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Home Buying in 32503 : Real Estate Advice

  • All15
  • Local Info0
  • Home Buying9
  • Home Selling1
  • Market Conditions1

Activity 8
Thu Jul 6, 2017
Farsidedogs answered:
Yes but your verification process is so stupid I going to choose another web site
0 votes 10 answers Share Flag
Wed Jun 29, 2016
Alysse Musgrave answered:
This is probably a fight you're not going to win. It's very, very difficult to prove that the seller intended to commit fraud. And you'd have to show you suffered damages. Speak to an attorney if you feel you have a case.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
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Sun May 17, 2015
Mrjohnfuller answered:
I'm getting closer and closer ....still learning ways to generate more money but I'm coming
0 votes 1 answer Share Flag
Sat Apr 5, 2014
Debra (Debbie) Rose answered:
Make sure you fully understand what "rent to own" means!

It does not mean you simply pay rent, and then all the rent is applied to the purchase if you decide to buy the home..... and can arrange to get a loan.

Are you aware you will be expected to give a non-refundable deposit and/or pay an amount of rent over and above the usual rent?
Are you aware you will lose that deposit and rent overage if you do not, or cannot, buy the home for ANY reason?

Rent to own favors the seller - they are a lot of pitfalls for the beware!

The best advice anyone can give you while you work on whatever financial issues you have that are keeping you from buying a home in the normal way.

You will then have a full selection of homes from which to choose......

Home ownership isn't always an easy requires a plan and a budget....and then you can hopefully reach your goal.

Best wishes..........
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Tue Jan 21, 2014
Roger Renfroe asked:
Fri May 17, 2013
The Guthrie Team answered:
Frankly this is a question that needs to be answered by a financial expert. Most of what I have heard is through conversations trying to get a client pre-approved. It is my understanding that you take less of a credit hit from medical bills than other types of bad debt....there are a lot of non-profit consumer credit services that can answer those questions for you. These companies will for no charge help you to arrange payments, to pay off ,or settle credit issues. There really are some tremendous avenues (FREE) to get your credit in good shape ! ... more
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Fri May 10, 2013
Willie Craig Jr answered:
Student loans can help because they report to the credit bureaus. The key is that they be current and without any recent late payments. However, just as any other debt the payment is considered in your debt-to-income ratio, even if they are deferred. Sometimes we get lost in the jargon/language, the DTI and PITI, but just know that credit is either good or bad. It just depends on your payment history and how much you can afford. ... more
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Sun Apr 28, 2013
Heather Malone answered:
Good morning. I understand your frustration completely. When I relocated back to Pensacola from South Florida a little over a year ago, I was going through the same heartache/concern you are currently having right now. Have you considered trying to BUY instead? There are so many amazing lending programs out there right now - and so many amazing deals out there as far as home prices and historically low interest rates! Yes, I am a REALTOR, but I had to find a home for MYSELF in about a month's time. I ended up calling Navy Point my home and was able to purchase a great little home in a fabulous waterside neighborhood for less than $80,000. You can do your own home search on or log on to my team's Website at: ... more
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