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32092 : Real Estate Advice

  • All63
  • Local Info12
  • Home Buying25
  • Home Selling9
  • Market Conditions1

Activity 52
Mon May 29, 2017
Blondndagwood answered:
My husband filed bankruptcy in 2013, we moved out of our house, due to the mtg. co. not wanting to work with us. and filed on them. They had changed mtg. co. to another co. name. So it was really hard to work with them. we moved into a leased house. have leased for going on 4 years now. We have tried to buy a house at the lake, 2 yrs. ago. and they told us , we cant buy now, until the auction of our house , which was the sale date . of Jan. 20 , has to be 3 yrs. from that date to buy on FHA. So we are soon to be on that date next yr. of Jan. but we were wondering if we might be able to buy a USDA LOAN, SOONER? ... more
0 votes 22 answers Share Flag
Mon Oct 17, 2016
Maricris A answered:

To remove a home from your saved homes, please follow these steps:

1. Hover your mouse over your screen name at the top right and click 'My Boards'.

2. Click the 'Saved Homes' tab. A list of your saved homes appears. Find the home you want to delete.

3. At the bottom right of the saved home, you will see a bubble with 3 dots. Click this. A gray pop up will appear with the option to delete.

4. Click delete.


Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Tue Oct 4, 2016
You can check all the property eligibility and income requirements at the link below. We have also included some additional helpful information in the link below
0 votes 8 answers Share Flag
Sun May 22, 2016
USDAMTGHUB answered:
Standard closing costs apply just like any other loan. However, USDA does permit the seller to pay all the buyers closing costs up to 6% which is enough. USDA also allows the buyer to roll in their closing costs in the loan, assuming the house appraises high enough.

USDA Mortgage Hub
100% USDA Rural Housing Loans - all 50 states
Ph: 800-691-8826 (7 days a week)
... more
0 votes 1 answer Share Flag
Fri Mar 18, 2016
Slipnot555666 asked:
She is 70 and they were only married 6 months and its my childhood home. I dont want to take it from her but will it make me look better to the banks that I have that. I inherited everything…
0 votes 0 Answers Share Flag
Tue Mar 15, 2016
Korcari2007 asked:
Wed Jun 10, 2015
Gail Long answered:
Hi, Are you still looking to purchase a home? DRHorton Home Builders have now started offering what they are calling Express Homes. This would fit the criteria of what you are looking for and they are building them in St Johns Co. I am happy to help you. Using a Real Estate Agent with new construction does not cost you anything but can get you the best deal when it negotiating for extras and or closing costs being paid for. If your timeframe doesn't allow for a full new build often builders carry an inventory of almost finished or even finished homes that they have available to sell. ... more
0 votes 1 answer Share Flag
Tue Apr 21, 2015
My NC Homes Team answered:
What's the question? If you have a mortgage and your home is deemed to be within the flood zone (based on an elevation certificate) you will likely be required by the lender to have flood insurance. The only way to get an exemption is to have an elevation survey done and if your home is sufficiently raised off the ground and the mechanicals, (heating, cooling generator etc) are above the high water mark as determined by FEMA then you will not need to purchase it. ... more
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Mon Apr 20, 2015
Scarlett Collins asked:
Add for 356 Stonehurst Pkwy in Saint Augustine, FL for $900.00 is a scam. The rent is actually 2100.00 and I spoke with the rental agent, Heather Allen (found her information on
0 votes 0 Answers Share Flag
Sun Apr 19, 2015
Anna M Brocco answered:
If you are a for sale by owner the post is not allowed; if and when you do list with a broker, ask your agent to post the listing, or consider any flat fee realty company that feeds into the site.... ... more
0 votes 1 answer Share Flag
Sat Mar 28, 2015
Ernie Behrle answered:
0 votes 1 answer Share Flag
Sat Mar 28, 2015
busterballs.16 asked:
not say a word thru the whole thing. maybe one comment that the refrigerator would fit.... she was making all plans while looking at the house.. now we have heard nothing....what is this…
0 votes 0 Answers Share Flag
Wed Mar 25, 2015
I am guessing on a loan amount based on your payment example and then using a hard money interest rate and the payment I came up with for that credit score would be closer to $1,200 including taxes and insurance. A co signer would be allowed on an FHA loan but that does not overcome your credit issue so probably will not work. Moving forward without first facing the issue raises your risk. Higher interest rates based on a low credit score monetizes the lender’s risk, it tells you how much they think it raises the risk by lending the money to you. However, risk is a double edged sword, having a higher payment makes it harder to pay on time and raises your risk of loosing the home. Lower credit scores also require about 3 times as much down payment - another risk signal to you. Lenders are sending you money signals not to do it, shortcuts always come with a price tag. ... more
0 votes 4 answers Share Flag
Mon Mar 16, 2015
Caleb Cooper answered:
Mon Mar 16, 2015
Caleb Cooper answered:
Mon Mar 16, 2015
Caleb Cooper answered:
I believe the 'wait period' for lenders to loan you money again is for 2 years now if you've had a recent short unfortunately I don't think so.
0 votes 11 answers Share Flag
Mon Mar 16, 2015
Caleb Cooper answered:
0 votes 3 answers Share Flag
Mon Mar 16, 2015
Caleb Cooper answered:
We have lots of dogs in town. As long as they are on a leash, you can bring them to the beach. There are public dog parks throughout St. Johns county as well.
0 votes 11 answers Share Flag
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