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32277 : Real Estate Advice

  • All13
  • Local Info0
  • Home Buying6
  • Home Selling1
  • Market Conditions0

Activity 11
Tue Apr 29, 2014
Brian Nguyen answered:
How bad is your credit? The lowest scores that lenders are able to do are scores of 580. If your scores are above that, then you should be fine. If your scores are below 580, you will have to work them up to 580 or above if you want to have a better chance at obtaining a mortgage. The simplest ways to fix your credit is to pay off your debt and revolving credit balance on time. The best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home. If you need additional assistance, feel free to reach out. Good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
... more
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Sat Apr 19, 2014
Maria Gonyo answered:
I have a perfect Lender for you to turn to:

ERic Jones
Branch Manager
Office: 3032194547
Cell: 646) 580-4839
Fax: 315-701-9198

If you want to discuss your situation in more detail please Email me on When you are ready to buy your home after obtaining a pre-

approval i will assist you with finding a home.

Maria Gonyo
Realty Mark Cityscape
... more
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Sun Oct 20, 2013
John Walin answered:
Good question because Florida is a transactional brokerage state, meaning no fiduciary care responsibility to the client. What good is it to be NAR Realtor if all you can do is ministerial acts anyway? In FL, agent can only facilitate the transaction and act neutral to all parties of the transaction. In FL, you can't place client interest ahead of your own, cannot provide advocacy, advice or consul to give advantage to one party over the other. This is the lion share of the NAR code of conduct. FL agents that behave as buyer agents without a buyer agency agreement are breaking the law! large brokerages with listings cant have agents sell in house listings of another agent, so office policy is to not have buyers sign anything. That friendly FL agent will show you what has sold and what is available, but cant give advice on offer strategy. Worse yet there is no disclosure requirement where an agent has to say what they can do for you, and what they cant. Most people in FL dont know that it is presumed the public knows so no awkward conversation about what little that agent brings to the table besides access to public information and showing appointments. ... more
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Tue Sep 4, 2012
My NC Homes Team answered:
Was the counter from the lender or the owner. The owner has very little to do with when a short sale goes through, it's all up to the lender. You really haven't given enough detail on where you're at with the transaction and perhaps you don't know exactly what's going on. The best advice I can offer you is to speak directly with your agent and don't be afraid to ask questions. Unless the lender has pre-approved the short sale and you're at the stage where you're dealing directly with them, you could be months away from closing and it's equally possible the sale will not be approved as the Seller doesn't qualify. Short sales are complicated and time consuming and many never go through. Hopefully this was explained to you before you even started. Buyers with a time schedule to close should not get involved with short sales unless the lender has already pre-approved them. ... more
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Tue Sep 4, 2012
Rosina Eisenmann 904-482-8666 answered:
Good morning! Give me a call, I think I may have a solution for you that will not be painful. 904-482-8666.
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Tue Sep 4, 2012
Rosina Eisenmann 904-482-8666 answered:
Hello Juanita, I get the take control filter you have. Don't under estimate the value your agent brings to the table. Make sure to ask all these questions to them as well. If you are already working with an agent, none of us would interfere with that relationship. We all work long hard hours to find either the perfect home for the Buyer or the best opportunity for the Seller at no cost until the transaction closes. If you really want to continue looking, either check out or have your agent hook you up on Listing Book. Good luck with your search! ... more
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Tue Sep 4, 2012
Rosina Eisenmann 904-482-8666 answered:
Hello! The best place to start to determine if a neighborhood meets your needs is There is a wealth of information available for you to make your decision. I live close to that zip code and would love the opportunity to help you find your new home. Give me a call, we can discuss your 'wish list'. 904-482-8666 ... more
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Tue Sep 4, 2012
Rosina Eisenmann 904-482-8666 answered:
Good morning! In order to verify if any neighborhood meets your standards, the best place to start is There is a wealth of information about schools, crime, etc. I live about 10 minutes from Charter Point and know of a home that is soon to be listed. Give me a call, let's discuss your 'wish list' and find you the perfect home to relocate to Jacksonville. I did it from Pittsburgh, and love it here. ... more
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Fri Feb 18, 2011
Marvia Thompson answered:
Another website you can visit is It will tell you the population density, age demographics, business in the area, how many homes are owned versus rentals... all this information can be useful in deciding which neighborhood is right for you.

If you need any assistance I can help ( That area is called Arlington/Ft Caroline. Jacksonville is the largest land mass city in the USA, but it is divided into sections... In my opinion each section is like it's own little city having good and bad parts... I agree driving through the neighborhood at different times of the day is really the best way to discover what a neighborhood is really like.

Good Luck
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Thu Jun 12, 2008
Shonda Campanaro,REALTOR® answered:
University Park is a very charming area. The price range varies there depending on where you live. There are 28 homes currently on the market in that area. Prices range between 119,900-1,450,000.
There is a lot of variety there. The higher priced homes are typically waterfront, bordering the Beautiful St. Johns River. If you would like more information or like me to send you these listings give me a call or shoot me an email.

You can also search homes through my website at

Shonda Sauls, REALTOR®
Prudential Network Realty
(904)260-4300 #625
... more
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