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Home Buying in 33063 : Real Estate Advice

  • All34
  • Local Info4
  • Home Buying19
  • Home Selling3
  • Market Conditions0

Activity 17
Wed Apr 19, 2017
answered:
Did you ever get approved? If not, call me!
0 votes 1 answer Share Flag
Wed Sep 14, 2016
Lombardomonia asked:
Tue Jun 28, 2016
Scott Godzyk answered:
You should ask the listing agent, most sale sin that range only ask for $1000. Some could be as low as $500 and others hire. Call the listing agent or your buyer broker who can guide you ... more
0 votes 1 answer Share Flag
Thu May 28, 2015
Andrew Liebenhaut answered:
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I have closed using this program several times and would be happy to assist you. Also I use a 2,000 tax credit program, which enables you to receive a 2,000 tax credit for the life of your loan.
HERE ARE SOME OF THE REQUIREMENTS

1-Must not have owned a home in 3 years.
2-Must have been in the same line of work for 2 years
3-Must make more than 25k but less than 80k
4-Must have 1,000 to put into the deal.
5-640 minimum credit score.

Contact Andrew 954-394-7185 Text first Please!!!!!!!
andrewLtherealtor@gmail.com
... more
0 votes 2 answers Share Flag
Wed Mar 11, 2015
mary.shiple answered:
Try HouseMaster Home Inspections. 25 years Better Business Bureau of S. FL A+ Rating (*no unresolved complaints - Ever).

www.housemaster.com. Free roof/termite 6 mos. warranty, 1 yr. on major systems/structural, free permit search, Recall Chek (recall monitoring service for Life), and much more! ... more
0 votes 3 answers Share Flag
Sun Feb 22, 2015
Dawn Mastromarino answered:
Even though this question is very old....Everything is not just on the internet which is why you need a realtor and everything is negotiable.
0 votes 1 answer Share Flag
Sun Feb 22, 2015
Dawn Mastromarino answered:
0 votes 1 answer Share Flag
Thu Mar 20, 2014
Scott Godzyk answered:
I have written countless blogs about short sales. The key is a buyer agent who is well experienced who will help you and when you find a home that it is listed with a listing agent who is well experienced. The seller needs to be approved to even do a short sale, having a pre-approved price is always a plus and although short sales are quicker these days, be prepared to wait. ... more
0 votes 6 answers Share Flag
Fri Oct 5, 2012
Cynthia Barron answered:
This home prices have been rising in Margate and South Florida . If you are considering selling your home, contact a Realtor such as myself who has experience and knows the Margate market to give you a CMA-Comparable Market Analysis.

Cindy Barron, Realtor
The Keyes Company
954-298-6678
... more
0 votes 2 answers Share Flag
Wed Oct 3, 2012
Meir Aloni answered:
Many of the newcomers from the NE states feel that a house in S. Florida MUST have a pool,,,; some young families with young kids may AVOID houses with pools. Botom line: it depends....

Meir Aloni & Team
CRS (Certified Residential Specialist)
CDPE (Certified Distressed Property Expert)
RECS (Real Estate Cyberspace Society)

Successfully selling Broward County since 1986!

Direct phone# 954-338-5220

All Star Realty Inc.
... more
0 votes 2 answers Share Flag
Sun Nov 27, 2011
My NC Homes Team answered:
The sellers acceptance means absolutely nothing. The Lender and any other lien holders (and there may be more than one) all have to accept and if any one of them refuses then the Seller will be unable to sell. In North Carolina the average time to get a response is 140 days+/- and the answer is more likely to be no than yes. I would imagine Florida takes at least this long and possibly longer. You may cancel your contract any time you like prior to getting a signed acceptance from the lender.

Good Luck.
... more
0 votes 11 answers Share Flag
Wed Jul 20, 2011
Douglas and Lisa Shuster answered:
Len,
This property IS in the MLS, but Pending Sale. MLS # is: F1143185, Palm Lakes Condominium, housing for person 55 & over, Seller was asking $49,900

See the property link below... ... more
0 votes 2 answers Share Flag
Wed Jul 20, 2011
Douglas and Lisa Shuster answered:
I'm not sure where many of the buyers are getting their information. Buyers feel that this is a Buyer's market. As a Realtor representing many Buyers, I feel this is an gross overstatement. The reality is that it is a false-Seller's market with a huge shadow inventory of pent-up foreclosures. The low inventory of REO's, the vast majority of unapproved short sales, & the relatively-low availabiltiy of the normal retail sale-type home are the reasons for 4-10 offers on each available property. We just had a Buyer pay over appraised value to get their home...Remember 2003-2005? Unfortunately when the pent-up foreclosure ballon bursts, it will only drive prices down again. I see a "False-Positive" market right now in many neighborhoods. Be cautious, economics 101 of supply & demand.

We have encountered the same frustrations with our Buyers as well. One of the tactics is an REO agent will price the property to the penny exactly what RealList shows on the value map, 6-months back, 1/2 mile radius & leave it up to the Buyers to place "Highest & Best" offers on a truly terrible property that once repairs are taken into consideration, make the property worth no where near the comps. One of my investors viewed the property with me; The asking was $155,000. Multiple buyers were at the property when we showed up. Every room in the house had to be re-done including kitchen, baths, pool & roof work. The only way for the investor to make any money was to buy @ the $115,000 mark & even still probably only make $20-30K net on the flip. The property is still showing "Active". The auction inventory is extremely low so many new "Investors" are overpaying/overbidding for their properties. The more-savvy are waiting or going to higher end chinese-drywall rehabs or the luxury market.

As far as "Friends" go, The REO agent makes a deal with the devil & agrees to a lower commission in exchange for more listing inventory. A retail agent with a pre-approved buyer won't even get a return phone call from the listing office, or has to negotiate automated touch-tone prompts only to be left leaving a voicemail for no human to ever return the phone call. I wish the asset managers & banks truly knew how bad some of their chosen companies are to do business with...But then again, they ARE the cheapest in town & they're getting what they pay for.

According To Radar Logic;

Don't be Misled by Gains in Home Price Indices and Pending Home Sales; Housing Recovery is Still a Long Way Off
New York, NY - June 29,2011
... more
0 votes 5 answers Share Flag
Fri Oct 29, 2010
Tammy Hayes answered:
HomePath Financing
HomePath® Mortgage Financing
This special financing is available on Fannie Mae homes with the following logo:

The benefits include:

•Low down payment and flexible mortgage terms (fixed-rate, adjustable-rate, or interest-only)
•You may qualify even if your credit is less than perfect
•Available to both owner occupiers and investors
•Down payment (at least 3 percent) can be funded by your own savings; a gift; a grant; or a loan from a nonprofit organization, state or local government, or employer
•No mortgage insurance*
•No appraisal fees
•Also eligible for HomePath Renovation Mortgage (see details below)
•HomePath Mortgage financing is available from a variety of lenders - both local and national.

Web site: http://www.fanniemae.com/homepath/financing/index.jhtml
... more
0 votes 5 answers Share Flag
Thu Sep 23, 2010
Linda Grey answered:
Florida is a community property state, you should discuss with your loan officer and/or title company/atorney and have them explain it to you. I am licensed in two different states and rules are very different from state to state. Also in Florida Homestead Exemption refers to a credit you get on your property taxes if you reside in the prooperty as a primary residence but you do have to apply for it after closing, your Realtor can and should be able to explain this to you if you ask.

Enjoy the Florida lifestyle!
... more
0 votes 9 answers Share Flag
Thu Jul 8, 2010
Charles Patterson answered:
There are FHA rehab loans that include some upgrades in the financing.
Are you considering buying a home that will need considerable work after you buy it?
As a first time home buyer, you might want to start out with a home that is basically sound
as serious "Fixers" are not for the faint hearted, and one always ends up finding more
unpleasantries than originally envisioned. Keep your life simple is my thought. get a home
you can easily afford, in decent shape, with the lowest down payment you qualify for.
Feel free to call us with further questions. We specialize in 1st Time Home Buyers!
Good Luck,
Charles Patterson, pres.
http://ww.cpenterprisesinc.net
... more
0 votes 4 answers Share Flag
Thu Jul 8, 2010
Charles Patterson answered:
Seems you could use the assistance of a realtor in your search.
Don't be reluctant to use one, they really can make a huge difference in
the quality of your purchasing experience.
Charles Patterson, Pres.
http://www.cpenterprisesinc.net
... more
0 votes 3 answers Share Flag
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