Not sure your budget for a new home or area your searching in but wanted to share we offer a New Home Buyers Club which allows you to repair your credit while your new home is being built (at no cost to you). In some cases the program has helped increase scores 50 to 100 points which could make the differance to becoming a homeowner.
Our Vero Beach location Huntington Place (58th Ave & 61st) is located in USDA FInancing area which means there's 100% financing available and Builder pays $4000 towards closing so very little out of pocket cost.
Please feel free to stop out or call and I will be happy to assist you to see if Home Ownership is something we can assist you with.
D.R. Horton - Vero Beach/Sebastian