Good Evening Mr./Ms. Tottenham,
If your credit scores are excellent, then yes. At least it was possible a few months ago. We worked with a buyer who I believe got a 95% loan through Compass Bank's lending to professionals program for a $480,000 sales price. Compass has an unusual program that I have not found through other lenders. Give Sue Hicks a call at 904-343-2114 or 904-564-8651.
Another great guy who may also have similar programs is Tom Reber at Wells Fargo 904-318-1058. If Tom says you can do it, he will make it happen.
Any loan under $417,000 is a conforming loan. Anything above that and you are in jumbo loan category and that's a different game, but the buyer of the $480,000 home was a jumbo and was still able to put just 5% down with Compass Bank.
Hope this helps. Please let us know if you need any other help.
Frank and Sharon Alters, CDPE, e-PRO, GRI
Both of these individuals have great reputations and are very honest. We receive no financial gain from recommending them, but I am happy to pass along their names to help someone.