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Home Buying in 33021 : Real Estate Advice

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  • Local Info0
  • Home Buying16
  • Home Selling0
  • Market Conditions1

Activity 10
Tue Nov 22, 2016
Alysse Musgrave answered:
I wrote a best seller on the topic...you can read it free on Amazon prime. Follow the link below.


Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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Mon Nov 21, 2016
Thomas Martin answered:
The key is finding a home livable habitable move in ready.FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWNPAYMENT AND CLOSING FEES:

Down payment only 3.5% of the purchase price.
Gifts from family or Grants for down payment assistance and closing costs OK!
Seller can credit buyers up to 6% of sales price towards buyers costs.
No reserves or future payments in account required.
FHA regulated closing costs.

US Mortgage Lenders - Thomas Martin
Min FICO 580 FHA/VA Loan Approvals 7 days a week
PH: 954-667-9110
http://www.florida-mortgage-lenders.com/
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Mon Nov 25, 2013
Brenda Warner answered:
We are buying a condo in Florida and receive a buyer's estimated cost from our realtor. She told us that there would be a closing cost fee of $150.00 & HOA fee of $150.00. There is a $195.00 regulatory & complaince fee on this paper. Are we responsible for this fee? Also, I thought that it was the seller's responsibloty to pay for closing cost. We did not agree to pay any closing cost.
Please let me know right away since we are to close on Monday, Dec. 2nd.
Thank You
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Thu Sep 26, 2013
Gary Hitchcock answered:
At the top of Trulia there is a Find An Agent feature, you can search for an agent that specializes in the cities that you are interested in and they can lead you to their lenders.
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Mon Sep 9, 2013
Mari C Rodriguez answered:
Besides the information I gave you in my previous e mail her's are the time periods:

It normally takes 30 to 40 days to close a financed transaction, once you have an accepted offer/contract. Some banks can close in 25 days.

You can get a prequalification from a bank in a day or two if you have all of the required documents ready. Need to speak to a lender and get their requirements.

Finding the right property will be the question. Hopefully in one to two weeks you would have seen enough properties to find at least one or two that are to your liking. After that you place offer. The time response to an offer will depend if property chosen is a regular sale or a foreclosure or short sale. Regular sales are much quicker, taking just a few days to accept and be under contract. Foreclosures can take a week or more to respond, and short sales may get you a quick response but unless the property was already approved by the bank, the process to negotiate a short sale is normally 90 days.

Any further questions pls e mail me at maricarmenrealtor@gmail.com or via phone 786-853-3347.

Regards,
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Wed Sep 26, 2012
Meir Aloni answered:
You may want contact your target city' permits dept OR contact a pool contractor to assist you....

Meir Aloni & Team
CRS (Certified Residential Specialist)
CDPE (Certified Distressed Property Expert)
RECS (Real Estate Cyberspace Society)

Successfully selling Broward County since 1986!

Direct phone# 954-338-5220
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Tue Sep 25, 2012
Meir Aloni answered:
Buying in any HOA you will need to play by their rules; HOA (Home Owner Association) have the right (and they exercise it) to screen all buyers and tenants (IF they allow renting...)



Meir Aloni & Team
CRS (Certified Residential Specialist)
CDPE (Certified Distressed Property Expert)
RECS (Real Estate Cyberspace Society)

Successfully selling Broward County since 1986!

Direct phone# 954-338-5220
... more
0 votes 4 answers Share Flag
Fri Aug 24, 2012
Fabian Nancy answered:
Sharon you should be able to file this year. Take your HUD settlement statement when you file your taxes and they can tell you how much you can claim. Usually it is points and taxes. Next year you will be able to claim any interest you paid and taxes paid. The lender will send you a 1098 which shows the amount you can claim. Don't forget to file at the tax office for the 4% for taxes. That is very important. Take the HUD Settlement statement with you to provide proof of your ownership. I hope that helped answer your question, ... more
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Tue Feb 7, 2012
Keith & Kinsey Schulz answered:
One thing to be cautious of as you search for townhomes or condos, communities with units for sale and rent have some difficulty with resale values. This is because lenders don't like to lend on condos where more than 20% of the units are rented. So values will hold stronger in communities that require owner occupancy. ... more
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Wed Jul 20, 2011
David Marks answered:
Short sales are tricky and you need to definitely need to work with an agent that is familiar with short sales. In addition you should be very aware that the length of time it takes to close can be several months or more. Also, until it closes you are not guaranteed buying anything. There are approved short sales and unapproved short sales. Approved means the bank agreed to a price to sell, unapproved means no agreed price and the asking price for the property is basically a guess from the real estate agent. Approved short sales are dramatically easier and take dramatically less time and headache to close. I have done many of these, I have a team in place to work with the bank representative handling the short sales, attorneys that over look everything. Whether it be through me or another agent you definitely need to clarify the agents experience... ... more
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