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31907 : Real Estate Advice

  • All19
  • Local Info3
  • Home Buying8
  • Home Selling1
  • Market Conditions0

Activity 14
Wed Dec 13, 2017
Shalitha Miles asked:
Fri Apr 11, 2014
Bill Eckler answered:
The two important initial steps are arranging for financing(obtain a letter of pre-approval) and finding a real estate agent that you are comfortable working with that can walk you through the buying process step-by-step.

Good luck,

Bill
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0 votes 8 answers Share Flag
Sat Feb 22, 2014
Anthony Dooley answered:
Keep in mind that your lender, or your buyer's lender will not use an appraisal that you ordered. They will order their own for a new loan. If there was an appraisal done within the last 6 months on the same property, they will use the previous appraisal, typically. ... more
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Thu Jan 24, 2013
Joey Daoust answered:
It depends on what kind of bankruptcy? chapter 7 or chapter 13? chapter 7 has to be charged off for 3 years and then you have to meet credit score requirement at that time with satisfactory debt to income ratios..

If it is chapter 13 as long as payments have been made on time for last 12 months and paid on for last 24 months or longer toward bankruptcy pay back to lender then you would be ok to purchase as long as you met the credit score requirement at that time and debt to income ratios.
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Fri Sep 28, 2012
Teresa Grobecker answered:
I agree with the other agents who have weighed in. In the mean time, try a property that's rent-to-own while your credit score improves. You may be able to duplicate your efforts while setting yourself up for long-term real estate success. Best of luck! :) ... more
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Mon Sep 10, 2012
Eileen Oravic answered:
Josephine St in Columbus GA between St. Marys Road and Buena Vista Road approx 7 miles from Ft. Benning, GA
0 votes 2 answers Share Flag
Tue Aug 7, 2012
answered:
Either go to a credit union or find dealers who have signs stating "buy here, pay here". Be careful though and do your homework. Some of these dealers sell cars with issues. Carfax is a good source but there are some dealers who will manipulate the carfax info. Interest rates on a loan vary from zero to whatever is allowed by law in your state. In GA, it's 29.99%.
I paid half cash for a car and financed the rest to see how it works. With zero % rate, I have to go to the dealer and pay every 15 days or they come pick up the car. The car was listed as a 2000 Honda Civic LX. It's a DX. I bought it "as-is" so I had to get the brakes done and buy new tires. If you are not a good negotiator, don't go alone. Google search the company before you buy from them.
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0 votes 2 answers Share Flag
Fri Jul 22, 2011
Robin Buntin answered:
I have a couple homes here in columbus that may match your requirements, I know I have 1 listing that is a large home with double living areas. please feel free to contact me anytime if you are interested. 706-888-5903.

Thank you so much,
Robin

P.S. My web-site may help you locate property also www.robinsellscolumbus.com
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0 votes 2 answers Share Flag
Thu Sep 16, 2010
Desari Jabbar answered:
A competitive market analysis would have to be done to find out what the properties in your subdivision are selling for. Once you find the fair market value of your property, you will then know where to price your property so that you can attract buyers and submit an acceptable offer to your lender.

Also, please make certain you are in contact with the bank so they'll know that you're actively pursuing a short sale option.

Please feel to contact me for furthur assistance.

Desari Jabbar

Best of luck to you!
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0 votes 1 answer Share Flag
Sun Jul 25, 2010
answered:
Loan modification can be a good option. All you need to do is find the right company that can really help you to get what you need without damaging your credit more then what you did already.
One of my clients found a great place online that helped him.

DO NOT PAY ANY MONEY UPFRONT!!!

Try the link below, I hope it will help you.

Good luck
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0 votes 6 answers Share Flag
Wed Dec 17, 2008
. answered:
No offer. Its a waste of time. Its owned in an interest through a Trust by Wall Street investors. I have the right questions to ask the people who you are talking to , but thats NOT THE LENDER!

ITS MISREPRESENTATION
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0 votes 7 answers Share Flag
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