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33547 : Real Estate Advice

  • All11
  • Local Info4
  • Home Buying1
  • Home Selling2
  • Market Conditions0

Activity 11
Thu May 5, 2016
Blj0123 asked:
Sun Feb 22, 2015
Dawn Mastromarino answered:
It depends on financing/cash...minimum is 10% conventional mortgage or cash deals. First deposit would be small then second deposit is larger after inspection period. If it is FHA then 3.5% is your max deposit so again first deposit is small second is larger and balance to close. ... more
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Wed Jun 18, 2014
Steven Maulucci answered:
On top of that investors have been buying most properties in the greater Tampa area, updating them and renting them out. This has also created a large number of rentals available in the Lithia, Brandon and especially Riverview areas. ... more
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Mon Jul 22, 2013
Alma Kee answered:
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Mon Jul 22, 2013
Matthew Fetterhoff answered:
Oldja Enterprises 727-526-3240 I heard was very good, I have seen there products which are very nice. I believe they also have won some awards through Angies List too.
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Fri Sep 14, 2012
Richard Kemper answered:
Steve, I am a Fishhawk resident and Realtor. There are approximately 20 or so homes for rent in Fishhawk at any given time. The price range starts at about $1000 for 2 bedroom townhomes and goes up to about $3000 on the high side. All of our schools are "A" rated and there are lots of things always going on in the community. Pool, tennis courts, bike trails, lakes to fish in, free concerts in Park Square on Friday's during the summer, restaurants...and more. Let me know if you need any help! ... more
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Thu Dec 8, 2011
Diane Huson answered:
Good Morning June,

The zip code you inquired about "33547" is in the South Eastern part of Hillsborough County. This area is comprised of the Fish Hawk area along with homes that are on some acerage. Great schools and great amenities. I would be more than happy to answer any questions you may have about a particular home or the area in general. Have a wonderful day!

Diane Huson, Coldwell Banker
... more
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Mon Jul 19, 2010
Alma Kee answered:
Hi Amy,

Unfortunately because you are buying a short sale, the seller will probably not lift a finger to do anything.

Look at your lease agreement and it probably says any all repairs will have to be done by you. If you don't have a standard lease agreement that clarifies who will make repairs, you don't want to make too many demands on the Seller or he may chose to sell the house to another buyer. Many Short Sale contracts are written so that after 45 days either party can cancel. The seller may be able to kick you out of the purchase contract so tread lightly.

Also do not stop looking for a property because it's possible the short sale may never close or you will get a counteroffer well above your contract price and even well above the current market value for the house. Until you get a written approval letter from "all" lienholders a lot can go wrong so continue to search for your home.

Hope this helps.
... more
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Fri Apr 23, 2010
Alma Kee answered:
There are 18 properties listed for Rent in Fishhawk:

contact the listing agents directly or find a "rental realtor" to assist you. Be careful to get a full credit report and background check on the owner and make sure it is the actual "owner" before giving any money.

Hope this helps.
... more
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Thu Oct 9, 2008
Luke Allison answered:
You are wise to think that it is better to retain your cash and not put it down on the house. If VA is offering a product that allows you to get 100% financing, then I would take them up on it. Once you put your money down, it will be difficult, if not impossible, to ever get the cash out if a reason came about.

$40k is a lot of money and in this market, it serves you better to arrange a mortgage payment that you are comfortable with along with keeping a fair amount aside in savings.

If you need any help qualifying for your VA loan, I would be more than glad to help.
Luke Allison
Flagstar Bank
... more
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Sat Jun 7, 2008
Alma Kee answered:
If you don't have to commute to work, FishHawk may be a good choice and not a bad of value for the CDD+HOA fees paid. Just be sure to be well informed of the taxes and HOA fees you'll pay before writing an offer on any property. Also in this foreclosure market you have to be careful of HOAs that have non-paying homeowners since you will foot the bill for their fees (i.e. cable tv contracts, etc.). Some HOA boards are being advised to foreclose and take ownership of properties that have no equity. As a homeowner you will be financially liable for foolish board decisions. Larger HOAs like FishHawk are better managed but the smaller HOA Boards are more likely to fall prey to unscrupulous property managers and HOA attorneys who may only be looking out for their best interests! See for some of the horror stories about HOA mismanagement. You can find the CDD fees at the County Tax Collector's website under the Non-Advalorem taxes. ... and one other important detail, the amount of property tax the current owner is paying has no bearing on the amount you will pay since we have a "save our homes" deduction that is lost when a home is sold. Your Realtor can approximate what your property taxes will be. Good luck! ... more
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