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Home Buying in 33413 : Real Estate Advice

  • All16
  • Local Info6
  • Home Buying5
  • Home Selling2
  • Market Conditions0

Activity 4
Thu Dec 1, 2016
Paul answered:
Find out. Use InBedrock.com to figure out all homeownership costs, including purchase price, closing costs and mortgage financing costs- including issues such as how much income do I need to verify with bank re: my downpayment, interest rate/term and points (if applicable). It's easy to understand, educational + invaluable to any homeowner/renter looking to buy a house. ... more
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Mon Aug 10, 2015
FHA Mortgage Source answered:
FHA will allow for pretty low credit scores. Please contact us to discuss in more detail.

FHA Mortgage Source - Florida FHA loans, 7 days a week
Ph: 904-302-6060
http://www.fhamortgagesource.com/fha-home-loan-mortgage-details/ ... more
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Sat Mar 15, 2014
Annette Lawrence answered:
Nancy, every community is different regarding what is covered in the HOA Fees.
Furthermore, the HOA fees are only one element to consider.
It is possible a community has very low published HOA fees but historically issue an assessment to each homeowner to correct for the shortfall of income and operating expenses.

Brand new communities will typically have lower HOA fees becuase the REAL costs are unknown and as the community ages, the fees are adjusted accordingly.

As BIll indicated, what is included can result is absolute maintenance free living including manned security, video surveillance, vacant home monitoring and concierge services to as little as keep the light on that illuminates the community sign.

A local REALTOR will be very familiar with what is included in the HOA fees. Be aware, even within a community, what is covered by the HOA may very.

Best of success,
Annette Lawrence, Broker/Associate
Remax Realtec Group
Palm Harbor, FL
727.420.4041
http://FirstLookHomes.us
... more
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Tue Apr 23, 2013
Mary answered:
Honestly the SSI check is not the problem the AMOUNT is so you would be most likely able to qualify for Section 8 housing or one of the FL projects UNLESS you have enough to pay off the mortgage.
In FL your SSI would be around $630.00 a month expect an electric bill to between $250 - $300.
Good luck.
... more
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