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33556 : Real Estate Advice

  • All11
  • Local Info0
  • Home Buying8
  • Home Selling2
  • Market Conditions0

Activity 10
Susie Kay, Real Estate Pro in Dallas, TX
Thu Dec 22, 2016
Susie Kay answered:
You can work with a local realtor and ask for comps for your home.
0 votes 2 answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Thu Dec 22, 2016
Susie Kay answered:
Every lender is a little different, some are faster in ordering the appraisal, some are slower. Have you had the home inspected? Have you agreed on the repairs to be done after the inspection? Has this repair agreement/amendment been signed by both parties? Then you can tell lender to order appraisal. ... more
0 votes 12 answers Share Flag
Mary, Home Buyer in 19335
Tue Dec 20, 2016
Mary asked:
Alma Kee, Real Estate Pro in Tampa, FL
Tue Nov 10, 2015
Alma Kee answered:
One issue I recently came up against was when the property couldn't pass a 5 point inspection and the Buyer needed to get VERY expensive BUILDERS RISK INSURANCE. My client had to go with an FHA 203k Streamline Renovation because his parents were non occupant co-borrowers and he only had the minimum 3.5% downpayment and the expensive insurance bumped him out of being able to qualify for the mortgage.

So if you're just doing cosmetic type fixes (not electrical, roof, plumbing etc) then you should be okay with a standard Homeowners Hazard Ins policy.

Try Gina Harris and Lenna Ellerbee with Embrace Home Loans:

Gina Harris & Lenna Ellerbee
Loan Officers
NMLS #419423, NMLS# 419441, Lic in FL
Cell (813)-244-5685
Cell (813)-220-9358

All the best,
Alma Rose Kee, PA
Future Home Realty
... more
0 votes 1 answer Share Flag
Alma Kee, Real Estate Pro in Tampa, FL
Tue Nov 10, 2015
Alma Kee answered:
Hi Michael & Teresa,

Trulia pulls the data from public info.

If the Hillsborough County Property Appraiser's website shows 3 bathrooms then that may be why Trulia shows 3.

You may want to be cautious about notifying the Property Appraiser's office because once they are aware there is a 4th bathroom then they will likely increase your assessed value and your property taxes will increase!

Genuine buyers will typically be working with a Realtor and those buyers will not really care if the public records and/or Trulia and Zillow have incorrect data. Buyers that get a mortgage to purchase will also have an appraisal done by the lender's appraiser so the appraiser will determine the market value on the actual measured square feet, # of bathrooms, upgrades, etc.

If you would like help selling your property, we offer a variety of selling options, not just the standard 6% that many Realtors may want to charge you.

All the best,
Alma and Teresa Kee
... more
0 votes 1 answer Share Flag
Oz, Home Buyer in Odessa, FL
Tue Jul 7, 2015
Oz answered:
Give Quicken Loans a try -
Quicken Loans is America's largest online lender, helping over 2 million American families finance their homes.
0 votes 2 answers Share Flag
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Fri Sep 7, 2012
Annette Lawrence answered:
This question must be supplemented with the objective of the purchase.
Is it a investment that will be placed on the rental market?
Is this a residential purchase to be occupied by the owner?
How long does the owner intend to stay put?
What is the cost of the money available?
Does a long term strategy exist such as:
-Need to finance college in 17 years.
-Need to extract equity in 5 years.
-Will use equity to purchase additional real estate.

If the above is too much work, then the old standby, buy the lowest priced home in the highest price neighborhood. (there are some traps waiting there also.)

Best of success to you,
Annette Lawrence, Broker/Associate
Remax Realtec Group, Palm Harbor, Fl
... more
0 votes 4 answers Share Flag
Jose Martinez, Real Estate Pro in Tampa, FL
Thu Sep 6, 2012
Jose Martinez answered:
There are several factors that need to be taken into consideration.
0 votes 12 answers Share Flag
Anna M Brocco, Real Estate Pro in Williston Park, NY
Tue Oct 26, 2010
Anna M Brocco answered:
There are many homes available for sale in all areas--do you have a specific question--if so, you may wish to ask again and give additional information as to exactly what you are looking for...... ... more
0 votes 2 answers Share Flag
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