
Randall Yates answered:
Probably not with the market in that area, I can get you with a buyers agent to look up comparables to see if it's possible. If not just get a loan for the remaining amount..
0 votes 11 answers Share Flag
Fri Jun 28, 2013
Andrea Burton answered:
Are you familiar with the Brandon/Valrico location or are you new to the area? Setting up a gateway to view homes of your choice and within your price range is easy; however, furnishing schools with excellent grades in the area can be plentiful and some work needed on your part on decision-making. ... more
0 votes 2 answers Share Flag
Mon Apr 29, 2013
Mrs Dean answered:
Hi Angela,
You may contact me @ 813 447 6573 name is Denise Jones Housekeeping experience
fourty plus years. Refrence provided upon request.
0 votes 4 answers Share Flag
Thu Feb 21, 2013
Alma Kee answered:
Hi Michael,

Also we have Military Heroes money (up to $7,500) from the State of Florida and you would need a 640 credit score.

Contact Gina Harris at IberiaBank, she is an "approved lender" that can get you the money from the State of Florida.

iBERIABANK MORTGAGE
3550 Buschwood Park Dr., Suite 295
Tampa, FL 33618
813-244-5685 cell
... more
0 votes 8 answers Share Flag
Wed Oct 10, 2012
Liane Jamason answered:
Oh boy. Call me if I can help. I'm a CDPE and have gotten sale dates postponed in the past. I recommend you attend any and all hearings you receive notices about because sometimes just showing up can get the judge to postpone if you tell them you are attempting a short sale. That's another option no one told you about...

Liane Jamason, REALTOR, Certified Distressed Property Expert
Smith & Associates Real Estate
813-486-4997
http://www.LianeJamason.com
http://www.ShortSaleorStayTampaBay.com
... more
0 votes 9 answers Share Flag
Thu Feb 23, 2012
Alma Kee answered:
Hi Renee,

Send me the address and I can pull up the outstanding mortgage for you. Alma@SoldOnTampa.com

You see, eventually the property will be listed as a Short Sale and you will be REQUIRED to allow Realtors in to show their clients!

If you're okay with that and are getting below market rent rates then it may be okay.

As for me, i would want the deed recorded before I give any money to a "possible" landlord.

Are you aware the State of Florida has bond money to help you buy your own place? You will need at least a 620 credit score so if that is a barrier, you might try a NACA mortgage. Just make sure to have your Realtor sign you up online (I can help you) so she/he will not have to pay a large fee to NACA. Take a look:

https://www.nacalynx.com/nacaWeb/purchase/purchaseProgram.aspx?language=

All the best,
Alma
Alma Rose Kee PA
Future Home Realty
813.244.9898
www.SoldOnTampa.com
... more
0 votes 3 answers Share Flag
Thu Jun 17, 2010
Shannon Whitesell answered:
I am curious to know which attorney you hired. I say this only because, unfortunately, there seem to be some incompetent attorneys out there. You can file a greviance with the Florida Bar. Check out www.flabar.org. ... more
0 votes 5 answers Share Flag
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