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32114 : Real Estate Advice

  • All19
  • Local Info3
  • Home Buying11
  • Home Selling0
  • Market Conditions0

Activity 16
Fri Aug 5, 2016
Hazem Qousini asked:
Wed Jul 27, 2016
Mary Maynard answered:
Thu Jul 9, 2015
Chris Stumbaugh answered:
Hi Paul
Since your loan amount will be small according to most lenders guidelines
I would suggest contacting a local community bank or credit union in the area that the condo is in

You have great credit and a substantial down payment
Go that route and you should have success

Community banks and credit unions usually will offer the lower loan amounts
Good Luck
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0 votes 1 answer Share Flag
Wed Jun 18, 2014
davis hamilton answered:
Wed Apr 17, 2013
Ann Ryan answered:
Brittany, I'm sorry that you've been less than satisfied with the service you've received. Florida's rental market moves quickly, so you need to write an offer if you see something you like. I don't charge an upfront free, although my company does charge a $75 free to the tenant at closing. All the other costs are normally paid by the landlord.

Speaking of which, most landlords require: first month, last month, and one month security deposit (3x rent move in cost), a good credit score, and no criminal history.
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0 votes 11 answers Share Flag
Mon Jan 21, 2013
Phil Hanner #1 answered:
Send an email to me and I will put you in touch with who you need to talk to. We are a Fannie Mae dealer of REO homes and have what you are looking for.
0 votes 1 answer Share Flag
Thu Nov 1, 2012
Christy Velasquez answered:
There are numerous homes under $20K in Volusia County. If you would like to view any, please email me at
0 votes 7 answers Share Flag
Thu Nov 1, 2012
Christy Velasquez answered:
Currently buyers are very happy with cash buyers. It is typically a quicker close since there is no "qualifying for a mortgage" on your part.
Part 2 of your question is a little more complicated due to the potential tax ramifications. You should consult a Real Estate Attorney & for Part 3 of your question: whomever does the closing for you (title company/Real Estate Attorney), will tell you if there is a form you will need to complete.
I believe the easiest way for you to complete this is to purchase the home yourself and add her to the title. But again, you should definitely contact an attorney.
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0 votes 12 answers Share Flag
Sat Oct 13, 2012
Monika Depalo answered:
You may wish to consult an attorney as real estate agents are not allowed to practice law we only have real estate licenses.
0 votes 4 answers Share Flag
Fri Jul 20, 2012
Mike Linkenauger answered:
Hi there Danny! Sorry to hear about this difficult financial season in your life. A short sale may be your best option. I'm a Daytona Florida short sale specialist, let me know if I can answer any questions you may have. ... more
0 votes 3 answers Share Flag
Mon Apr 30, 2012
Hello Erin,

to determine your loan amount you have to subtract the downpayment from the salesprice.

Let's say you go with a FHA loan program; your downpayment would have to be 3.5 % of the salesprice.

Your fiancee would need to meet the following requirements:
- good credit score (should be at least 620 to get a low interest rate)
- good credit history (no late payments on student loans and rent)
- steady work history (at least 2 years)
- Debt-to-Income ratio should be 31/43
- funds for downpayment and closing costs (financial help from e.g. family members to pay for the closing costs is acceptable).

Please contact me directly, if you want to discuss your own financial situation with me. It would be my pleasure making your wish of homeownership come true.

Best Regards,
Beate Rodriguez
Lic. Loan Originator
Cell: 954.695.4849
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0 votes 1 answer Share Flag
Fri Dec 31, 2010
Dallas Texas answered:
What is your question? With "is this home ready?

Ready for what sell, rent, if you can clarify we might be able to assist

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
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0 votes 4 answers Share Flag
Sat Mar 13, 2010
Skip Stamper answered:
Here is a list of homes that include "Owner will consider Lease Purchase option" in the search criteria. These homes are in the Central Daytona Beach and Holly Hill area. Cut and paste the link into your browser if clicking on it does not work.

Please let me know if you see anything that you are interested in viewing.
I can be reached at 386-547-2552
Thank you,
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0 votes 2 answers Share Flag
Mon Aug 10, 2009
Phil Hanner #1 answered:

If you decide on Daytona Beach, Ormond Beach, New Smyrna Beach, Daytona Beach Shores area I can help get you a great deal. I don't do "regular" real estate. All I do now, and all I have ever done, is foreclosure.

There are plenty of short sale listings but many are a waste of time. REO and short sales are about 75% of sales in some areas of this market.


Phil Hanner
Concord Real Estate
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0 votes 6 answers Share Flag
Fri Apr 10, 2009
Jane answered:
Hi Michael,

I have a condo for sale in zip code 32118 which is right on the beach. It is a safe area. It is a studio listed for $49,500. It is ideal for one-two people. Here is a link to what it looks like. Let me know if you are interested.

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