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32225 : Real Estate Advice

  • All28
  • Local Info1
  • Home Buying12
  • Home Selling4
  • Market Conditions1

Activity 24
Mon Oct 24, 2016
Angelica P answered:

We didn't get enough information about your problem to resolve the issue. Please provide us with complete property address and we will be happy to assist you.

For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Thu Feb 18, 2016
Jeri Gething asked:
Thu Jan 21, 2016
Dan Tabit answered:
There is no straight answer for this. In my experience most For Sale by Owners either happen right away or not at all. Your best prospects will be the people you already know or your neighbors. If after a week to 10 days of posting your home for sale by owner on your own, you don't have it sold, the odds get pretty slim.
Most people trying FSBO think that it's not that hard and that they can save a lot of money. Let me help you realize that it's not the case. You can tell just from all the questions here and on Zillow that people have lots of questions about how to buy & sell. The answers here are just general and can just as easily be wrong for your situation as right.
The key is to find a truly great local agent to help you get top dollar for your home and make it as painless as possible. A great agent is worth more than their commission but a bad one, or none at all can cost you more than any commission. Best of luck however you proceed.
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0 votes 1 answer Share Flag
Tue Aug 4, 2015
UpNest Top Realtors answered:
Hi JoLynn,

The only way to get your home listed on Trulia is to have it listed on the MLS. Only agents have access, so hiring an agent is the easiest way, but you could also pay for what's called a flat fee listing service if you want to sell by owner (generally not a good idea).

We created UpNest ( to help home sellers get the best value possible. All you have to do is submit a few details about your home, and we'll invite several top local agents to submit proposals to you.

Since agents are competing to earn your listing, they bring out their best commission rates and value added services, saving you a lot of money. There's no risk to try us at all, and it's completely free for you.

Good luck!
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0 votes 5 answers Share Flag
Wed Jul 29, 2015
Diane Christner answered:
Your agent can do it for you. If you are selling by owner, you cannot create a for sale listing yourself directly on Trulia, only a licensed real estate agent can do that. Try Zillow.
0 votes 1 answer Share Flag
Thu Feb 5, 2015
Dan Pinnell asked:
Details of a response from property owner:
ZIP CODE: 23401
0 votes 0 Answers Share Flag
Sun Jun 1, 2014
Benjamin Macht answered:
If you are over 12 months since the foreclosure you may be able to qualify for the FHA Back to Work program. You have to start by demonstrating at least a 20% drop in income as the result of a life changing event - like losing a job. if you can do that, feel free to contact me and I can walk you through a pre qual on the program. ... more
0 votes 8 answers Share Flag
Sun Nov 18, 2012
De Vonte Williamson answered:
Hi Heather. I think you should get in contact with a local Mortgage Broker/ Loan Officer. They can advise you of your options when it comes to financing, credit and what lenders are looking for. Find one that will counsel you and show you what needs to be done in order to get you the best rate possible. You can also inquire with local banks.

I hope this answered your question! If you have any further questions, please feel free to contact me by the ways below.

Wishing you all the best,

De Vonte Williamson , LSA
Proudly Serving Long Island
Coldwell Banker Residential
"I Stand Behind Getting You Results!
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0 votes 7 answers Share Flag
Thu May 17, 2012
Bmoore2105 answered:
one sold this past month on Hunterwood Road; to date this has not been updated on public records listing.
0 votes 6 answers Share Flag
Wed May 16, 2012
Henry Pruitt answered:
Of course you always want to buy when the rates are at their lowest, but that is not always where you get the most savings. Prices for homes are low but are turning around, your credit score may or may not get you the best rate. Whether or not there is going to be an increase or decrease in the near future
would be a hard call.
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0 votes 13 answers Share Flag
Tue Jun 21, 2011
Joanna Morris answered:
If you have been keeping up the payments, how is this house now in foreclosure?

Sounds to me like if you pay off the mortgage then you siblings would receive nothing. The Attorney needs to evenly divide all the assets. Try to negotiate something with your family members and the attorney. This needs to be a "win win" for all parties. ... more
0 votes 3 answers Share Flag
Mon Apr 11, 2011
Lorraine Sayer answered:
What you are experiencing is the competition generated when homes finally reach that price point that motivates buyers to place an offer and the latest "fear of rising rates" going on with buyers that were on the fence. The homes that are priced right in my area, staged, and marketed well receive multiple offers. Those that sit are priced too high, need some tweaking to shine, or some fresh marketing. That's why my sellers get staging advice and a marketing plan presented at the onset with the facts on a realistic approach to price per square foot and value of upgrades for today's market place. When writing offers in a competitive market area try to make your offer rise above the competition not only with price, but with other terms presented. Also try to appeal to the emotional side of the sellers- write a letter to be presented with your offer telling them why you want the home (what appeals to you) and how you are going to take care of their home in the future. The sellers are letting go of a place that was very special to them so let them know you intend to take care of it. It does work. Best of luck ... more
0 votes 76 answers Share Flag
Sat Apr 9, 2011
Gina McDonald answered:
And for good reason- there are so many changing variables in this current market. You really need to hire a successful, experienced Realtor that is an expert in the area you are interested in looking at. If you need recommendations, I have amazing connections with the best agents in the industry. ... more
0 votes 19 answers Share Flag
Wed Sep 9, 2009
Sherri Beno answered:

Vizcaya is unique in it's location and style. They are concrete block and frame construction. Their amenities include clubhouse, pool, and fitness center. They will have cluster mailboxes and not individual mailboxes. It's location off of Hodges is a plus. The closest similar communities (townhomes with 2 car garages) would be on the Gate/9A area or JTB/Southside/Southpoint area.

Pulte also built Oxford Chase off of Gate Parkway. They are similar in size, although a little smaller overall, and priced cheaper. There is also Ironwood, another Pulte community, off of Gate Parkway, but they would be less expensive, too, and a little smaller. The other agent also mentioned Midtowne, another Pulte community. Most of those are 3 stories, but similar sizes, but typically running a little less expensive. None of these have the same look as Vizcaya. Its appearance is a little more upscale.

Even though the developer is still selling in the community, you can use an agent to purchase in there and be represented at no cost to you. The seller/developer pays the buyer's agent their commission. Therefore, if you aren't currently working with an agent and would like representation, please allow me to assist you.

Sherri Beno, REALTOR, SRES
Keller Williams Realty
Cell: 904-651-1830
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0 votes 3 answers Share Flag
Wed Jul 22, 2009
Juanita answered:
Everbank still allows 580 mid score for their FHA loans. You'll most likely receive an interest rate of 6.5% though.
0 votes 12 answers Share Flag
Thu Jun 18, 2009
Larry Atwell answered:
Hi Michele,
No, it does not to most of us, but the bank only looks at numbers and trends. They do not consider you as an indiividual but as a group. This particular bank could have been burned many times or at least the risk manager handling the property in question.
Ensure that your Realtor and you are on the same page of understanding of short sales and REOs.

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0 votes 2 answers Share Flag
Sun Apr 19, 2009
Carol Zingone answered:

You may be able to rent - the best situation for you would probably be to find a sympathetic owner. Almost all landlords or property managers are going to run a credit check. You should have a letter outlining your circumstances and how you are handling the situation, as well as stating your dedication to pay back the current debt.

Another option is to go to a credit counseler at your bank, or another free resource, to have someone look over what you are doing and see if there is any way you can improve with your current resources.

I would not recommend paying anyone for credit counseling - there is probably a free Jacksonville resource you can find if you search on the internet.

Good luck!

Carol Zingone
Broker Associate
Prudential Network Realty
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0 votes 1 answer Share Flag
Fri Feb 20, 2009
Dallas Texas answered:

Your business plan for selling a home purchasing a home does have merit.

Determine equity of a home based on your purchase price and appraised value of home. If there is a difference in these two values yes you would have equity in a home however all is on paper.

Example: Investor of mine
Purchase a home: $675K
Certified Appraised value $1. 5 Million

His net worth on paper increased at closing close approx. $1 million

There are many home owners after speaking with CPA determine the write for loss on tax returns and plus purchase of a home with equity there are tax advantages.

Many investors search for homes below market value wait for home value reach max. then sale property for profit.
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0 votes 4 answers Share Flag
Fri Feb 20, 2009
The Graves answered:
My opinion....Buy a single family home. Renting is paying someone elses mortgage payments and putting extra cash in the owners pocket. Our military has major money saving options for its employees. Myself......I'd never buy a condo/townhome. To's like living in an appartment. Literally wall to wall neighbors. No privacy, no real dirt (yard) to call your own. Write down all thats important to the way you'd like to live over the next 10 years. Does it intail lots of neighbors or are you looking to expand your family??? You can't buy anything thinking your lives will be the same tomorrow as it is today. Look down the road a little ways before you invest. Be careful of what brokers tell you, not all of them are honest. Remember....they are SALES people. Research them as well. We did and we feel confident in who we have choosen. Good luck! Sincerly,The Graves Family ... more
1 vote 7 answers Share Flag
Fri Feb 20, 2009
The Graves answered:
I just want to say hello and let you know that Mayport/Atlantic Beach is a great place to live and raise a family. Theres so much to do here year round. Of course our Beaches. Nature trails,preserves,fishing etc...The activities are endless! Patty Trantham of VanGuard Realty knows this area inside out. She is our selling broker. We have our Mayport home on the market thru her. She's been extremely helpful thus far and we plan on using her to help us purchase our new home. My husband and I are older folks,our children are know grown and gone. Its know time for us to down size. Take a look at our homes pictures and virtual tour. Who knows,you very well may be interested. Our MLS#451168 and our address is 2103 Featherwood Dr. West,Atlantic Beach,Fl 32233. Even if your not interested in our home. I would continue looking in the Jacksonville Beaches area. This is "THE" place to be!! Thanks for your time. And have fun house hunting! Sincerly, The Graves Family ... more
0 votes 6 answers Share Flag
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