Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

33189 : Real Estate Advice

  • All34
  • Local Info2
  • Home Buying11
  • Home Selling11
  • Market Conditions2

Activity 29
Yanoska Diaz, Real Estate Pro in Miami, FL
Wed Dec 3, 2014
Yanoska Diaz answered:

There is a great number of possibilities I can think about, but a BUT is usually lack of faith, uncertainty....If you happen to visit your thread again please tell us what the story is :) ... more
0 votes 8 answers Share Flag
Maurice Rivas, Real Estate Pro in Miami, FL
Tue Oct 21, 2014
Maurice Rivas answered:
I handle a lot of rentals. You may indeed have to put an extra months security but nothing is definite until you select a property and make the offer, if you need help please contact me at 305 788 2307
Maurice Rivas Wilson.
... more
0 votes 5 answers Share Flag
Yanoska Diaz, Real Estate Pro in Miami, FL
Thu May 15, 2014
Yanoska Diaz answered:
Hello Torre, your post is more appropriate for the Blog section of Trulia. On Q&A is considered spam and will get removed.
0 votes 1 answer Share Flag
Alma Kee, Real Estate Pro in Tampa, FL
Wed May 22, 2013
Alma Kee answered:
Credit Unions will lend their member's money and will make a decision on the risk, not the very specific guidelines that most lenders require. You see most lenders will immediately sell off the mortgage and if the mortgage doesn't fit the exact criteria to sell to Fannie Mae, Freddie Mac, FHA etc then you will be denied.

USDA mortgage may have different criteria so if you're willing to live out in Timbuktu (Pasco County) they may have more lenient guidelines.

Contact a credit union if you've already been denied by Wells Fargo. Try GTE Financial first.
... more
0 votes 7 answers Share Flag
Diego Vergara, Real Estate Pro in Miami, FL
Fri Nov 9, 2012
Diego Vergara answered:
Good Afternoon,
Let me introduce myself , I am Diego Vergara and work the area of Cutler Bay a lot as I live in the area myself. You may be referring to the community on 216 street called the Isles at Bayshore there is is different types of residences in here from Villas/condos to townhouses and also single family residences and don't forget the amenities of the community are spectacular.
should you need additional hep finding residences in the area or any questions in this community please contact me

Diego Vergara
Realtor Associate
M Realty group
Lic# 3261341
... more
0 votes 11 answers Share Flag
Ron Thomas, Real Estate Pro in Fresno, CA
Fri Mar 2, 2012
Ron Thomas answered:
I doubt that my kitchen and bath would be that attractive to you.
0 votes 2 answers Share Flag
Mott Marvin…, Real Estate Pro in Sunny Isles Beach, FL
Mon Jan 2, 2012
Mott Marvin Kornicki answered:

You can rent a house or apartment as long as you can prove employment income, decent credit and possibly rental history as well. Expect to come up with an amount equal to Three (3) Months Rent to move-in -
First, Last and Security (AT MOST).

Take a look at our search site for some options; ♦ Miami Beach Real Estate Guy
... more
0 votes 8 answers Share Flag
Gerard Carney, Real Estate Pro in Spring Hill, FL
Tue Jul 26, 2011
Gerard Carney answered:
Your promissory note was also void when you stopped paying on it! Void means the note is due or has come due, that is all!
0 votes 6 answers Share Flag
Luis E. Loza…, Real Estate Pro in Weston, FL
Fri Jan 21, 2011
Luis E. Lozada answered:
Talk to your realtor and tell him to ask the seller set the price at valuation, if the seller does not have to pay you the price of the property on or get out of the contract.
0 votes 8 answers Share Flag
Luis E. Loza…, Real Estate Pro in Weston, FL
Fri Jan 21, 2011
Luis E. Lozada answered:
This market does not wake up even the fall of 2006, a beautiful community but prices are still high, has come down more.
0 votes 2 answers Share Flag
Luis E. Loza…, Real Estate Pro in Weston, FL
Fri Jan 21, 2011
Luis E. Lozada answered:
It is a pity that the market for this so bad Cutler Bay, prices will drop more in this area. These properties were entregaga in 2006, in the same year that the market collapsed
0 votes 5 answers Share Flag
Luis E. Loza…, Real Estate Pro in Weston, FL
Fri Jan 21, 2011
Luis E. Lozada answered:
I also I have a property in the area and I have 8 months trying to sell at $ 90 thousand, and not sold, I think, I think this person prices will drop more.
0 votes 3 answers Share Flag
Leo Santos, Real Estate Pro in Coral Gables, FL
Thu Nov 4, 2010
Leo Santos answered:
Currently market conditions in this area are; well,... stagnant. There are still many foreclosures in the pipe-line and you can expect more of the same for the next few years. The good news is that the worst is considered to be over. I personally live in this zip code in the Cutler Bay area. We're all in this together. ... more
1 vote 1 answer Share Flag
Lila Lopez, Real Estate Pro in South Miami, FL
Sat Sep 4, 2010
Lila Lopez answered:
Dear Agambitta,

As the homeowner and borrower, you can call your lender directly and ask to be provided with a status. I have handled many short sales, some taking longer than others, but recently I have seen quicker responses on my submissions. The biggest key is the ensure that the bank receives a complete package per their requirements, hardship letter, your financials, contract, listing agreement, etc. In cases where I have not been the listing agent representing the seller, I request a third party authorization signed by the seller, allowing me to call the bank directly to obtain status updates. If for example the package that was sent was incomplete, you will not get very far. I have had cases where my file has been sent to the modification department instead of the short sale department. Communicating with the bank on a regular basis is the key.

I wish you the best.
... more
0 votes 9 answers Share Flag
Adriana,  in Miami, FL
Fri Sep 3, 2010
Adriana answered:
I been working with loan modifications and short sales for the past 16 years.
I have a lot of experience in the Miami area and lots of clients interested in buying in your zip code (33189)
If the bank already denied the loan modification the best thing is to sell your property on short sale, it will problably take between 3 to 9 months for the bank to complete and approve the short sale.
If I can be of any help, please give me a call at 786-322-9524
... more
0 votes 6 answers Share Flag
Dan Chase, Home Buyer in Texas City, TX
Fri Mar 12, 2010
Dan Chase answered:
Look below. A house price prediction site. Florida looks ugly. I would try to sell immediately so you catch those who want free money for buying your house. april 30 is the deadline for them.
... more
0 votes 1 answer Share Flag
Nereida Figu…, Real Estate Pro in Miami, FL
Thu Mar 11, 2010
Nereida Figueroa answered:
Dearmas, did you already find information from public records? why because some other documents has been sign with the "owner" and you don't know until a title search is made it. Ask your title company they know due to title seach. If you need help to find you property let me know 305 519-3199 ... more
0 votes 7 answers Share Flag
Dearmas_j, Home Buyer in 33189
Mon Dec 28, 2009
Dearmas_j answered:
I submitted an offer of $65,000-it needs some work-and my agent learned that the bank is going to have it appraised. The house was transferred to the late owners son who is trying to sell because he cannot take care of the house- however the bank is the one who will have the final say on the sale. Does this mean that the bank is considering my offer/going to counter offer? ... more
0 votes 5 answers Share Flag
Susie Van Pe…, Real Estate Pro in Palm Beach Gardens, FL
Thu Aug 6, 2009
Susie Van Pelt answered:
We won't know when we've hit bottom until home prices start going up. We need to reduce the current inventory before that can happen. In my northern Palm Beach County area, I do believe that is happening. ... more
0 votes 4 answers Share Flag
1 2
Search Advice